Don't Depend On Daddy

The start of a new year comes with a lot of pressure - to rebrand, overhaul your life, and fix everything all at once. In this episode, I’m sharing why I don’t believe in New Year’s resolutions, why I think they fail most people, and how I approach resetting in a way that actually lasts.

We walk through a real reflection on 2025: what changed my life, what habits worked, what didn’t, and where I got in my own way. Then I share how I’m setting themes (not resolutions) for 2026 across money, wellness, routines, home, and career - plus the systems I’m putting in place to support them.

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 — Intro: why I hate the pressure of New Year rebrands

02:00 — Why New Year’s resolutions don’t work (and abandonment day)

04:00 — No-buy years vs. no-buy January (and why extremes fail)

06:00 — How I think about change: slow, intentional, lifestyle-based

08:00 — Reflecting on 2025: what changed my life

12:00 — Habits that worked: phone boundaries, sleep, cleanliness

15:00 — What didn’t work: cooking ruts, hermit mode, adjustment periods

19:00 — Setting themes for 2026 instead of resolutions

23:00 — Who I want to be by the end of 2026

30:00 — January rituals, documentaries, and closing reflections

In this annual State of the Union episode, I’m sharing what’s officially in and out for me in 2026 - from habits and routines to mindset shifts, consumption patterns, and how I want my life to feel going into the new year. We talk about de-centering excessive scrolling, refining consumption, prioritizing sleep and mental health, and leaning harder into hobbies, creativity, and long-form content. I also share the wellness routines, lifestyle shifts, and creators that are inspiring me right now as I move into a slower, more intentional season.

This episode is less about resolutions and more about direction — what I’m choosing to give energy to, and what I’m consciously letting go of.

🎧 Topics include:

👉🏻 My 2026 “outs” (habits, patterns, and energy drains)

👉🏻 My 2026 “ins” (routines, hobbies, wellness, and creativity)

👉🏻 De-centering scrolling, drinking, and over-committing

👉🏻 Sleep hygiene, mental health, and early mornings

👉🏻 Analog hobbies, classes, and learning for joy

👉🏻 Creators I’ve been loving lately (on IG/TT)

@glowwithella , @thewellnessprocesspod , @beccahimsworth , @gabrielleaihara , @kayliestewart, @plantbasedbaby

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

0:00 – Welcome + 2026 State of the Union overview

2:30 – Gratitude, podcast growth, and leaning into long-form content

5:15 – OUT: Excessive scrolling and low-value TikTok consumption

8:45 – OUT: Drinking culture, over-committing, and overworking

12:30 – OUT: Overconsumption and low-quality spending habits

16:00 – OUT: Anxiety patterns, late nights, and decentering dating

20:30 – IN: Elevated casual living and daily luxuries

23:45 – IN: Tea rituals, bricking my phone, and analog hobbies

27:15 – IN: Early mornings, reading, sauna, and wellness routines

30:00 – Creators I’ve been loving + closing thoughts for 2026

We're walking through my favorite purchases from 2025 - both items and experiences - and reflecting on what they reveal about my consumption habits, priorities, and values. We talk through everything from wardrobe upgrades and wellness investments to the things that didn’t stand out as much as I expected (and why that matters). I also share how I’m approaching a January no-buy, the spending rules I’m carrying into 2026, and how I’m shifting from constant curation toward intentional refinement.

🎧 Topics include:

👉🏻 My favorite purchases and experiences from 2025

👉🏻 Why most purchases fade into the background faster than we expect

👉🏻 Buy less, buy better - what worked and what didn’t

👉🏻 January no-buy intentions

👉🏻 Consumption rules for clothes, beauty, and home in 2026

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

0:00 – Welcome to Don’t Depend On Daddy + what this episode covers

3:00 – Why my favorite purchases didn’t immediately stand out

6:45 – What my long-term “favorite purchases” reveal about consumerism

10:15 – January no-buy + why I’m focusing on refinement in 2026

14:00 – Favorite purchase: The Brick and breaking phone habits

18:30 – Favorite wardrobe investment: a long-term everyday bag

24:45 – Winter upgrades: coats, cold weather, and buying the right gear

30:30 – Experiences worth the money: Pilates and tennis lessons

36:15 – Kitchen + wellness favorites (knives, Oura Ring, skincare standouts)

44:30 – My 2026 consumption rules: clothes, beauty, home

I’ve been wearing an Oura Ring for a few months now, and after countless questions about it I am finally sharing my full, honest review. In this episode of Don’t Depend On Daddy, I break down why I switched from traditional fitness trackers to the Oura Ring, how it’s impacted my sleep, stress, anxiety, routines, and overall wellness, and who I truly think this device is (and is not) for.

