Last night, Lori and I celebrated the birthday of our friend at a black tie, old Hollywood-style gala that he threw. It was amazing! It was the perfect excuse to get dressed to the nines, go out dancing all night long, and to be around our friends and incredible human beings. 

While we were there — surrounded by people wanting to have the same conversations as us and feeling immense amounts of gratitude for that — we were reminded of the sad reality that takes place when you're in a crowded room of people who aren’t on the same page. Usually, it results in shrinking yourself and your values.

On the flip side, one night of high-end conversations can actually change your life, and that is why you will sink down or rise up depending on if you're outnumbered by positive or negative people.

IN THIS EPISODE, WE TALK ABOUT:

• Stopping to appreciate how hard you have worked
• Why stretching to work with the best is always better than taking shortcuts
• The difference it makes to surround yourself with like-minded people

RESOURCES

• Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. 
• Thanks to Soul CBD for sponsoring the show! Get 15% on your order at mysoulcbd.com/lori.
• Go to chrisharder.me/mastermind to claim one of the last five spots for 2023!

CONNECT WITH CHRIS

Follow Me: @chriswharder

Visit My Website: https://chrisharder.me 

CONNECT WITH LORI

Follow Lori: @loriharder

Follow Lite Pink: @drinklitepink

Follow Earn Your Happy: @earnyourhappy

Follow Girlfriends & Business: @girlfriendsandbusiness

Listen to Girlfriends & Business

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I’ve been preparing for 2023 and I want to share with you what three areas I’m concentrating on in that planning: your numbers, your audience, and your people. I am going to address where you should be trying to stretch yourself in these three areas, while also knowing that you're playing within the real world of what is possible.

In today's episode, I show you that there are no excuses to not hit your goals in 2023. I promise if you apply all of this — your goals, your dreams, and that incredible year you want — it's going to come true for you. But you have to put in the work right now.

IN THIS EPISODE, WE TALK ABOUT:

• Knowing your numbers by using Chris’ technique of working backwards
• Defining your “rented” audience and your “owned” audience
• How to surround yourself with the people who will help you reach your goals and who will make good collaborators

RESOURCES

• Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day.  
• Go to chrisharder.me/mastermind to claim one of the last five spots for 2023!

CONNECT WITH CHRIS

Follow Me: @chriswharder

Visit My Website: https://chrisharder.me 

I’m sharing an investing formula for any small business owner who has big ambitions and is dedicated to growing their brand in the next 12 months. I break down the different buckets you should set up in order to intentionally support your goals of getting to the next level. I also describe some real world examples of what’s possible for each budget and explain how to apply this template to whatever your projected revenue is for next year. 

IN THIS EPISODE, WE TALK ABOUT:

• The #1 financial mistake I see with “accidental entrepreneurs”
• Why I believe 60% to 65% of your revenue should be dedicated towards growing your business
• The thought process behind earmarking 20% of your revenue for marketing & PR 
• Reimagining the traditional hiring and team building model 

RESOURCES

• Just a few spots left in the 2023 Elite Mastermind! Check out more information at chrisharder.me/mastermind.  
• Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day.  

CONNECT WITH CHRIS

Follow Me: @chriswharder

Visit My Website: https://chrisharder.me 

Where are you skipping the opportunity to not only get better at something, but also find your edges? Lori and I have been exploring this question lately, especially as it relates to our workouts. We’ve gotten back into Orangetheory and have been really pushing our physical boundaries. It’s made such a difference in how we view the everyday challenges that come afterwards. Listen in to hear more about how you can shift your baseline and perspective so that the tough stuff gets easier. 

IN THIS EPISODE, WE TALK ABOUT:

• A simple way to elevate your life and create more ease 
• Observing how you handle the thoughts and feelings that come up when you’re pushing your limits 
• Adding some healthy competition into your life 
• Taking the opportunity to expand yourself and your abilities 

RESOURCES

• Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. 

CONNECT WITH LORI

Follow Lori: @loriharder

Follow Lite Pink: @drinklitepink

Follow Earn Your Happy: @earnyourhappy

Follow Girlfriends & Business: @girlfriendsandbusiness

Listen to Girlfriends & Business

Listen to Earn Your Happy

CONNECT WITH CHRIS

Follow Me: @chriswharder

Visit My Website: https://chrisharder.me 

As I celebrate my 45th birthday, I’ve been taking some time to reflect on five lessons that have really helped me get to where I am today. 

I wish when I was younger, someone would’ve told me that you have to be unapologetic about your message and purpose, and worry less about the few naysayers in your life. I’ve learned that you need to monetize what brings you joy, be a creator instead of a consumer, and play the long game. My eagerness to learn and consistent gratitude practice have also played a huge role in my success. 

IN THIS EPISODE, WE TALK ABOUT:

• Why this past year has been the happiest one of my life 
• Taking ownership over your narrative and destiny 
• What I’ve gained in my life as a result of becoming a more open person 
• The power of accumulation 

RESOURCES

• Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day.  

