The Double A Podcast

114 | OPEN ENROLLMENT? OPEN SEASON ON THE CONSUMER! The Insurance Episodes, Part 2


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In Part 2, we answer the question so many families are asking: “If insurance feels unaffordable, what else can I do?” After a quick recap of rising costs and shrinking coverage, we break down the legal reality of going uninsured and why many people in states without penalties choose that path.

We explore the practical alternatives people are actually using—health-share ministries, Direct Primary Care, catastrophic-only plans, cash-pay medicine, concierge/functional care, HSAs with high-deductible plans, and low-cost travel medical bundles. You’ll hear how these options work, what they cost, and how some families “stack” them to stay protected without paying sky-high premiums.

We also talk about the emotional side: the stress of being uninsured, the frustration of being insured but unable to afford care, and the desire for more control.

The episode ends with a simple framework to help you decide what level of coverage you truly need. If you’re feeling priced out of the system, this conversation will give you clarity—and real alternatives.


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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Andrea⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - [email protected]

www.rmhealthpartners.com


⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ashley⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠- [email protected]

www.karvefitness.co

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