This is not a sponsored review - just my real experience using Oura as someone who values intentional living, routine, and long-term health. We talk sleep hygiene, readiness scores, stress and HRV, cycle tracking, behavior change, and how understanding your body can completely change how you show up in your life. If you’ve been considering the Oura Ring and want a wellness-focused perspective rather than a fitness-obsessed one, this episode is for you.

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 – Intro and why this Oura Ring review was so requested

04:12 – Why traditional fitness trackers never worked for me

08:35 – Wellness-first vs fitness-first wearables

12:10 – How Oura changed my sleep habits and sleep quality

17:45 – My full sleep hygiene routine and what actually helped

23:05 – Stress, HRV, and what I learned about my anxiety

27:40 – How Oura influences workouts, recovery, and rest

31:50 – Cycle tracking and understanding monthly energy shifts

35:45 – Why Oura changed my daily routines and behavior

40:10 – Final thoughts: who the Oura Ring is really worth it for

Today’s episode is all about your winter everyday luxuries - I’m sharing my favorite winter products, cozy rituals, and elevated habits that make the cold months feel intentional rather than chaotic. From the exact robe + slippers combo I swear by to slow morning rituals, tea routines, skincare updates, sauna sessions, indoor hobbies, and more - this is your blueprint to feeling warm, grounded, and pulled-together all winter long.

If you’re craving structure, inspiration, or a full Winter Arc Guide, let me know in the comments so I can build it into a future episode!

TIMESTAMPS:

00:00 Introduction to the Winter Arc

00:44 Why I’m Pro-Winter Arc (and Anti Great Lock-In)

02:18 How Chicago Changed My Relationship with Seasons

04:40 Gear That Makes Winter Actually Enjoyable

06:04 My Everyday Luxury Products (Lotions, Robes, Slippers)

09:55 Pajama Sets, Loungewear & Feeling “Put Together” at Home

13:50 Humidifier Season + Skincare Saving Tips

15:58 My Favorite Winter Clothing Upgrades (Gloves, Sweatsuits, Wool Socks)

20:55 Cozy Winter Routines: Slow Mornings, Tea Era, Sauna Time

26:40 Indoor Hobbies, Self-Care Rituals & Embracing the Season

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 Break Your Budget LTK:

https://www.shopltk.com/explore/MichelaAllocca/

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

In this episode of Don’t Depend on Daddy, I’m sharing my wardrobe staples and the shopping lessons I learned in 2025 after simplifying my closet, upgrading my style, and finally finding pieces that last.

I’ll walk you through:

👉🏻 The 3 wardrobe categories that keep my closet organized

👉🏻 Elevated basics worth investing in

👉🏻 Seasonal anchors that carry you through every season

👉🏻 Signature pieces that make your style yours

👉🏻 My top shopping lessons that will save you money and elevate your wardrobe

Whether you’re building a capsule closet or just want to stop impulse shopping, this episode will help you build a wardrobe you love - with intention!

Shop My Favorites: https://shopmy.us/shop/michelaallocca?

