In this episode of We Chat Divorce, Karen Chellew and Catherine Shanahan sit down with mortgage advisor Zach Taylor to tackle a significant topic for divorcing couples—navigating mortgage decisions during and after a divorce. From buying out a spouse to managing a marital home or rental property, Zach shares essential mortgage strategies to help you make informed financial decisions during this challenging transition.

Episode Highlights

Top Takeaways

Plan Ahead: Engage with a divorce mortgage advisor early to explore your options before making critical decisions.

Know Your Numbers: Understanding your post-divorce budget is crucial to determining whether you can afford to keep or refinance your home.

Document Everything: Get written confirmations for approvals and ensure all financial agreements are clear and enforceable.

Stay Consistent: Steady support payments are essential for mortgage qualification—avoid variances to prevent delays.

Leverage Resources: Use tools like the Divorce Financial Portrait™ to gain financial clarity and align your decisions with your long-term goals.

Resources Mentioned in This Episode

AnnualCreditReport.com: Access your free credit report to identify joint debts, authorized users, and any discrepancies.

Divorce Financial Portrait™: A comprehensive tool to prepare financially for your divorce journey. Learn more at My Divorce Solution.

Zach Taylor’s Website: Schedule a free 30-minute consultation with Zach to discuss your mortgage options.

Connect with Zach Taylor

Listener Questions

Have questions about mortgages, divorce, or financial planning? Email us at [email protected]—we’d love to hear from you!

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