The Property Nerds

In this episode of The Property Nerds, Arjun is joined by Avi Khan, Principal at Ray White AKG, to unpack the shifting dynamics of Brisbane’s property market. Once a Sydney and Melbourne trend, auctions are now reshaping how buyers and sellers operate in Brisbane, driven by consumer demand and surprising results on the auction floor.

Avi reveals why written offers always trump verbal ones, the common mistakes buyers make, and how sellers can successfully navigate challenges like selling with tenants. They also cover strategies for competing in a low stock environment, why timing is everything, and how buyer’s agents have evolved from off market deal finders to competition navigators.

Timestamps

0:00 - Why “normal trends” don’t apply in Brisbane’s auction heavy market

2:10 - How auctions gained traction in Brisbane

5:00 - Stories of surprising auction outcomes and buyer behaviour

7:20 - Why many buyers avoid auctions

10:00 - Selling with tenants: Timing strategies and working with renters

12:00 - The biggest negotiation mistakes buyers make

13:20 - Do buyers gain an advantage using a buyer’s agent?

15:00 - The evolution of buyer’s agents: from off market deals to competition experts

18:00 - Bridging finance, rent backs, and timing pitfalls

24:00 - Why stock is so low in Brisbane and how it impacts long term price growth

With practical tips, negotiation insights, and real stories from the field, this conversation is essential listening for investors and owner occupiers looking to understand Brisbane’s fast moving market.

CONNECT WITH AVI: Instagram: https://www.instagram.com/avikhan/Website: https://raywhiteakg.com.au/?fbclid=PAZXh0bgNhZW0CMTEAAaf3pRurM8abymVzLTedrZ_fPhgo_yqwcdOZp3-UTscu5eWeYLlPaBP4Wntgfg_aem_SroMHHCt3fdilDZ-fu78qwLinkedin: https://www.linkedin.com/in/avikhan/

CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this raw episode, Michael shares the unfiltered journey from battling severe mental health struggles in his teens to building a $20M+ property portfolio and running a multi 8 figure business.With no roadmap, no corporate job, and no burning passion to “follow,” Michael found his edge through honesty, hustle, and a commitment to becoming the best at whatever he put his hands to.

We cover:

- Why waiting for passion is holding people back

- How mental health shaped his views on wealth and purpose

- Why buying a Lambo didn’t change anything

- The real reason he left a $900K job to start from scratch

- The mindset shift that made him financially free, without chasing endless more

Timestamps:

0:00 - Intro

3:00 - Michael’s early battle with mental health.

8:00 - "The Side Hustle That Changed Everything"

10:00 - "I Made $900K... and Walked Away"

16:00 - "The Lambo Effect Wears Off

17:50 - Why Mastery Beats Passion When Building a Career.

24:00 - Why Property Over Stocks?

30:40 - Knowing When Enough Is Enough

35:45 - How financial freedom changed Michaels Life

45:00 - The story behind his desire to guide others through the dark

If you’re stuck, scaling, or questioning what success really looks like, this one’s for you.

CONNECT WITH MICHAEL:

Instagram: https://www.instagram.com/michaeljamesthomas_/

Website: https://www.mentoredbymichael.com.au/?fbclid=PAQ0xDSwMCVJBleHRuA2FlbQIxMQABp52I1QgndGIHTnJNjhYHE86x_-ecmUjxULhN9fx8ro_fvNs0WiDCwbBBuU1s_aem_HgpKFvZjuREC_LcljiAgwA

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram: https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode, the Property Nerds team dives deep into four powerful strategies to unlock your borrowing capacity from maximising your SMSF potential to optimising personal liabilities, using smart structuring, and leveraging lender policies. The guys break down how these tactics can make or break your portfolio’s growth timeline.

In this episode, you’ll learn:

• How SMSF can open up a separate borrowing stream and fast track your portfolio without impacting personal cash flow.
• Why cutting credit limits, personal loans, and rent sharing arrangements can instantly boost borrowing capacity.
• How trust structures and lender policy knowledge can extend your property purchasing power and avoid portfolio roadblocks.

