The Money Sessions

This Is How AI Replaces You in 2026


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If your marketing stopped working… If your phone stopped ringing… If you're on insurance panels and still can't fill your practice…

You are not imagining it. And you are not doing anything wrong.

The ground has shifted under our industry — and almost no one is telling therapists the truth about what's actually happening.

In this episode, Tiffany names the uncomfortable reality: what worked in 2019–2022 will not save your practice in 2026. And if you keep playing by the old rules, you are actively positioning yourself to be replaced by big tech and AI.

This is not fear-mongering. This is a wake-up call.

In this episode, Tiffany breaks down:

  • Why SEO, Psychology Today, and "just niche down" stopped working — and why that's not your fault

  • How the pandemic cracked the industry wide open and invited big tech to scale therapy at your expense

  • Why undercharging and insurance dependency are not just personal problems — they are industry-level threats

  • How therapists unknowingly trained tech companies to replace them by agreeing to speed, volume, and one-size-fits-all care

  • Why worksheet therapy and checkbox models are the exact conditions AI needs to take over

  • What AI cannot replace — and what you must do to protect your authority, your income, and your impact

  • Why charging your Life First Fee is no longer optional if you want therapy to survive as a profession

This episode is not about panic. It's about choice.

As we move into 2026, therapists will go one of two ways:

  • Invisible, interchangeable, and replaced

  • Or visible, authoritative, and shaping the future of mental health

There is no middle ground anymore.

If you are ready to step into authority, protect the future of therapy, and get paid for the impact you make, email Tiffany at [email protected] with the subject line "I'm Ready."

Because AI can't replace real therapy. But it will replace therapists who refuse to value themselves.

And 2026 belongs to the ones who step the fuck up.

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The Money SessionsBy Tiffany McLain

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