You’ve probably heard the buzz: the “One Big, Beautiful Tax Bill” was officially passed on July 4th—and it’s packed with major changes for business owners. But what does it actually mean for your 2025 tax return? In this episode, Barbara breaks down the bill in plain English (no IRS jargon here!) and shares how these new deductions, credits, and loopholes can save you thousands—if you know how to use them.

She also shares why this moment is a turning point in tax strategy, who wins big (spoiler: creators and high-tax state residents), and what business owners need to shift now to take advantage. 

Tune in to hear:

• What’s actually in the new tax bill and why it matters for small business owners
• The massive QBI deduction extension and how it saves you 20%
• The increase in SALT deductions (hello, Californians + New Yorkers 👋)
• Why you might owe state taxes even if you're online-only
• New rules around HELOCs, tips, overtime, and charitable giving
• Why the IRS wants to manipulate your behavior (yep, really)
• The surprise tax change for real estate investors
• What to know about the electric vehicle credit phase-out
• How charitable giving just got way more rewarding
• What AMT (Alternative Minimum Tax) means for high earners
• Why strategic planning (not just filing) is essential

Join the Write Off Your Life Masterclass: https://taxedacademy.com/woyl-mc

How To Get Involved:

Life-Changing Money is a podcast all about money. We share stories of how money has impacted and radically changed the lives of others—and how it can do the same for you.

Your host, Barbara Schreihans (pronounced ShREE-hands) is the founder and CEO of Your Tax Coach, and the creator of the Write Off Your Life Course. She is a top tax strategist, business coach, and expert in helping business owners and high-net-worth individuals save millions in taxes while increasing profits.

When she’s not leading her team, coaching clients, or dreaming up new goals for her company, you can find her drinking coffee, hanging out with her family, and traveling the world.

Grab a cup of coffee and become inspired as we hear from those who have overcome and are overcoming their self-limiting beliefs and money mindsets!

Do you have a burning question that you’d love to hear answered on a future show?

Please email it to: [email protected]

Sign Up For Our Newsletter

Life Changing Money Podcast

Get Tax Help!

In this episode of Life-Changing Money, Barbara sits down with Dr. Michelle MacCarthy, a chiropractor specializing in Network Spinal, to uncover the deeper layers of healing, health optimization, and building a business that supports a thriving life. 

Dr. Michelle shares how her unique low-force chiropractic approach helps regulate the nervous system to better manage stress, her transformative experiences with functional medicine and parasite cleansing, and her journey into detox practices that changed her health for good. 

She opens up about the lessons learned from starting (and restarting) her own practice, growing her business through a pandemic, preparing for maternity leave, and even retiring her husband after unexpected life changes. 

Tune in to hear:

• What makes Network Spinal different from traditional chiropractic care
• Dr. Michelle’s ayahuasca journey and the unexpected challenges that followed
• How detoxing and parasite cleansing transformed her health
• Lessons learned from launching (and relaunching) her chiropractic practice
• Navigating business growth during COVID-19 shutdowns
• Preparing for maternity leave without losing business momentum
• Shifting household roles and retiring her husband from a high-stress job
• The importance of asking for and receiving support

Connect with Dr. Michelle:

Instagram:

https://www.instagram.com/dr.michellemac/

Wellness Rhythms: 

https://www.instagram.com/wellnessrhythmsdenver/

What really separates an average real estate agent from a trusted financial advisor and real estate strategist? 

In this episode of Life Changing Money, Barbara welcomes her friend and real estate expert Melina Bradley for a deep-dive into how financial knowledge, lending programs, tax strategy, and mindset shape long-term wealth.

Melina shares how her business exploded by helping others understand what’s actually possible through real estate—not just sales, but VA loans, house hacking, investing, and how all of it ties back to taxes and strategy. 

