Hour 3: Aired on Friday, April 15, 2016

- Lisa (Chicago) says her house is underwater and she can't refinance it.

- Cliff (Wichita, KS) wants to know how to focus on his dream job and still pay the bills.

- John (Houston) asks how to sell a small business and the land the business owns.

- Kim (Louisville, KY) says her parents are dealing with a difficult mortgage company while doing a loan modification.

- Michael and Stephanie (Houston) have paid off an incredible $422,000 in 47 months and are now debt-free!

- Thomas (Louisville, KY) asks which retirement option he should take at his new job.

- Dave reads the Scripture and quote of the day.

- Mark (Chicago) wants to know how to advise a friend who is going through a divorce.

- Kathy (Tucson, AZ) says her late brother left his mobile home to her and she needs to get out of a six-month listing contract.

Hour 3: Aired on Thursday, April 14, 2016

- Max (Huntsville, AL) asks if he should take his savings down to $1,000 to pay off debts.

- Emily (Hattiesburg, MS) is getting grief from a family member for wanting to buy a beach condo.

- Katrina (Omaha, NE) wants to know if she and her husband should buy a home.

- Justin (Shreveport, LA) wonders how to get his wife on the same page about money.

- Lane and Krista (Lafayette, LA) are debt-free after paying off $70,000 in 34 months!

- Dave reads the Scripture and quote of the day.

- Debbie (Indianapolis) has a question about getting a mortgage on a vacation property.

- Mike (Kenosha, WI) asks about switching to a fixed-rate, 10-year mortgage.

Hour 1: Aired on Thursday, April 14, 2016

- Tracy (Port Huron, MI) says her ex-husband's house and mortgage are both in her name, and she wants to know how to get out of this.

- Lisa (Boise, ID) wonders if she and her husband can raise the price of their house.

- Mark (Knoxville, TN) asks how he can use the bonds he was given for his education.

- Justin and Melissa (Columbus, OH) are excited that they are debt-free after paying off $59,000 in 42 months!

- Thomas (San Antonio, TX) wonders if, at 41 years old, he is too old to start saving for a house and retirement.

- Dave reads the Blinds.com question of the day from Brittany, who wants to move out of her parents' house, but they want her to stay and save for a home.

- Kathy (Kansas City, MO) is dealing with a complicated sibling dispute over her elderly father's estate.

- Eric (Raleigh, NC) is 24 and wonders if he and his wife really need life insurance.

Hour 2: Aired on Thursday, April 14, 2016

- Emily (Sacramento, CA) says her husband has incurable cancer and asks if she should double-up on her own life insurance.

- Harvey (Hattiesburg, MS) is trying to counsel a friend who is about to default on his mortgage.

- Dave reads a Twitter question from Cedric, who asks why it would not be wise to invest part of your emergency fund.

- Shauna (Iowa) wonders if she should relocate for a job.

- Linda (Seattle) is 62 and recently widowed. She says she doesn't have enough income.

- Jeff and Meghan (Winchester, VA) are excited to scream that they are debt-free after paying off $177,000 in one year!

- Dan (Dayton, OH) wonders how to allocate retirement savings.

- David (Portland, ME) asks what to do with extra cash in savings.

- Kris (Portland, ME) wants to buy a mobile home because of high real estate costs.

- June (Birmingham, AL) wonders if they should fix up their rental home or sell it.

Hour 1: Aired on Wednesday, April 13, 2016

- Dave talks about the high school students in the lobby and his "Foundations In Personal Finance" program.

- Carissa (Denver) wonders how she can help a widow friend pay off her debt.

- Dave welcomes special guest Kimberly Williams-Paisley to the show to discuss her new book "Where The Light Gets In."

- Jake and Melinda (Lexington, KY) are excited to scream that they are debt-free after paying off $180,000 in 8.5 years.

- Bob (St. Cloud, MN) wonders the best way to use saved cash.

- Mike (Traverse City, MI) wants to build a house and needs help budgeting the cost per month on the loan.

- Greg (Columbus, OH) asks where to put the IRS in the debt snowball.

- Dave talks about upcoming live events and launches the fall Smart Money events.

Hour 3: Aired on Wednesday, April 13, 2016

- Albert (Tulsa, OK) has no money after battling cancer and is facing foreclosure.

- Dave talks about the specials currently running on some of our product bundles at DaveRamsey.com.