CONNECT WITH CHRIS

Follow Me: @chriswharder

Visit My Website: https://chrisharder.me 

One of the best ways to be more prosperous is to really dial in how you think about and view your earning potential. The simplest way to retrain your inner belief about your income is by incorporating mantras into your routine. I share the three money mantras that have radically transformed mine and Lori’s ability to consistently hit our financial goals and find creative ways to diversify our revenue streams. In my experience, once you start actively changing your thought patterns, your actions will follow suit. 

IN THIS EPISODE, WE TALK ABOUT:

• Why I love mantras 
• How to hit new sales and business goals in 2023
• The #1 mantra that causes a shift in how you plan to accumulate money 
• My advice for reverse-engineering your goals and creating a plan to achieve them 

RESOURCES

• Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day.  

CONNECT WITH CHRIS

Follow Me: @chriswharder

Visit My Website: https://chrisharder.me 

The holidays are right around the corner, so Lori and I wanted to share how we dial in our schedules and uphold our boundaries so that we actually enjoy the season. We break down what we do before, during, and after the holidays in order to stay on track with our personal and business goals. 

We talk about our simplified approach to gift giving, how we practice the ‘less is more’ philosophy, and explain how we protect our energy around friends and family. Plus, we share our favorite New Year's Eve tradition and explain how we set ourselves up for success at the beginning of the year. 

IN THIS EPISODE, WE TALK ABOUT:

• Focusing on quality time and experiential gifts 
• The importance of sticking with your healthy habits during the holiday season 
• Picking your battles and keeping the peace with your family 
• Why we like to schedule a trip or self-development event in January to kickstart the year 
• Giving yourself some buffer room before you dive right back into work 

RESOURCES

• Save your spot for the 2023 Elite Mastermind: chrisharder.me/mastermind 
• Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. 

CONNECT WITH LORI

Follow Lori: @loriharder

Follow Lite Pink: @drinklitepink

Follow Earn Your Happy: @earnyourhappy

Follow Girlfriends & Business: @girlfriendsandbusiness

Listen to Girlfriends & Business

Listen to Earn Your Happy

CONNECT WITH CHRIS

Follow Me: @chriswharder

Visit My Website: https://chrisharder.me 

How do you know when you’re stretching in a way that will make you level up, or if you're just being fiscally irresponsible? There are three questions that Lori and I ask ourselves when we’re thinking about making a big investment. I break down what those three questions are and share measurable ways that can help you get really clear on your decision. I also share real examples of how we’ve used this system to radically change our lives for the better. 

IN THIS EPISODE, WE TALK ABOUT:

• How Lori and I decided to move to California and live in the ‘Bentley building,’ even though we were still recovering from The Great Recession 
• Recognizing when you’re making excuses for irresponsible spending habits 
• Why you want to have 12 months of liquid runway available at all times 
• Tangible data to consider before making a big purchase 

RESOURCES

• Fill out the application now for the 2023 Elite Mastermind: chrisharder.me/mastermind 
• Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day.  

CONNECT WITH CHRIS

Follow Me: @chriswharder

Visit My Website: https://chrisharder.me 

One of the biggest mistakes I see new entrepreneurs make is that they start building their businesses in financial quicksand. I’m joined by fractional CFO and tax strategist Shannon Weinstein to break down how to set yourself up for success from day one. 

I ask Shannon about everything from writing off phone bills and meals to how to find the right tax professional. We also talk about how she decided to go all-in on her brand, Keep What You Earn, and what inspired her brilliant approach to marketing. Don’t save this episode for Aprilーthe key to being tax savvy is proactivity and preparation. 

IN THIS EPISODE, WE TALK ABOUT:

• The point in your business when you should seek out a tax strategist or fractional CFO 
• Red flags to look out for when you’re talking with an accountant or tax strategist 
• Common misconceptions about tax write-offs and deductions 
• What the Augusta Rule is and how to take advantage of it 
• Shannon’s strategy of giving away information, but charging for implementation 
• What you can expect to learn in the Business Financial Quickstarter 

RESOURCES

• Use Code CHRIS for $50 off Business Financial Quickstarter: keepwhatyouearn.com/chris 
• Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day.  

CONNECT WITH SHANNON

Follow Shannon: @shannonkweinstein 

Learn more about Keep What You Earn: keepwhatyouearn.com 

Listen to Keep What You Earn  

CONNECT WITH CHRIS

Follow Me: @chriswharder

Visit My Website: https://chrisharder.me 

When you’re seeing all these sensationalized headlines about layoffs, inflation, and the economy in general, I want to make sure that you’re not confusing opportunities shifting with opportunities going away. There’s no doubt that things are changing, but you have a chance to be on the cutting edge of it all. Now more than ever, we’re going to see more entrepreneurs and start-ups that need your expertise. Listen in to learn how you can roll up your sleeves, get creative, and build financial freedom like you never imagined before. 

IN THIS EPISODE, WE TALK ABOUT:

• How my perspective on right-sizing has changed since I made a career pivot in 2008/2009 
• My message to anyone who has been laid off recently 
• How to take advantage of the booming contractor and freelancer economy  
• Why it’s time to focus on your marketing and growth strategy 

RESOURCES

• Get your application in for the 2023 Elite Mastermind: chrisharder.me/mastermind 
• Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day.  

CONNECT WITH CHRIS

Follow Me: @chriswharder

Visit My Website: https://chrisharder.me