Tune in to hear: 

• The Doctor’s Mortgage and why it’s one of the most powerful but underutilized tools in the U.S.
• The difference between conventional, FHA, VA, and niche mortgages (and how to choose the right one)
• How to help your college-age kids graduate with equity, not debt
• What every real estate agent should know about lending, taxes, and cost segregation (but most don’t)
• The #1 mindset shift that unlocks your real estate potential
• How to assemble your dream financial team—and why it changes everything
• The real ROI of understanding real estate, taxes, and strategy together
• Why information—not risk—is what’s actually holding most people back

Connect with Melina: 

Instagram: @melinabradleyrealestate

Ever feel like something is off in your body, but your labs come back "normal"? You're not alone—and you're not crazy. In this episode, Barbara sits down with Dr. Laura Fortner, a former OBGYN turned DNA optimization expert, to uncover how personalized DNA testing can help women ditch the guesswork and finally get answers about fatigue, stubborn weight, brain fog, hormone imbalances, and more.

This is not your average health episode. Dr. Laura shares how her own health crisis and her family history of dementia led her to functional medicine and DNA genomics. Together, they dive into how your genes don’t define your destiny—and how the expression of your DNA can be influenced (and improved!) through targeted lifestyle shifts, supplements, and hormone support.

Tune in to hear:

• Why “normal” lab results often miss what’s happening at the cellular level
• The truth about methylation defects (like MTHFR) and what they mean for your energy
• How childhood trauma, toxins, and stress impact your gene expression
• The surprising connection between genetics, hormone replacement therapy, and dementia risk
• What your DNA can tell you about constipation, fatigue, and weight gain
• Why GLP-1 medications (like Ozempic) aren’t the full solution—and what to know before starting
• How to use your DNA results as an “encyclopedia of YOU” to make more informed health choices

How To Get Involved:

Life-Changing Money is a podcast all about money. We share stories of how money has impacted and radically changed the lives of others—and how it can do the same for you.

Your host, Barbara Schreihans (pronounced ShREE-hands) is the founder and CEO of Your Tax Coach, and the creator of the Write Off Your Life Course. She is a top tax strategist, business coach, and expert in helping business owners and high-net-worth individuals save millions in taxes while increasing profits.

When she’s not leading her team, coaching clients, or dreaming up new goals for her company, you can find her drinking coffee, hanging out with her family, and traveling the world.

Grab a cup of coffee and become inspired as we hear from those who have overcome and are overcoming their self-limiting beliefs and money mindsets!

Do you have a burning question that you’d love to hear answered on a future show?

Please email it to: [email protected]

Sign Up For Our Newsletter

Life Changing Money Podcast

Get Tax Help!

Have you ever wondered how to legally pay your kids, spouse, or even your best friend through your business and save tens of thousands in taxes while you're at it? In this episode of Life-Changing Money, Barbara drops powerful tax-saving strategies you can implement now to build a Tax-Free Family — all while growing wealth and keeping more money in your pocket.

This episode is the ultimate sneak peek into the upcoming Tax-Free Family Masterclass, happening July 24 at 10 AM PT / 1 PM ET. Tune in to learn how to involve your loved ones in your business, reduce your taxable income, and set up your family for long-term financial freedom.

 Tune in to hear:

• What a "Tax-Free Family" really means — and why you want one
• How to legally hire your spouse (as an owner, employee, or board member) and the pros & cons of each route
• The surprising tax benefits of Medical Expense Reimbursement Plans (MERPs)
• Why paying your kids through your business is a genius wealth strategy — and how to do it legally
• How you can deduct supplements, chiropractic care, and even some Botox
• A breakdown of flexible spending accounts (FSAs), dependent care FSAs, and how to make them work for you
• How HSAs offer a triple tax advantage — and how to use yours for retirement income
• Creative ways to involve aging parents or best friends in your business for tax savings
• Why your accountant may not be telling you about these strategies (and what to do instead)
• The mindset shift that takes you from saving on taxes to creating financial freedom for your family

Want to learn more? Register for the Free Masterclass on Building Family Wealth: https://taxedacademy.com/family 

 

How To Get Involved:

Life-Changing Money is a podcast all about money. We share stories of how money has impacted and radically changed the lives of others—and how it can do the same for you.

