Simran Kaur achieved financial independence at just 29 years old. Then… she realised retirement wasn’t what she expected.

In this episode, Ed and Andrew sit down with the founder of Friends That Invest to unpack how she built enough wealth to retire early, and why retirement lasted less than a week.

You’ll learn:

• How this Kiwi investor built wealth and retired at 29
• What her 60 years of retirement REALLY looks like
• The surprising thing she learned about retirement that no one ever tells you

Main lesson? Financial freedom isn’t just about escaping work, it’s about having enough flexibility to choose how you spend your time. Reaching the number is one thing… figuring out what comes next is something completely different.You can follow Simran and check out her free budgeting tools, podcast, and investing resources at friendsthatinvest.com.

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