Don't Depend On Daddy

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

All Other Resources:

www.breakyourbudget.com/links

On this episode of DDOD, Michela answers your money/career/life questions! From how to stop impulse spending to optimizing your time while working from home. Here are the questions she covers:

-How do I stop impulse spending on clothes and shopping?

-What HYSA do you recommend? What bank accounts do you use?

-Do you have recommendations for the car buying process?

-Is there such thing as “saving too much?”

-Do you have advice for job hunters that are desperate to get out of a toxic job?

-How to decide between paying off medium interest debt and investing?

How to optimize efficiency when working from home?

-How to become a morning person?

-How do you structure your business?

-Have I read ‘Die With Zero’ and what do I think about the strategy?

-Advice for balancing saving for retirement and medium term goals like a down payment?

-Reasons for wanting to move away from LA?

(sorry the audio on this is a tad weird!)

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

All Other Resources:

www.breakyourbudget.com/links

On this episode of DDOD, Michela does a deep dive on credit cards! She covers what factors make up your credit score, how to build and boost your credit, how to figure out the right credit card for you, and her current suite of cards. If you have credit card questions and are looking for the right card, this is a great episode for you!

HYSA vs. CD Article:

https://www.ally.com/stories/save/cd-vs-savings-account/

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

All Other Resources:

www.breakyourbudget.com/links

On this episode of DDOD, Michela shares 5 tips to navigate and prepare for a recession. There were many compounding factors that have led to this point and unfortunately we are on the edge of what could be another recessionary period. If you are feeling concerned and are seeking tips on how to prepare your finances and your career for a recession, this is for you! She covers:

-How to take a financial snapshot

-How to evaluate your cash position

-Why you should prioritize your debt

-How to find areas in your budget to reduce

-Why you need to uplevel your skillset

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

All Other Resources: www.breakyourbudget.com/links

On this episode of DDOD, Michela shares 5 steps to get your spark back if you are feeling in a funk! From focusing on your routines, getting out of the house, asking for help, spending extra time planning, and more. If you are also dealing with the summer blues or have just been feeling “off” this is for you!

On this episode of DDOD, Michela is joined by Matt Schulz to discuss tactics for advocating for and negotiating your money! Matt Schulz is a credit analyst at lending tree, and has been featured on national shows like good morning America, today show, NBC nightly news and more to share his expertise around personal finance and taking control of your financial life. His book, Ask Questions, Saving Money, Make more is a powerful, step by step guide for improving your finances by getting better rates and discounts from credit card companies, banks, hospitals, and other businesses, just by asking! The book is full of scripts and scenarios to help you advocate for yourself with more confidence.

Questions we cover:

-Financial lessons for your younger self

-How to feel more confident speaking up and asking the right questions

-Questions to ask across the 7 most important categories of your money: credit/debt, healthcare, housing, shopping, travel, work, and relationships

Matt’s Book: https://www.mattschulz.com/

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

All Other Resources: www.breakyourbudget.com/links

This week Michela is answering your personal questions! She shares an update on how dating is going, future travel plans and a big trip for 2025, how she organizes future purchases, her "menu" for emotional shopping, books she is reading, combining finances and more!

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

All Other Resources: www.breakyourbudget.com/links

On this episode of DDOD, Michela does a formal life catch up from her last few weeks of travel. Between her time in NYC, on Cape Cod, and in SF - she shares a ton of new life updates and perspectives!

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book

Don’t Depend on Daddy Moment of the Week:

https://forms.gle/X4i4Q11rxqaNhX9y8

FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

All Other Resources: www.breakyourbudget.com/links

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

Don’t Depend on Daddy Moment of the Week:

https://forms.gle/X4i4Q11rxqaNhX9y8

FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

All Other Resources: www.breakyourbudget.com/links

On this episode of DDOD, Michela shares 5 new money and career lessons she has learned in her 20s! From going against the grain, learning how to enjoy your money, to really OWNING your decisions throughout your life, this episode is an eye-opener. If you’re feeling lost and want to take your professional and financial power back, this is for you.

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

Don’t Depend on Daddy Moment of the Week:

https://forms.gle/X4i4Q11rxqaNhX9y8

FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

All Other Resources: www.breakyourbudget.com/links

On this SPECIAL episode of DDOD, Michela is reading Chapter 1 of OWN YOUR CAREER, which is now *OFFICIALLY* available for purchase! You’ll hear her 4 most important career lessons she learned in her 20s along with her career story, from navigating corporate post-grad, to finding a corporate job she didn’t hate, and starting Break Your Budget and turning it into a 7-figure business. If you’re ready to take your professional power back, this is for you!

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

Don’t Depend on Daddy Moment of the Week:

https://forms.gle/X4i4Q11rxqaNhX9y8

FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

All Other Resources: www.breakyourbudget.com/links

On this episode of DDOD, Michela tells the story of taking a pay cut. She recounts the decision-making process when switching industries and evaluating different job opportunities to navigate a career change. She also shares some untold stories that she has not talked about anywhere else!