Your host, Barbara Schreihans (pronounced ShREE-hands) is the founder and CEO of Your Tax Coach, and the creator of the Write Off Your Life Course. She is a top tax strategist, business coach, and expert in helping business owners and high-net-worth individuals save millions in taxes while increasing profits.

When she’s not leading her team, coaching clients, or dreaming up new goals for her company, you can find her drinking coffee, hanging out with her family, and traveling the world.

Grab a cup of coffee and become inspired as we hear from those who have overcome and are overcoming their self-limiting beliefs and money mindsets!

Do you have a burning question that you’d love to hear answered on a future show?

Please email it to: [email protected]

Sign Up For Our Newsletter

Life Changing Money Podcast

Get Tax Help!

What happens when a frustrated mortgage lender channels divine inspiration to create a movement—and ends up launching one of the most talked-about women’s events in her industry?

In this episode of Life Changing Money, Barbara welcomes mortgage expert and community-builder Paige Hernandez. While the conversation barely touches mortgage strategy, it overflows with heart, intention, and wisdom about business growth, energetic alignment, mindset breakthroughs, and boldly stepping into purpose—even when the resources seem out of reach.

Paige shares how she built Notorious Women, a movement-turned-event series born from a divine idea and a deep frustration over the lack of female representation in her industry. From guerrilla marketing tactics that brought in over 50% of her event’s budget, to cultivating spiritual clarity that allowed her to host without a full team, Paige proves that success is equal parts strategy and surrender.

Tune in to hear:

• Why return on investment is never just about money
• How Paige leverages faith and mindset to make bold financial decisions
• The story behind launching Notorious Women with zero resources (and how she pulled it off)
• What “guerrilla marketing” looked like in a women-led mortgage event
• The role of energetic clearing, mindset, and divine downloads in growing a business
• A behind-the-scenes look at her next event—a luxury branding + content creation retreat in Cabo
• Tips on attracting sponsors, building momentum, and trusting your mission
• Why Barbara journals her way to every business breakthrough
• A hilarious and real moment about how Barbara was accidentally booked as a speaker!

Event Details:
Join Paige and Barbara at the next Notorious Women live event in Austin, TX
🗓️ September 14–17
🧖‍♀️ Pool parties, pajama parties, slippers with patches, and transformative conversations included.

Connect with Paige:
Instagram: @paigetaylorhernandez
Follow Notorious Women on Instagram & Facebook
Join the Notorious Women community on Facebook to attend monthly summits and connect with like-minded female leaders.

How To Get Involved:

Life-Changing Money is a podcast all about money. We share stories of how money has impacted and radically changed the lives of others—and how it can do the same for you.

Your host, Barbara Schreihans (pronounced ShREE-hands) is the founder and CEO of Your Tax Coach, and the creator of the Write Off Your Life Course. She is a top tax strategist, business coach, and expert in helping business owners and high-net-worth individuals save millions in taxes while increasing profits.

When she’s not leading her team, coaching clients, or dreaming up new goals for her company, you can find her drinking coffee, hanging out with her family, and traveling the world.

Grab a cup of coffee and become inspired as we hear from those who have overcome and are overcoming their self-limiting beliefs and money mindsets!

Do you have a burning question that you’d love to hear answered on a future show?

Please email it to: [email protected]

Sign Up For Our Newsletter

Life Changing Money Podcast

Get Tax Help!

Did you know you might be able to deduct your dog’s food, training, vet bills—and even travel—as a business expense?

In this episode of Life-Changing Money, Barbara dives into one of the most surprising (and asked-about) tax strategies: how to legally write off your pet in your business. Whether you’re a business owner, therapist, real estate investor, or content creator—if your animal plays a role in your work, there might be a way to deduct those expenses.

Barbara breaks down six legit ways to deduct pet expenses and what documentation is required to keep it all IRS-compliant. From guard dogs and content mascots to therapy animals and service dogs—this is a must-listen for anyone who wants to keep more of their money while caring for their furry friend.

