Paying for college is stressful—add divorce to the mix, and it gets even more complicated. In this episode, Karen sits down with college planning expert Vicki Vollweiler to unpack what divorcing parents need to know about the FAFSA process, financial aid, and protecting both your future and your child’s dreams.
Vicki brings her unique expertise at the intersection of personal finance, college planning, and post-divorce parenting to help families avoid costly mistakes and missed opportunities.
Whether your child is 3 or 17, this is an essential listen for any parent going through divorce.
Why FAFSA rules have changed—and how they impact divorced parents
Who should fill out FAFSA—and why it’s not always the custodial parent
The financial impact of remarriage on aid eligibility
Key differences between FAFSA and CSS Profile
How and when to use 529 plans vs. loans
Why college planning should start during divorce (not after)
What to do if a parent refuses to participate in the aid process
Why honors programs can be a hidden financial win
How to negotiate for more aid and appeal award letters
“Don’t put your head in the sand because you don’t want to deal with the money. With planning, families can save tens—and sometimes hundreds—of thousands of dollars.”
Start thinking about college costs during your divorce—not after
Include financial aid participation clauses in your divorce agreement
Appeal and negotiate financial aid packages—you can ask for more
Consider honors programs and in-state schools as cost-saving strategies
Proactive planning saves the most money (and stress)
Resources from Vicki Vollweiler:
College Financial Prep – Free 15-minute consultations available
Upcoming Book + Workbook for Divorced & Widowed Parents (stay tuned!)
Online courses, workshops, and soon: a book club for parents navigating this journey
Have Questions? Email us at [email protected] or visit mydivorcesolution.com
Remember: Knowledge is power—and you are stronger than you think. Like and subscribe to We Chat Divorce so you never miss an episode.
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