- Dale (Meridian, MS) is in the military and needs help choosing funds for a TSP and his wife's Roth IRA.

- Dale has a second question about saving for college in an ESA vs. a 529.

- Emily (Phoenix) wonders what to do with her old 401(k).

- Doug and Lynette (Houston) are debt-free after paying off $119,200 in 6.5 years!

- Dave rants about how people should aim to pay off their houses like Doug and Lynette did.

- Dave reads the Scripture and quote of the day.

- Steve (Louisville, KY) asks about the best way to start saving and pay off debt.

- Dave reads the Blinds.com question of the day from Jen, who wants to know if she should stop retirement and save cash to pay off her fiancée's debts after getting married.

- Dave talks about the upcoming live events this weekend in Orlando.

Hour 3: Aired on Tuesday, April 12, 2016

- Amanda (Louisville, KY) asks how to properly invest child support money.

- Jarred (New Orleans) wonders if a rental property is a good investment.

- Dave talks about some of the deals on daveramsey.com.

- Jim (Phoenix) wants to know if he should flip real estate for profit now that he's in his 60s and doesn’t have much in retirement savings.

- Kristen (Tampa, FL) asks if she and her husband should sell their upside-down car to get ahead.

- Nate and Kari (Nashville) are excited to shout that they've paid off $110,000 in 23 months and are now debt-free!

- Dave promotes Ramsey Solutions' upcoming live events.

- Dave reads the Scripture and quote of the day.

- Darryl (Midland-Odessa, TX) and his wife are renting-to-own their home, but now the owners have changed their minds on the deal.

- Dave reads a Twitter question from Candi, who wonders if it's okay to give adult kids money.

Hour 3: Aired on Monday, April 11, 2016

- Caela (Columbus, OH) says her husband just found $31,000 in student loan debt his parents took out and he owes.

- Dave rants briefly about Caela's situation and parent-plus loans in general.

- Dave talks about our Graduate's Survival Guide product.

- Matt (San Diego) wants to know how to pay off his business debt and then plant a church.

- Dave reads a Facebook question about whole life insurance at age 55.

- Dave welcomes guest Christy Wright to talk about women in business as well as to discuss Business Boutique.

- Rachel (Champaign, IL) asks how to turn her scrapbooking hobby into a business.

- Susan (Kansas City, KS) wants to know how to start a sewing or baking business that she legally can't run out of her home.

Hour 2: Aired on Monday, April 11, 2016

- Megan (Lincoln, NE) wants to know how to budget for spontaneous giving.

- Joshua (Fort Myers, FL) asks if he should take a new job.

- Dave reads the Blinds.com question of the day from Sherry, who wonders how to stick to a budget so she can set a good example for her teenagers.

- Janelle (Morgantown, WV) wants to know if she and her husband should get whole life insurance.

- Keith and Lori (Champaign, IL) are excited to shout that they have paid off $178,000 in three and a half years and are debt-free!

- Josie (Dayton, OH) has a question about tearing down her home.

- Dave recaps the upcoming live events schedule.

Hour 1: Aired on Monday, April 11, 2016

- Dave welcomes Chris Brown to the show.

- Dave and Chris talk about Chris Brown’s True Stewardship as well as Dave's recent trip to Israel.

- Victoria (Bakersfield, CA) asks about using equity from her home to build retirement savings.

- Shane (Pittsburgh) wonders what to do with a savings bond.

- Christian (Atlanta) wants to know how to save while in college.

- Ashley (Memphis, TN) has a question about selling back her personal time off.

- Hector (Austin, TX) asks about working extra for a side business.

- Khang (Portland, OR) wonders about taking out a loan to max out his Roth IRA.

- Shannon (Fort Worth, TX) says her husband has taken loans against his 401(k) and is hiding the money.

- Tracy (Pittsburgh) wants to know if Financial Peace University is a good engagement gift for her adult child.

- Romario (Manchester, CT) asks what type of savings account he needs.

- Hannah (San Bernardino, CA) says her house is in a bad neighborhood.

- Sara (Sacramento, CA) says her insurance didn't cover her car wreck because she used it for work and then canceled the policy.

- Dave talks about the Teacher Appreciation Giveaway sponsored by Zander Insurance. Teachers can enter at daveramsey.com/teacher.

- Dave talks about his upcoming events in Washington, D.C. and the EntreLeadership Summit.