Tune in to hear:

• How Barbara is deducting her own puppy as a service animal (and how you can too)
• The difference between emotional support animals vs. service animals (and which one qualifies for medical write-offs)
• How business owners can legally deduct:
  • Guard dogs
  • Pest control animals (like barn cats)
  • Pet mascots/content creators
  • Therapy animals in clinical settings
  • Foster pets via 501(c)(3) organizations
  • Why you need a Letter of Medical Necessity (and who can write one)
  • What the IRS requires in terms of tracking, receipts, and documentation
  • How to use a Medical Expense Reimbursement Plan (MERP) to turn personal medical costs—including pet care—into business deductions
  • A breakdown of itemized deductions vs. MERPs (and which saves you more)
  • How to avoid crossing the line between personal pet and deductible expense

Want to learn more? Register for the Free Masterclass on Building Family Wealth: https://taxedacademy.com/family 
 

How To Get Involved:

Life-Changing Money is a podcast all about money. We share stories of how money has impacted and radically changed the lives of others—and how it can do the same for you.

Your host, Barbara Schreihans (pronounced ShREE-hands) is the founder and CEO of Your Tax Coach, and the creator of the Write Off Your Life Course. She is a top tax strategist, business coach, and expert in helping business owners and high-net-worth individuals save millions in taxes while increasing profits.

When she’s not leading her team, coaching clients, or dreaming up new goals for her company, you can find her drinking coffee, hanging out with her family, and traveling the world.

Grab a cup of coffee and become inspired as we hear from those who have overcome and are overcoming their self-limiting beliefs and money mindsets!

Do you have a burning question that you’d love to hear answered on a future show?

Please email it to: [email protected]

Sign Up For Our Newsletter

Life Changing Money Podcast

Get Tax Help!

Are you missing out on the tax strategy that could save you thousands and help build wealth for your kids?

In this episode of Life Changing Money, Barbara is joined by her husband Matt for a fun but strategy-packed conversation on family wealth planning. They break down how to legally employ your children and spouse in your business for both major tax savings and long-term wealth building—including how to set up Roth IRAs, maximize retirement contributions, and use whole life policies for legacy planning.

Whether you're a seasoned business owner or just getting started, this episode will open your eyes to the strategies the ultra-wealthy use—and how you can too.

• Why employing your kids is 100% legal and IRS-approved (and how to do it right)
• The real reason the government wants you to pay your children
• Job ideas for kids of all ages—from toddler shredding to TikTok management
• How to shift income to a lower tax bracket (hello, tax arbitrage!)
• How to invest your kids’ paychecks to build generational wealth
• Why a Roth IRA is more powerful than a 529 plan for college savings
• How to use life insurance creatively to fund big purchases later in life
• 3 smart ways to legally involve your spouse in your business (without giving away 50%)
• The surprising benefits of setting up a Board of Directors—including destination “board meetings”

Register for the Free Masterclass on Building Family Wealth: https://taxedacademy.com/family 

How To Get Involved:

Life-Changing Money is a podcast all about money. We share stories of how money has impacted and radically changed the lives of others—and how it can do the same for you.

Your host, Barbara Schreihans (pronounced ShREE-hands) is the founder and CEO of Your Tax Coach, and the creator of the Write Off Your Life Course. She is a top tax strategist, business coach, and expert in helping business owners and high-net-worth individuals save millions in taxes while increasing profits.

When she’s not leading her team, coaching clients, or dreaming up new goals for her company, you can find her drinking coffee, hanging out with her family, and traveling the world.

Grab a cup of coffee and become inspired as we hear from those who have overcome and are overcoming their self-limiting beliefs and money mindsets!

Do you have a burning question that you’d love to hear answered on a future show?

Please email it to: [email protected]

Sign Up For Our Newsletter

Life Changing Money Podcast

Get Tax Help!

