The Property Nerds

In this data driven episode, Arjun, Jack and Adrian unpack why rentvesting is becoming one of the biggest wealth strategies of 2025 heading into 2026 and when it doesn’t make sense.

The nerds break down the four core principles of rentvesting, using real examples to show how renting can boost flexibility, protect cash flow and unlock borrowing capacity, if you invest the right way. You’ll also hear their 2026 outlook, including the rise of digital nomads earning Aussie income while living overseas.

We cover:

• What rentvesting actually is
• Interest rates vs rental yields and cash flow gap
• The hidden borrowing power advantage renters can have over owner occupiers
• Why buying the “wrong” home can shut down future investing
• How location can impact career, business and income growth
• The mistakes new rentvestors make and how to avoid them
• Where rentvesting is heading next

Timestamps:

02:19 - What rentvesting is (and what it’s not)

03:03 - Why rentvesting is surging in 2025

04:40 - Renting in expensive cities vs investing elsewhere

05:29 - The real cost of moving: 6-10% + $40k-$60k per transaction

06:46 - Interest rates vs rental yields

07:28 - $6M price point + 1.7% yield

08:08 - When rentvesting doesn’t make sense

10:08 - Why rent isn’t “sensitised” like a mortgage

11:42 - Owner occupier vs renter vs investor scenario

12:30 - Lifestyle vs investment performance

14:41 - Arjun’s case study: “2-minute commute” performance rentvesting

19:39 - The biggest rentvesting mistakes

22:42 - Competing for rentals + “100 person queues”

24:42 - When buying your home can be the smarter move

30:02 - 2026 outlook: is rentvesting getting more attractive?

31:34 - The next trend: Aussies rentvesting while living overseas

If you’re serious about building wealth through property, rentvesting isn’t just a lifestyle choice, it’s a finance and performance strategy. Watch this episode to understand the framework, run the numbers properly and decide whether rentvesting is the right move for you going into 2026.

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this weeks episode, the nerds sits down with NSW Liberal Party Minister Mark Speakman to unpack what’s really driving Sydney’s housing crisis and why “quick fix” solutions like 5% deposit schemes may actually make affordability worse.

From feasibility and planning delays to the tax and charge load baked into new homes, this conversation breaks down the supply side of housing in plain English and explains what would need to change for Sydney (and NSW) to materially increase housing delivery over the next decade.

We cover:

1. Why Sydney is now one of the most unaffordable housing markets in the world
2. The real bottleneck holding back supply
3. How government taxes and charges can make up 25-40%+ of a new home’s cost
4. Why 5% deposit schemes can push up prices and increase risk for first home buyer

Timestamps:

03:26 - Why Sydney is now “severely unaffordable”

05:38 - The real bottleneck: financial feasibility

06:37 - The impact of taxes and charges on new builds

07:13 - Will planning reforms actually speed up supply?

08:04 - Community consultation vs delivery

10:43 - Why density must come with infrastructure

11:46 - The quickest lever: easing state taxes and charges

13:53 - Why 5% deposit schemes are “almost cruel”

16:29 - Is Sydney’s price growth partly “normal” for a global city?

18:33 - What policy changes could reduce the tax burden

19:33 - Rosehill/Camellia: why the project stalled

21:19 - What success looks like by 2029

23:28 - The construction workforce problem

If you’re serious about investing in property, you can’t ignore the policy mechanics shaping supply, prices, and feasibility. Watch this episode to understand what’s really holding Sydney back, and what reforms could actually move the needle.

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-

financial/Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this real investor case study, Kit Gunasekara joins us as we break down the real story behind building a $5M property portfolio across 7 properties in his 30s, including the early mistakes that cost him growth, confidence and opportunity.

From buying a Melbourne CBD apartment that went backwards, to working with a buyer’s agent that didn’t deliver, Kit shares what finally changed everything. If you’re trying to grow a portfolio (or restart after a setback), this episode is your playbook.

We cover:

• The early buying mistakes that slowed Kit down
• Why land value and scarcity matter more than “big cities” and shiny apartments.
• How he rebuilt confidence after a disappointing purchase
• The decision making framework he uses now: cash flow, borrowing capacity, capital
• Why he bought multiple properties sight unseen and how he manages risk
• Trusts, SMSFs and structuring moves that help future proof a growing portfolio

Timestamps:

03:02 - Why property (and leverage) wins

05:52 - Land is king09:29 - Education & accountability

11:26 - Buying in 2023

13:52 - Future proofing with structure

15:08 - The Darwin thesis

16:19 - Diversification lowers risk

21:12 - Career pivot with purpose

26:58 - The 3 part investor playbook

If you’ve been waiting for the “perfect time” or the “perfect property,” this is your reminder: the investors who win are the ones who learn fast, ask better questions and move with conviction.

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this data driven episode, Arjun, Jack and Adrian break down the real lending shifts shaping Australia’s property finance landscape, from rising DTI limits to the new investor lending cap that could shake the market.

