When your savings takes a hit, how do you bounce back? Today, I'm talking with Jess about how to build back her emergency fund after several big expenses set them back last year. We'll get into the details about navigating saving among all your other good goals, like paying down a van loan, investing for retirement, and still having fun with the family. How can we prioritize our money goals when the right choice isn't obvious? We'll talk about all of that with Jess on this episode.

Join Pay Period Budget Academy at debtfreemom.co/pba.

Visit dfmpodcast.com to apply to join me as a guest on the show!

Managing your personal finances is a challenge. We all know that, but now try managing small business finances, knowing that what you do in one will affect the other. My conversation today is with Danielle Hardesty, a photographer who is managing both small business and personal finances. We dive into ways to set up business finances so that you as the business owner, make sure you're covering your expenses without forgetting to pay yourself.

Start Budgeting by pay period today with the Debt Free Mom $9 Mini Course + Template at debtfreemom.co/template.

Get the book "Profit First" by Mike Michalowicz on Amazon here: https://amzn.to/3DBjmoM

Find Danielle Hardesty Photography online here: https://www.instagram.com/daniellehardestyphotography/

Today I’m talking with Kalei as she explores what it will take to adjust the family’s finances around an unpaid maternity leave that’s about 3 months away. Kalei is a military spouse and mom of 1, soon to be 2. Her husband’s role with the Army recently moved their family to Alaska, and they’ve been adjusting to life away from extended family as well as a much higher cost of living than they were used to. Kalei completed a custom budget with me not too long ago, so part of our time together will be diving into what she learned about her finances and her options moving forward.

Purchase your own Custom Budget from Debt Free Mom by visiting debtfreemom.co/custom

Apply to be a guest on the show at dfmpodcast.com

Could your budget survive giving up your primary income? That's the question that my guest today desperately wanted to answer. Debbie was a registered nurse making six figures, but wanted to switch her focus to taking care of her family at home. Without ever having used a spreadsheet before she dove headfirst into the debt-free mom pay period budget. You'll learn from her experience of untangling the complicated emotions surrounding money and learn that it's never too late to take control of your finances.

If you'd like to join me as a guest on the show, go to dfmpodcast.com

How do you stay on track with your budget when unexpected expenses pop up? Today's episode covers a lot of practical ways to prepare for those unplanned charges. If you find yourself stressed out or discouraged when the unexpected happens, I know you'll take away something helpful from my conversation with Kellianne.

Become a member of Pay Period Budget Academy at debtfreemom.co/pba.

Apply to be a guest on the podcast at dfmpodcast.com.

The Debt Free Mom Podcast launches with the first three episodes on Monday, February 6th, 2023. Subscribe today on your favorite podcast platform to get the episodes as soon as they release.

If you'd like to apply to be a guest on the show, visit dfmpodcast.com.

Do you find yourself stuck in your personal finances? With a budget that isn’t working - or maybe no budget at all? Do you have goals for your money that don’t seem any closer today than they were yesterday?

The Debt Free Mom Podcast is here to build you into a confident budgeter who reaches financial goals with contentment all along the way.

In each episode, I’ll sit down with someone like you and dive into a specific roadblock in their home finances. Together, we uncover the reality of where your money is going, build a realistic plan for reaching your goals, and establish the healthy money mindsets needed to make that plan stick.

If you’d like to apply to be a guest on the show, visit DFMpodcast.com.