0:00 - Intro1:04 - SMSF & Why It’s a Borrowing Power Goldmine3:50 - SMSF for Self Employed & High Income Earners6:51 - Deposits, Buffers & Lenders10:39 - The Fastest Fix to Borrow More13:57 - Living at Home vs Renting: The Borrowing Power Effect17:27 - Structuring Your Portfolio for Long Term Wins22:43 - The Right Sequence26:14 - Different Banks, Different Rules: Secret Lending Policies32:37 - Outro

CONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/

CONNECT WITH THE PROPERTY NERDS:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, Arjun and the team sit down with longtime InvestorKit client Daniela Ting, a banker who turned her financial regret into a $3.5M property portfolio in just four years.

Dani opens up about why she chose to "rentvest" instead of buying a home, how she made her first investment during a lockdown, and the mindset shift that helped her go from one property to four. It’s a raw and practical look at building wealth without compromising lifestyle and how sometimes the “dream home” can wait.

Timestamps:

0:00 - Intro

3:17 - How to Invest During Uncertainty

4:20 - The Cost of Financial Regret and Why Waiting Can Hurt

6:26 - Using Equity to Grow a Portfolio

7:56 - The “3 Pieces of Paper” That Unlock Your Next Property

9:08 - The Power of Diversification: Why Location Matters

11:00 - How to Build a Roadmap for Passive Income

13:30 - Why Skipping the Dream Home Can Be a Smarter Move

18:27 - Renovating vs. Maintenance: A Value Add Strategy

21:16 - Outro

Whether you’re a first time investor or already building your portfolio, Dani's  story proves that everyday Australians can build real wealth strategically, confidently, and without losing the lifestyle they love.

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

The Property Nerds are back with a guest who knows how to cut through the noise, Chief Economist at Ray White, Nerida Conisbee.From REA to Ray White, Nerida unpacks the biggest differences in data, insights, and strategy between the two property giants and why Ray White’s investment in *real* market intelligence is shaking up the game.0:00 - Intro
0:17 - Guest intro
1:40 - Ray White’s data approach
3:44 - How Ray White agents offer early market insights
5:59 - Using AI to localise suburb level market updates
6:46 - How interest rate sentiment triggered early market changes
10:05 - Are Adelaide, Brisbane & Perth still good buys after recent growth?
13:18 - What infrastructure impacts property prices the most?
15:00 - The Olympics effect: what Sydney taught us about Brisbane
19:50 - When infrastructure projects actually impact price growth
21:15 - Why infrastructure spend needs context, not just headlines
22:35 - OutroWhether you’re a buyer, investor, or just a property nerd like us, this episode will give you clarity on what’s *actually* moving the needle in today’s market.CONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH THE PROPERTY NERDS:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

The Property Nerds are back with a guest who knows how to cut through the noise, Chief Economist at Ray White, Nerida Conisbee.From REA to Ray White, Nerida unpacks the biggest differences in data, insights, and strategy between the two property giants and why Ray White’s investment in *real* market intelligence is shaking up the game.0:00 - Intro0:17 - Guest intro1:40 - Ray White’s data approach3:44 - How Ray White agents offer early market insights5:59 - Using AI to localise suburb level market updates6:46 - How interest rate sentiment triggered early market changes10:05 - Are Adelaide, Brisbane & Perth still good buys after recent growth?13:18 - What infrastructure impacts property prices the most?15:00 - The Olympics effect: what Sydney taught us about Brisbane19:50 - When infrastructure projects actually impact price growth21:15 - Why infrastructure spend needs context, not just headlines22:35 - OutroWhether you’re a buyer, investor, or just a property nerd like us, this episode will give you clarity on what’s *actually* moving the needle in today’s market.CONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH THE PROPERTY NERDS:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

Think LMI is just an annoying cost? Think again. In this weeks episode of The Property Nerds you'll learn how certain professions (some surprisingly obscure) can access LMI waivers, potentially saving $12,000 - $20,000 on a single purchase. The trio also break down the real opportunity cost of waiting to save a 20% deposit hint: it could be setting your investment journey back by years.