Whether you’re a first time investor or scaling your portfolio, this episode unpacks how finance policies, trust structures and bank rules are quietly changing the game and how to position yourself before they hit your bottom line.

We cover:

• The mindset mistake most investors make with DTI limits
• Why paying LMI can actually save you thousands
• How Apple’s 20% investor lending cap could reshape the banks
• The “policy X factors” your broker might not even know about
• How to use changing finance rules to unlock your next deal

Timestamps:

02:17 - What APRA’s proposal actually targets

03:01 - Brokers & non banks take centre stage

04:45 - DTI 101 with rentvesting

06:10 - Common DTI misconceptions

11:07 - Hitting goals under DTI ≤6

13:36 - LMI waivers + 1% assessment buffers

15:05 - 40-year loan terms

16:59 - LMI 101: cost & structures"

20:12 - Move purchases forward, compound faster

If you’re serious about building wealth through property, understanding finance strategy is non negotiable. Watch this episode to learn how to make the new lending landscape work for you.

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this week’s episode of The Property Nerds Podcast, The Nerds sit down with Molly Benjamin, founder of Ladies Finance Club, to get into how she turned a personal financial low point into a nationwide movement helping women build confidence with money. Molly shares her powerful story of transformation and the lessons every investor, saver, and future homeowner can learn from it.

Molly Benjamin is a speaker, educator and founder of Ladies Finance Club, a community that empowers women to take control of their money with confidence. Her practical, no judgement approach has inspired thousands to start investing, buy property, and rethink their relationship with money.

In this conversation, you’ll learn:

1. Why women often save well but hesitate to invest and how to change that mindset.2. How to overcome shame, fear, and financial “taboos” to take action.3. The role property and rentvesting play in building long-term wealth.

Timestamps:

02:13 - Molly’s journey to financial freedom

05:21 - Shame, habits & money messages from parents

08:16 - Mindset blocks: fear, cash comfort & the $800k shock

11:11 - How property fits into a financial plan

13:41 - Fixing financial literacy from childhood

16:27 - Trends: older first time buyers & post divorce investors

18:41 - Molly’s rentvesting wins & using professionals

20:41 - Molly’s best money decisions

21:51 - How to join Ladies Finance Club

Money shapes opportunity but too often, women are left out of the conversation. Molly’s work is a reminder that financial literacy isn’t just about wealth; it’s about freedom, security, and legacy. Whether you’re buying your first property or rethinking your money habits, this episode is packed with practical insights and motivation.

CONNECT WITH MOLLY:

Instagram: https://www.instagram.com/msmollybenjamin/

Website: https://www.ladiesfinanceclub.com/

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

This week it is just the nerds! They’re pulling back the curtain on the finance moves even experienced investors miss. If you think restructuring is only for first timers, this episode will change your mind. We walk through three live client scenarios that shifted assets into smarter structures, freed up borrowing power and without higher incomes, created room for bigger commercial plays and two additional properties.

1. In this episode, you’ll learn:How to move a commercial asset from personal name to SMSF to lower tax, free borrowing capacity, and redeploy equity, before your next purchase.
2. Why “never sell” can quietly sabotage retirement and when selling to enter commercial converts paper gains into reliable cash flow.
3. The single bank trap for high earners and how multi lender policy differences and trust structures can add two properties without lifting your salary.

Timestamps:

00:00 - Why Paying Tax Is (Quietly) a Good Thing

02:05 - Case Study #1: Two Resi, One Commercial & ‘Tapped Out’

04:55 - Unlocking Capacity with SMSF & Trusts

08:39 - Easy vs Right: Ethics in Finance Strategy

12:01 - Case Study #2: When It’s Time to Stop Chasing Growth & Start Chasing Income

19:03 - Busting the ‘Never Sell’ Myth & The Down sizer Dilemma

23:08 - Case Study #3: High Income Bankers Stuck at One Bank

25:32 - Trusts, SMSFs & Replacing One Property with Two

29:36 - The Power of Two Extra Properties

Property is a game of finance. Structure, not just rate, dictates what you can buy next, how fast you grow and whether your portfolio will ever pay you to retire. These three cases show how smart sequencing can turn a stuck portfolio into a scalable, income producing plan.

If you want strategies like these mapped to your numbers, reach out to Fouracre Financial. Follow, rate, and send this to a mate who’s “tapped out” but still wants to grow.

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

When COVID uncertainty hit, Aman Sethi went from owning two properties to adding six more in quick succession, while running a fast growing migration & careers business. The Property Nerds break down the “executive homes in the middle ring” strategy, the finance decisions that unlocked scale and how Aman used equity as a safety buffer to keep moving when others froze.

Aman Sethi is a valued InvestorKit client and the founder of a dual arm business: visa & migration advisory plus job search/coaching and staffing solutions across Australia. His portfolio built largely interstate and often sight unseen focuses on quality assets with strong yield and long term growth fundamentals.