TIMESTAMPS:

00:00 – Intro + Why I’m updating my wardrobe staples

02:45 – Buying less but better: my 2025 shopping evolution

05:30 – The 3 wardrobe categories that simplified my closet

09:10 – Elevated basics I wear on repeat (and why)

17:40 – My favorite jeans + the truth about tailoring

25:00 – Sweaters, sweats, and loungewear worth the splurge

33:00 – Why I don’t shame spending on clothes that make you feel good

36:00 – Seasonal anchors: coats, knits, and classic pieces that last

41:30 – Signature style pieces that define your personal look

44:00 – 5 shopping lessons I learned this year (that changed everything)

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac

✅ Subscribe to Break Your Budget Weekly:

https://breakyourbudget.com/newsletter

📖 My Books:

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

FREE DOWNLOADS:

💸 Recession Guide: https://breakyourbudget.com/recession-guide

✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist

✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 Break Your Budget LTK:

https://www.shopltk.com/explore/MichelaAllocca/

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

Holiday travel can throw your routines completely off - new environments, disrupted sleep, different food, and nonstop social time. In this episode, I’m walking you through what I call my “travel menu” - the small rituals, habits, and routines that help me feel grounded, energized, and like myself even when I’m away from home. You’ll hear how I approach sleep, morning routines, food, movement, and self-care during trips, plus the mindset shift that’s helped me stop abandoning my habits every time I travel.

In this episode:

👉🏻 What a “travel menu” is and how to build your own

👉🏻 How to regulate sleep in new environments

👉🏻 My morning anchors that keep me feeling normal

👉🏻 Food & fitness swaps I make when traveling

👉🏻 Travel-friendly self-care + beauty routines

BLACK FRIDAY SALE + CODE: Expires Dec 1 2025 at 11:59PMCODE: BFSALE2025PFD7.0: https://breakyourbudget.com/personal-finance-dashboardFIRE Planner: https://breakyourbudget.com/fire-templateBasic Budget Template: https://breakyourbudget.com/basic-budgeting-template

Timestamps:

00:00 – Intro + Holiday Update

02:00 – Why Traveling Disrupts Routines

04:00 – The Idea Behind My “Travel Menu”

06:30 – How to Stay Grounded During the Holidays

08:00 – Sleep & Rest Rituals (My Non-Negotiables)

10:00 – Morning Routine Anchors That Keep Me Centered

13:00 – How I Approach Food & Movement While Traveling

17:00 – My Minimalist Travel Skincare & Beauty Routine

20:00 – What’s in My Travel Kit (Hair, Skin, and Body Essentials)

23:00 – Building Your Own Travel Menu

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac

✅ Subscribe to Break Your Budget Weekly:

https://breakyourbudget.com/newsletter

📖 My Books:

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

FREE DOWNLOADS:

💸 Recession Guide: https://breakyourbudget.com/recession-guide

✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist

✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 Break Your Budget LTK:

https://www.shopltk.com/explore/MichelaAllocca/

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

In this episode, I’m answering all your career questions - from how to leave your corporate job and start freelancing, to building your network without feeling fake, to what to do if you’ve been laid off. I’ll share my realistic advice on how long it actually takes to leave corporate, what it means to become work optional, and how to use your current skill set to build a business or side hustle that can eventually replace your 9-5 income. If you’ve been feeling stuck, unmotivated, or unsure how to pivot your career - this episode is for you.

In this episode:

👉🏻 How to plan your exit from corporate (and what timeline to expect)

👉🏻 3 realistic career paths: FIRE, business building, or hybrid work

👉🏻 How to build a network that feels genuine, not forced

👉🏻 Steps to get started with freelancing or consulting

👉🏻 What to do financially if you’re laid off

RESOURCES MENTIONED:

Own Your Career Book: https://breakyourbudget.com/oyc-book

Task-Tracking Template: https://breakyourbudget.com/own-your-career-template

Content Episode 121: https://www.youtube.com/watch?v=uecOx_bYdrM&t=18s

Previous Career Q+A: https://www.youtube.com/watch?v=3On36jpLuEk

Timestamps:

00:00 – Intro + Welcome Back

02:00 – How I Built My Business Before Leaving Corporate

05:30 – The 3 Realistic Paths to Leave Corporate

09:00 – How to Calculate Your FIRE Numbers

12:00 – How to Start a Business or Freelance While Working Full-Time

16:00 – Hybrid Work Options & Redefining Success

17:00 – Networking Tips That Don’t Feel Fake or Forced

21:00 – Task Management System for Corporate Success

25:00 – What to Do If You Feel Stuck or Lost in Your Career

30:00 – Financial Steps to Take After a Layoff

35:00 – How to Start Freelancing or Consulting (Step-by-Step)

