In today’s podcast episode Jim and Tyson joined Cindy Zuniga with www.zero-basedbudget.com. Cindy was born and raised in the Bronx, and lived there for most of her life with her parents who immigrated from Ecuador and Honduras, and two older sisters.  Growing up, she didn’t learn much about money management but was keenly aware of how money affects nearly every aspect of our lives. Cindy graduated law school in June 2015 and landed her dream job at a prestigious law firm, but found herself with $215,000 of debt.  She then set out to take control of her finances and began her debt free journey. 

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Watch the interview here.

6:16 215k in debt
7:29 refinancing 
13:23 sense of urgency 
14:33 mindset tip 
20:57 financial literacy 
23:51 the things outside our control
26:02 create a budget

Jim’s Hack: The app Headspace for meditation. https://www.headspace.com

Cindy’s Tip: Book: The Simple Path to Wealth by JL Collins

Tyson’s Tip: Book: Hustle Harder Hustle Smarter by Curtis “50 Cent” Jackson 

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