What really separates an average real estate agent from a trusted financial advisor and real estate strategist? 

In this episode of Life Changing Money, Barbara welcomes her friend and real estate expert Melina Bradley for a deep-dive into how financial knowledge, lending programs, tax strategy, and mindset shape long-term wealth.

Melina shares how her business exploded by helping others understand what’s actually possible through real estate—not just sales, but VA loans, house hacking, investing, and how all of it ties back to taxes and strategy. 

Tune in to hear: 

• The Doctor’s Mortgage and why it’s one of the most powerful but underutilized tools in the U.S.
• The difference between conventional, FHA, VA, and niche mortgages (and how to choose the right one)
• How to help your college-age kids graduate with equity, not debt
• What every real estate agent should know about lending, taxes, and cost segregation (but most don’t)
• The #1 mindset shift that unlocks your real estate potential
• How to assemble your dream financial team—and why it changes everything
• The real ROI of understanding real estate, taxes, and strategy together
• Why information—not risk—is what’s actually holding most people back

Connect with Melina: 

Instagram: @melinabradleyrealestate