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac

✅ Subscribe to Break Your Budget Weekly:

https://breakyourbudget.com/newsletter

📖 My Books:

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

FREE DOWNLOADS:

💸 Recession Guide: https://breakyourbudget.com/recession-guide

✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist

✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 Break Your Budget LTK:

https://www.shopltk.com/explore/MichelaAllocca/

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

The colder months can seriously impact your motivation, mood, and energy - but they don’t have to. In this episode, I’m sharing how to shift your routines for winter so you can stay productive, energized, and emotionally grounded, even when it’s dark and cold outside. We’ll talk about what actually happens to your dopamine and circadian rhythm during the winter, and how to build practical micro-routines that keep your mood high and your habits consistent.

In this episode:

👉🏻 The science behind why winter affects your dopamine

👉🏻 How to build better morning and night routines for darker days

👉🏻 My go-to winter wellness rituals (movement, light exposure, and self-care)

👉🏻 Dopamine-boosting habits that actually stick

👉🏻 How I’m shifting my daily structure this season

🧠 Listen for: tactical, science-backed, and realistic changes you can make now to feel better all winter

Timestamps:

00:00 – Intro + Housekeeping

03:30 – Why Winter Impacts Motivation & Mood

05:00 – How Dopamine and Serotonin Drop in Colder Months

07:30 – Circadian Rhythm Disruption Explained

09:00 – Why We Seek Quick Dopamine Fixes in Winter

11:00 – How to Regulate Dopamine Naturally

12:00 – Light Exposure Tips (and Why They Matter)

15:00 – Winter Movement & Workout Adjustments

20:00 – Building Routine Anchors for Structure

25:00 – Everyday Dopamine Boosters + Micro Habits

30:00 – How I’m Shifting My Routine for Winter

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac

✅ Subscribe to Break Your Budget Weekly:

https://breakyourbudget.com/newsletter

📖 My Books:

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

FREE DOWNLOADS:

💸 Recession Guide: https://breakyourbudget.com/recession-guide

✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist

✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 Break Your Budget LTK:

https://www.shopltk.com/explore/MichelaAllocca/

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

In this episode of Don't Depend on Daddy, I’m breaking down my entire food philosophy - from how I transitioned from being vegan for 9 years to reintroducing fish, to exactly how I plan, prep, and budget my meals each week. I’ll walk through my 3-2-1 grocery system, how I approach meal prepping without wasting food, and what I actually eat in a typical week as someone who values both health and balance. If you’re trying to eat healthy, save money on groceries, and stop feeling overwhelmed by meal prep - this one’s for you.

Listen for:

👉🏻 My plant-based to pescatarian transition

👉🏻 How I plan 3 dinners, 2 lunches, and 1 breakfast each week

👉🏻 Grocery budgeting tips and being an “ingredient household”

👉🏻 Why I make most of my food (and bread!) from scratch

Grocery Youtube Video: https://www.youtube.com/watch?v=m1a3rqUKf2o&t=92s

TIMESTAMPS:

00:00 – Intro + Welcome Back

01:30 – Why I’m Talking About My Food Philosophy

04:00 – My Journey: From Vegan to Vegetarian (with Fish)

07:30 – Why I Initially Went Plant-Based

10:00 – The Health & Skin Benefits I Experienced

12:30 – Reintroducing Fish + My Thought Process

16:00 – Current Eating Habits & Mental Health Improvements

19:00 – My 3-2-1 Meal Planning Framework

24:00 – Grocery Shopping Routine + Where I Shop

30:00 – Why I Make Everything from Scratch (Becoming an Ingredient Household)

36:00 – Final Thoughts + Lessons Learned

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac

✅ Subscribe to Break Your Budget Weekly:

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📖 My Books:

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

FREE DOWNLOADS:

💸 Recession Guide: https://breakyourbudget.com/recession-guide

✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist

✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit

All Other Resources:

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👩🏼‍💻 Inquiries: [email protected]

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