In this episode, I’m sitting down with Council Mastermind member Kymbirley Brake—a single mom, tax strategist, product-based business owner, and nonprofit founder. Kymbirley opens up about raising a special needs daughter, navigating health scares, and how those experiences radically changed her mindset and led her to build multiple businesses, including a fast-growing wellness brand on Amazon and a nonprofit for families with medical expenses.

Tune in to hear:

• How a major health scare changed everything for Kymbirley
• What it’s really like building a business as a single mom of a special needs child
• The surprising benefit of “paying for friends” through masterminds
• Why she created a nonprofit to help other families like hers
• How topical vitamin patches work—and who they’re perfect for
• What every parent of a special needs child must know about trusts
• Kimberly’s top tax tip for entrepreneurs
• The $99 wellness tool that helped her chronic back pain

Connect with Kymbirley:

• Kymbirley’s tax firm: https://www.instagram.com/octaxbrake/
  
   
• Her wellness brand: https://www.instagram.com/viciwellness 
  
   

Barbara’s Estate & Trust Mini-Course: https://taxedacademy.com/trust-and-estate-mini-course 

 

Join the Council Mastermind: https://taxedacademy.com/thecouncil

How To Get Involved:

Life-Changing Money is a podcast all about money. We share stories of how money has impacted and radically changed the lives of others—and how it can do the same for you.

Your host, Barbara Schreihans (pronounced ShREE-hands) is the founder and CEO of Your Tax Coach, and the creator of the Write Off Your Life Course. She is a top tax strategist, business coach, and expert in helping business owners and high-net-worth individuals save millions in taxes while increasing profits.

When she’s not leading her team, coaching clients, or dreaming up new goals for her company, you can find her drinking coffee, hanging out with her family, and traveling the world.

Grab a cup of coffee and become inspired as we hear from those who have overcome and are overcoming their self-limiting beliefs and money mindsets!

Do you have a burning question that you’d love to hear answered on a future show?

Please email it to: [email protected]

Sign Up For Our Newsletter

Life Changing Money Podcast

Get Tax Help!

In this episode, I’m sitting down with entrepreneur and construction mogul Jeremy Harrison for an unforgettable conversation on transformation, grit, and faith. From time spent behind bars to running a multi-million-dollar construction empire, Jeremy opens up about the hard lessons he learned, how prison became the turning point for his life, and what it really takes to rise from rock bottom to massive success.

Whether you're navigating a tough season or scaling your next big idea, this is a must-listen reminder that your past does not define your future—and success is possible for anyone willing to do the work.

Tune in to hear:

• The surprising reason Jeremy says prison was the best thing that ever happened to him
• What no one tells you about life after incarceration—and how the system sets people up to fail
• How he went from minimum-wage mechanic to million-dollar contractor in just a few years
• The mindset shift that allowed him to leave old circles and create a new legacy
• Why aligning your business and marriage is crucial for long-term growth
• The moment he realized money isn’t the goal—and what actually matters
• The vision behind Salt of the Earth and why he's turning his mess into his message
• How he structures his days as a husband, father of four, CEO, and homeschool dad
• Their bold family mission to hit $500M—and why the journey matters more than the outcome

Connect with Jeremy:

https://www.instagram.com/jeremy_d_harrison/

Website: https://www.royalexteriors.us/

How To Get Involved:

Life-Changing Money is a podcast all about money. We share stories of how money has impacted and radically changed the lives of others—and how it can do the same for you.

Your host, Barbara Schreihans (pronounced ShREE-hands) is the founder and CEO of Your Tax Coach, and the creator of the Write Off Your Life Course. She is a top tax strategist, business coach, and expert in helping business owners and high-net-worth individuals save millions in taxes while increasing profits.

When she’s not leading her team, coaching clients, or dreaming up new goals for her company, you can find her drinking coffee, hanging out with her family, and traveling the world.

Grab a cup of coffee and become inspired as we hear from those who have overcome and are overcoming their self-limiting beliefs and money mindsets!

Do you have a burning question that you’d love to hear answered on a future show?

Please email it to: [email protected]

Sign Up For Our Newsletter

Life Changing Money Podcast

Get Tax Help!