In this conversation, you’ll learn:

• Why “executive” family homes in middle ring suburbs can out yield inner ring prestige and out perform outer ring volume plays.
• How staying on top of valuations and recycling equity creates buffers that enable decisive action.
• The mindset shift high income professionals need to scale beyond 1-2 properties, quality over count, data over emotion.

Timestamps:

1:50 - The Turning Point

3:40 - Investing During Uncertainty

5:10 - Quality Over Quantity

7:00 - The “Executive Homes” Strategy

11:00 - Why Yield Matters

15:00 - The Power of Equity Growth

20:30 - Guidance & Diligence: The “Insurance” Moments

23:30 - Building a Team & Buying Interstate

26:20 - Finance Strategy & Scaling Tips

45:10 - Balancing Business and Property Investing

Enjoy the episode and if it helps, pass it to a business owner who needs a nudge from “comfortable” to “compounding.”

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this week’s episode of The Property Nerds, Arjun sits down with Ryan and Lauren, physios from Darwin who’ve built a five property portfolio across three states in just five years. From buying sight unseen to balancing careers and cashflow, they share the strategies that helped them turn research into real results.

You’ll learn:

1. Why they chose property over other investments and how leverage became their key to building wealth.
2. The mindset shift that helped them buy interstate without ever visiting the properties.

1. How structured money habits and teamwork allowed them to scale confidently.

Timestamps:

1:19 - The Moment They Chose Property

7:36 - Why They Ditched DIY & Hired Pros

8:01 - Brisbane House That Doubled

19:21 - Bundaberg Bet: Regional vs Capital Cities

21:12 - The Home & Land Mistake (And Why They Kept It)

27:02 - How They Make Money Decisions As a Couple

29:51 - Systems, Offsets & Points Hacks

31:51 - Planning Property #6 & Advice For Beginners

Ryan and Lauren’s story shows that building wealth through property isn’t about luck, it’s about clarity, systems and staying the course even when results take time. Their journey is a blueprint for anyone ready to move from researching to actually investing.

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, Adrian sits down with Paul Hancock, the 2025 REINSW Auctioneer of the Year, for an inside look at what really goes on behind the hammer. From bidding psychology to campaign strategy, Paul breaks down the art and science of winning at auction, for both buyers and sellers.

Paul shares his perspective on what makes an ideal auction campaign in today’s market, why three weeks is often the sweet spot, and how timing and confidence can completely change the outcome. He also unpacks bidding strategies, from making the first move to mastering the element of surprise and explains the subtle signals that can give experienced bidders an edge.

The conversation rounds out with the biggest mistakes buyers make at auction, why sitting back can cost you the property, and how preparation and conviction separate successful bidders from the rest.

Timestamps:

00:00 - Intro

01:10 - Winning Auctioneer of the Year

03:01 - The Ideal Auction Campaign Length

06:11 - Bidding Strategies That Work

09:46 - How to Keep the Pressure On

12:41 - Minimum Bids & Auctioneer Rules

15:31 - The Smallest Bid Ever Taken

17:21 - Common Mistakes Buyers Make

19:01 - The Power of Prepared Bidding

20:21 - Outro

Listen now to learn how to bid smart, stay confident, and buy like a pro.

Connect with us to stay in the loop!

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https://www.instagram.com/commercialinvestorpodcast/

TikTok: https://www.tiktok.com/@commercialinvestorpod

Connect with Arjun

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

Connect with InvestorKit

Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

What does it take to build wealth back home while living 12,000 kilometres away? In this Property Nerds International episode, Arjun sits down in Dubai with aviation professional and seasoned Aussie expat Tim Biason, who’s spent the past 11 years working across Qatar, Hong Kong, and the UAE, all while quietly growing a strong investment portfolio in Australia.

From navigating finance as an overseas income earner to transforming his approach from gut instinct to data-driven strategy, Tim shares what it really takes to make your expat years count.

Despite life overseas, he’s continued to build his property portfolio back home in Australia, proving that distance doesn’t have to derail your investment goals.

In this conversation, you’ll learn:

1. The biggest challenges Aussie expats face when investing from abroad and how to overcome them.
2. Why property, not lifestyle, has been the most stable source of wealth in Tim’s journey.
3. How working with professionals transformed his strategy from gut feel to data driven growth.

Timestamps:

00:00 - Intro

01:46 - Aussie Expats Building Wealth Overseas

03:24 - From Business Grad to Aviation Engineer in Dubai

04:50 - How Property Became Tim’s Path to Long Term Wealth

05:52 - The Biggest Financial Hurdles Expats Face

09:59 - Why Using a Buyer’s Agent Made All the Difference

13:19 - From Family Advice to Data-Driven Investing

16:01 - Building a Smart Strategy for Life After Dubai

25:06 - Don’t Waste Your Time Abroad

So many Aussie expats earn great tax-free salaries but struggle to turn that into long-term wealth. Tim’s story shows what’s possible when you turn your career advantage into financial leverage, using the right data, strategy, and team.

Listen now, save it for later, or share it with an Aussie expat who needs a nudge to get started.

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/