Welcome to the May episode of our Learn With A Lender series with Joel Schaub from Guaranteed Rate!

In this episode Joel talks passionately how much he is attempting to give back to the community during this challenging time. He emphasizes how important it is to take care of clients and local businesses by spreading positive vibes. Joel also shares information on jumbo loans and how some of the larger banks have restricted lower down payment options and how Guaranteed Rate has decided to still keep steady at 10%.

If you’d prefer to watch this interview, click here to view on YouTube!

Joel can be reached at [email protected] and 773.654.2049.

Transcript

D.J. Paris 0:00On this episode of Keeping it real is brought to you by Joel Schaub at guaranteed rate. As a realtor it’s important to partner with only the most trusted name in mortgage lending. Joel has 1000s of satisfied clients and gives $1,500 of his commission. Back to your buyers on every closing. He is known for his ability to close even complex deals start to finish in only 14 days to learn what 1000s of others already know. Make a note to call Joel at 773-654-2049 or email [email protected] Guaranteed Rate is an equal housing lender licensed in all 50 States Consumer Access Number 2611 And now on with the show.

Hello, and welcome to another episode of Keeping it real the largest podcast made by real estate agents and for real estate agents. My name is DJ Paris. I am your guide and host through the show and today is our monthly learn with a lender with Joel shop from guaranteed rate. Now, if you’re new to the show, and haven’t yet listened to Joel before, let me tell you a little bit about him and why we’ve partnered with him for these episodes. And he’s the only lender that we partner with and very for very good reasons. Let me tell you about Joel Joel is the vice president of lending at guaranteed rate, he has been doing loans at a high level since 2003. And he’s got to that level because of what he does directly for agents and their clients, and which is that he gives back part of his commission every time to the buyer on each transaction. So last year alone, just to give you some numbers here, Joel gave back almost $300,000 in closing costs to buyers who worked with them. And that put Jolles volume in the top 1/10 of 1% nationwide. And just to tell you give you more. Drill down a bit on that number out of 400,000 loan officers in the country. Joel is ranked number 137,400,000 loan officers Joel’s in the top 150, which is incredible year to date, he has done 115 transactions for just under 44 million in closing in April alone during the stay at home, which we of course are still dealing with Joel did 48 closings in 30 days, it had his best month ever in his professional career. So congratulations. Joel, by the way, can be reached directly at his email [email protected]. Again, [email protected]. Or you can call him on his phone, which is 773-654-2049. Let’s say hello to the biggest Cubs fan. I know Joel Shaw, welcome.

Joel Schaub 2:52Hey, DJ, thanks so much for having me. And numbers and all that are great. But we really want to give back. I mean, that’s what the focus is here is to teach agents how to get to that level,