What happens when a Marine-turned-software-engineer builds a flat-fee MLS company in 36 states… and then says AI might replace most white-collar jobs?

You get one of the most philosophical and heated conversations we've had on this show.

Jon Minerick, CEO of homecoin.com, joins James and Keith to unpack his a la carte real estate model, why most flat-fee companies fail, and how AI could fundamentally reshape transactions, careers, and society itself.

They debate:

• Whether flat-fee models are true competition for agents

• Why most FSBO sellers still fail

• The real reason Purplebricks and others collapsed

• AI from contract-to-close; hype or inevitability?

• Universal Basic Income, purpose, and whether humans need struggle

This episode goes way beyond real estate.

It's about technology, status, competition, and what happens when automation challenges identity.

If you care about the future of your career, and your industry, you need to hear this one.

Connect with Jon on LinkedIn - X.

Learn more about homecoin.com on Facebook - Instagram - X and online.

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