Most people think rate cuts will save them—but the truth is, we’re already out of runway.

Rich sits down with Kenny Simpson, capital markets expert and founder of KBS Lending, to break down what’s really happening in the economy heading into 2026. From record-high credit card debt to collapsing liquidity and mass layoffs, Kenny shares why most Americans are one unexpected bill away from disaster—and how savvy investors are quietly positioning for the biggest buying window in years.

They cover:

• What’s really driving the Fed’s rate cuts and when to expect the next one
• Why the job market has been the only thing holding the economy together
• How car repossessions and consumer credit reveal a brewing crisis
• Why 2026 could trigger both a refi boom and a wealth reset
• The smartest plays for investors during a high-rate, low-liquidity economy

If you’re serious about building wealth while everyone else is tightening their belts, this episode will show you exactly how to play the coming reset.

Let’s go.

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