0:00 - Intro

1:01 - What Is LMI and Why It’s Not the Enemy

1:35 - Who Qualifies for LMI Waivers

3:53 - Essential Workers Policy Explained

5:15 - Real Savings: How Much Can You Actually Save on LMI?6:38 - The True Opportunity Cost of Waiting for a 20% Deposit

8:03 - LMI Refunds: The Little-Known Hack

9:41 - Buying with Low or No Deposit: Other Strategies

13:30 - Do LMI Waivers Still Apply in Trust Structures?

15:57 - How to Pull Your Plan Forward by 3-5 Years1

8:20 - Outro

If you’re looking to scale your property journey smarter, faster, and with less capital upfront this is your episode.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

Self managed super funds (SMSFs) have long been a favourite for savvy investors until now. In this episode, the nerds sit down with returning guest John from C2 Super to unpack the latest government shake up around Division 296 and the proposed super tax on balances over $3 million.

00:00 - Intro

01:36 - The Surge in SMSF Interest & Media Chatter

02:15 - Division 296 Explained

04:06 - Senate Roadblocks & Greens' Demands

06:00 - Impact on Aussie Families & Housing Supply

07:00 - Biggest SMSF Myths Debunked

10:00 - Can You Buy Property in an SMSF?

11:54 - How Division 296 Could Impact Valuations

15:05 - Who Shouldn’t Set Up an SMSF?

19:08 - Why C2’s Admin Process Stands Out

22:30 - Outro

Whether you’re already running your own fund or just SMSF curious, this is essential listening for anyone serious about controlling their financial future.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!

CONNECT WITH THE PROPERTY NERDS:

Instagram: https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

CONNECT WITH FOURACRE FINANCIAL:

Instagram: https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we're joined by economist Cameron Kusher to unpack the uncomfortable truth about Australia's housing supply and why the 1.2 million homes target is slipping further out of reach.

From construction cost blowouts and trade shortages to shifting interest rates and migration surges, Cameron breaks down the complex web behind why we’re falling short and what might help turn the tide.

Timestamps:

0:00 - Intro

1:52 - Is the Housing Project on Track?

4:07 - What’s Holding New Supply Back

5:47 - Migration vs. Housing Policy

7:33 - Interest Rates Outlook

10:41 - Indicators That Actually Matter

12:42 - Why No One’s Listing

14:15 - Triple Whammy of Low Supply

16:42 - Forward Looking Data Gems

18:25 - AI in Real Estate

20:20 - Outro

Whether you're a seasoned investor, first time buyer, or just curious about the future of the Australian housing market, this episode delivers real insights with zero fluff.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!

Connect with The Property Nerds:

Instagram: https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

Connect with Arjun:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

Connect with InvestorKit:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin:https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

Connect with Fouracre Financial:

Instagram: https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode, the nerds take a step back from the numbers and gets real about what makes a WINNING PORTFOLIO STRATEGY. Spoiler alert: it's not just positive cash flow or picking the “right” suburb.They break down the most common strategy misconceptions, why some investors stall out after just one or two properties, and what to consider BEFORE making your next move.00:00 – Intro01:23 – What Actually Counts as Strategy in Property02:33 – Common Misconceptions: Positive Cash Flow ≠ Strategy03:31 – Why Finance Is the Engine of Your Property Plan04:50 – The Financial Mistakes That Break a Portfolio06:00 – Car Loans, Credit Cards & Other Borrowing Blockers08:46 – How a True Strategy Comes Together (Not Just Buying Well)10:36 – The Key Components: Research, Finance, Risk, Structures12:49 – Why Some People Should Wait Before Buying16:10 – OutroWe hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!CONNECT WITH THE PROPERTY NERDS Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/CONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/