Hour 2: Aired on Thursday, June 30, 2016

- James (Knoxville, TN) wants to know how to handle old medical debt.

- Davis (Raleigh, NC) is 14 years old and owes $21,000 to his 16-year-old brother.

- Dave talks about the upcoming Smart Conferences in Houston and Atlanta.

- Richard (Raleigh, NC) wants to know where he should invest his money.

- Christine (Austin, TX) asks where a house should go in the Baby Steps.

- Martese (Decatur, IL) has been served papers on a debt and wants to know if it's legit.

- Chris and Andrea (Cleveland) are debt-free after paying off $55,000 in 34 months.

- Brittany (Minneapolis, MN) wonders if buying a condo in an HOA is a good idea.

- Justin (New York) wants to move to Florida, but he has no job lined up.

- Rachel (Charlottesville, VA) asks if her husband should take a side business and go full time to pay off debt.

- Dave reads a Twitter question from Kevin, who asks Dave's take on duplexes/triplexes and renting them out for extra income.

Hour 1: Aired on Thursday, June 30, 2016

- Chelsea (Milwaukee, WI) wonders if it's time for a career change.

- Rachel (Chicago) asks about selling her house to pay off debt.

- Dave talks about Rachel Cruze's new book, Love Your Life Not Theirs: 7 Money Habits For Living The Life You Want.

- John (Washington, D.C.) wants to know what to do after investing in a Roth IRA.

- Rachel (Lancaster, PA) has a question about paying down debt before she buys a house.

- Becky (Louisville, KY) needs to know what to do with the stock her husband got as part of his severance package.

- Paula (Houston) wonders how to progress in a Chapter 13 bankruptcy.

- Charlotte and Peter (Cincinnati) want to know if they should cash-flow their son's college education.

- Dayne (Spokane, WA) is living in her grandmother's house and has a deal to pay her mortgage.

- Dave explains quickly what we teach and why we teach it.

Hour 1: Aired on Wednesday, June 29, 2016

- Laura (Eau Claire, WI) wonders if she and her husband should take his company's offer for private stock.

- Steve (Phoenix) is on disability and asks if he can get long-term care insurance.

- Andrew (Los Angeles) wants to know if he should sell his house to pay off his student loans.

- Lauren (Memphis, TN) wonders if she should sell stock to reduce debt and become a stay-at-home mom.

- Dave talks about how his answers are predictable, and what one radio programmer told him about his "boring" show.

- Clay (Laurel, MS) just got laid off and is wondering what to do next.

- David and Stacy (Rochester, NY) are thrilled to be debt-free after paying off $49,000 in 18 months!

- Dave encourages listeners to attend his most popular class, Financial Peace University, and explains a little more about it.

- Tanya (Indianapolis) wonders what percentage she should invest.

- Dave reads a Twitter question about rolling a 401(k) to an IRA while the market is down.

- Sky (Albuquerque, NM) asks about selling a motorcycle.

Hour 2: Aired on Wednesday, June 29, 2016 

- Kathy (Idaho Falls, ID) asks about refinancing while on disability.

- Shelby (Sioux Falls, SD) wants to know how to get the family on board.

- Peter (Tri-Cities, WA) has a question about funding house projects while on Baby Step 2.

- Brittaney (Charlotte, NC) wonders if her husband should work for his father's HVAC business.

- Rich and Janice (Boston) are debt-free after paying off $376,000 in four years!

- Drika (Los Angeles) wants to know what to do with an inherited 1031 exchange.

- Dave reads the Blinds.com question of the day from Steven, who asks how much his friend would have if he invested the $500–1,000 he spends each year on the lottery.

Hour 3: Aired on Wednesday, June 29, 2016

- Tanya (New Haven, CT) wants to know how to pay for school to become a special ed teacher.

- Whitney (Quantico, VA) asks the best way to tackle her debt.

- Dave reads a Twitter question from Moe, who asks about ROI for an investment property.

- Dave reads a Twitter question from AJ, who asks about pausing the debt snowball to plan for an upcoming wedding.

- Dave reads a Facebook question from Kimberly, who wonders which websites Dave recommends for stay-at-home moms to make extra money.

- Dave reads a Facebook question from Mario, who wants to know if he needs an accidental death policy in addition to his term life insurance.

- Dave mentions that the stock market went up another 300 points today.

- Bernice (Pueblo, CO) is debt-free after paying off $38,178 in 25 months!

- Dave encourages listeners to use his free online budgeting tool, EveryDollar.

- Dave reads the Scripture and quote of the day.

