Hour 1: Aired on Monday, September 12, 2016

- Nechama (Jerusalem, Israel) asks how to find motivation.

- John (Athens, GA) wonders what he should do with the extra cash from an auto insurance settlement.

- Dave talks about the YouTube live stream of the Smart Money event in Dallas.

- Brad (Anchorage, AK) is pondering a move to Minnesota. Should he stay or should he go?

- David (Orlando) gave his debt-free scream from the lobby. He paid off $252,000 in 54 months!

- Michelle (Rockford, IL) asks what to do with her fiancé’s non-retirement savings.

- Angelo (Baton Rouge, LA) is 18 and living with his parents. How can he buy a good, cheap car to get to work?

Hour 1: Aired on Friday, September 9, 2016

- Doug (Atlanta) wants to get an IRA but is frustrated at the high fees.

- Bryan (Madison, WI) is discouraged with his employer. How can he move his career forward in a seemingly dead-end job?

- Dave talks about the Smart Conference coming up in Houston and Atlanta.

- Peter (Portland, OR) asks if he should stop his retirement savings in Baby Step 2.

- Jessica (Dallas) wonders if she can make minimum payments in Baby Step 2.

- Alex and Selenia (St. Louis) give their debt-free scream from the lobby after paying off $82,000 in just under three years.

- Lisa (Reno, NV) is saving for a rental property after paying off college. Where and how should she save?

- Holly (Orlando) needs ideas for encouraging her husband.

- Dave reads a question from Facebook. Tim wonders if Dave would ever consider opening a bank.

Hour 2: Aired on Friday, September 9, 2016

 - Anya (Greenville, NC) lost her driver’s license after a DUI. Should she sell her car?

- Dave talks about the upcoming Retire Inspired events.

- Priscilla (Los Angeles) asks if she and her husband should make the move to Texas.

- Lisa (Portland, OR) wants to know when to give an employee a raise.

- Joe and Megan (Lexington, KY) give their debt-free scream from the lobby. They paid off $41,000 in five years.

- Matt (Outer Banks, NC) asks if he should buy or rent while in the military.

- Dave reads a Twitter question from Chris who asks what sort of loan would be best.

- Porsha (Baltimore) is $150,000 in debt. What should her priorities be?

Hour 3: Aired on Friday, September 9, 2016

- Dave talks about the upcoming Millionaire Theme Hour on Tuesday, September 13.

- Chris (Hartford, CT) asks if he should help his ex-wife pay her bills.

- Dave encourages listeners to download the free Home Seller’s Guide.

- Karen (Kansas City, MO) needs advice on preparing for retirement.

- Dave reads a Facebook question from James. Is it wise to use a flex account on Baby Step 2?

- Carl (Houston, TX) wants to know if he can roll his 401(k) from an old company to his new one.

- Dave answers the Blinds.com question of the day. A mom can no longer help her child with college costs. How can this college senior continue without debt?

- Ryan (El Paso) needs help budgeting for life insurance.

- Dave shares the Scripture and quote of the day.

- David (Marquette, MI) is dealing with a stolen identity.

- Terri (San Diego) wonders whether to follow the financial advisor’s advice and use retirement funds to pay the mortgage.

Hour 3: Aired on Thursday, September 8, 2016

- Brett (Tucson) asks where his 19-year-old son should put his car accident settlement money.

- Dave answers the Blinds.com question of the day. Jan won a business contract with the state. Should they finance or lease business equipment?

- Shawn (Carlsbad, NM) needs advice on how to divide his 401(k).

- Walker (Montgomery, AL) asks how to find resources.

- Jasyra (Philadelphia) is debt-free after paying off $34,000 in just six months!

- Natasha (Phoenix) gets help with starting a budget.

- Bill (Albuquerque) inherited houses in an area that’s on the decline. What should he do?

- Dave shares the Scripture and quote of the day.

- Caleb (Portland, OR) bought a car from a friend who still owed money. He can’t get the title. Now what?

- Joseph (Tampa) was gifted $10,000 by his grandfather and is looking for investment suggestions.

- Brittany (Chicago) loaned her mom $3,000 to buy a car. Should she forgive the debt?

Hour 2: Aired on Thursday, September 8, 2016

- Dave talks EntreLeadership and small business.

- Marna (Fort Wayne, IN) asks about how to price services.

- Dave talks about his EntreLeadership webinar as well as the EntreLeadership 1-Day event coming to Kansas City.

- Justin (South Bend, IN) has a question about tithing on business earnings.

- Tom (Atlanta) asks how to talk moonlighting with his employer.

- Trey (Knoxville) thinks he may be ready to go full time with his side business.

- Monte (Nashville) needs retirement options to offer his small staff.

- Kyle (Wichita, KS) asks how much salary he should pay himself out of the business.

Hour 1: Aired on Thursday, September 8, 2016

- Mary (Boone, NC) questions the importance of life insurance.

- Kelly (Springfield, MA) is having trouble controlling her spending ways.

- Dave talks about the radio show Chris Brown’s True Stewardship.

- Nikki (Nashville) makes her debt-free scream from the lobby. She paid off $41,000 in 14 months!

- Dave answers Gigi from Facebook, who asks what makes Dave endorse companies.

- Paul (Spokane, WA) wonders if a project house makes sense.

- Jesus (Kansas City, KS) asks if he should get rid of his truck.

Hour 3: Aired on Wednesday, September 7, 2016

- Sarah (Seattle) asks how to fund college for her kids.

- Teri (Portland, OR) needs to know the goal amount for a solid emergency fund.

- Shawn (Lafayette, IN) wonders whether he should pay off his 401(k) loan or put money toward Baby Step 3.

- Joey (Cincinnati) asks how to help his 18-year-old brother learn how to be wise with money.

- Dave answers the Blinds.com question of the day. Teresa asks if Dave would suggest a 529 fund for her child’s college savings.

- Adrian (Phoenix) asks if he should refinance to drop mortgage insurance and his high interest rate.

- Sharon (Pittsburgh, PA) needs advice on how to counsel her daughter on money.

- Dave shares the Scripture and quote of the day.

- Dave rants about dumb money decisions.

Hour 2: Aired on Wednesday, September 7, 2016

- Dave and special guest Hillary Scott of the Grammy award-winning group “Lady Antebellum” discuss her new album and her appearance at Business Boutique.

- Wes and Haylie (Washington, D.C.) are debt-free! They paid off $40,000 in 10 months.

- Ariana (Miami, FL) wonders what to do when her income is less than her expenses.

- Dave shares the benefits of Financial Peace University.

Hour 1: Aired on Wednesday, September 7, 2016

- Jerrod (Phoenix) and his wife are expecting their first child in January. Should they put money into an HSA while in Baby Step 2?

- Jack (Winnipeg, Manitoba) wonders where he should invest to buy a house.

- Dave reads a question from Facebook. Nathan asks, what is the penalty for getting out of a whole life policy?

- Daniel and Tracy (Allentown, PA) give their debt-free scream from the lobby. They paid off $217,000 in 39 months!

- Dave and his daughter Rachel Cruze talk about the 14-Day Money Finder and Rachel’s new book, “Love Your Life, Not Theirs.”

- Samantha (Raleigh-Durham, NC) needs advice on how to talk to her parents about a will.

- Dave and Rachel share details on the upcoming Smart Money Tour and other events.