- Michelle (San Antonio, TX) wants to know if she should sell her house.

- Ryan (Orlando) and his fiancé are disagreeing about a student loan.

Hour 3: Aired on Tuesday, June 28, 2016

- Rachel (Lexington, KY) is dealing with a collection agency that won't negotiate with her on her medical bills.

- Dave talks about the concept of negotiation and how it happens in America as well as other countries.

- Dave talks about Chris Brown's radio show Chris Brown's True Stewardship and its podcast.

- Chad and Tera (Champaign, IL) are excited to scream that they've paid off $113,000 in 44 months and are debt-free!

- Tim (South Bend, IN) wants to help his mother-in-law with her gambling addiction.

- Sean (Fort Collins, CO) is debt-free after paying off $26,000 in seven months!

- Dave reads the Scripture and quote of the day.

- Dave talks about Hall-of-Fame Tennessee Lady Vols basketball coach Pat Summitt, who passed away early this morning.

- Vanessa (Boston) has a question about what to do with her teaching pension.

- Donald (Wheeling, WV) wonders if he needs a bigger emergency fund.

- Dave reads the Blinds.com question of the day from Kelly, who took out a Parent PLUS loan for her daughter.

- Dave talks about the economic effects of Brexit.

Hour 2: Aired on Tuesday, June 28, 2016

- Dave welcomes guest Christy Wright to the studio for the full hour to take calls and talk about women in business. 

- Dave and Christy talk about the Business Boutique event in Nashville on November 4 and 5, 2016. 

- Christie (Cincinnati) wants to know if she should hire more cleaners.

- Kerri (Philadelphia) wonders if she should pay for social media ads for her glass-etching business.

- Brandon (Atlanta) asks if his wife, who wants to be a freelance writer, should attend Business Boutique. 

- Sherrie (Chicago) wonders the best way to change the business model of her magazine from a free publication to a paid one.

- Julia (St. Louis, MO) wants to open a boutique and asks the early steps she should take to get started on it.

Hour 1: Aired on Tuesday, June 28, 2016

- Dave remembers legendary Tennessee Lady Vols basketball coach Pat Summitt.

- Jared (Tacoma, WA) asks what to do with his old 401(k).

- Justin (Tulsa, OK) wants to know how to become a financial planner.

- Courtney (Gainesville, FL) wonders if she should use her Florida prepaid college plan to pay down debt.

- Dave explains why he doesn’t recommend prepaid college tuition.

- Charles and Radonna (Sacramento, CA) are excited to scream that they're debt-free after paying off $73,200 in 20 months!

- Dave encourages listeners to attend his most popular class, Financial Peace University.

- Dave talks about meeting visitors in the lobby who met and fell in love at a Financial Peace University class.

- Rich (Atlanta) asks if self-directed IRAs are good.

- Ben (Columbus, OH) has a question about how to begin paying down debt.

Hour 2: Aired on Monday, June 27, 2016

- Makayla (Baltimore) asks if she should sell her starter home.

- Kathy (Atlanta) wants to know if she needs a Roth IRA.

- Dave reads a Facebook question from Elizabeth, who wonders why a cash offer is more desirable to a car dealer when they rely on financing for profits.

- Dan and Kelsey (Charlotte, NC) ask when to hire a management company for rental properties.

- Mike (Los Angeles) has siblings who are fighting over an inheritance.

- Sam (Laredo, TX) says he inherited homes from his parents.

- Josh and Mary (Billings, MT) are debt-free after paying off $50,000 in 32 months!

- Terry (Chicago) wonders how to receive and handle his late wife's life insurance money.

- Dave encourages listeners to attend his popular Financial Peace University class and talks about deals at daveramsey.com.

- Kristie (Traverse City, MI) asks what to do with money for kids.

- J.T. (Idaho Falls, ID) says his buyer wants to renegotiate the terms of a small business sale.

Hour 3: Aired on Monday, June 27, 2016

- Keegan (Indianapolis) says his wife doesn't know how much she owes in student loans.

- Alex (Phoenix) wants to know how to pay off the house.

- Joe (Salt Lake City, UT) asks if he should renew his life insurance.

- Sheri (Kansas City, MO) wonders how she can pay off the house.

- Dan and Chelsea (Provo, UT) have paid off $225,000 in three years and are now debt-free!

- Dave reads the Scripture and quote of the day.

- Dave promotes "The Dave Ramsey Show" YouTube Channel.

- Katelyn (Richmond, VA) asks about buying a house on contingency.

- Chris (Las Vegas) says his wife will not budget or make a plan.