In this episode of DDOD, Michela share her top 5 best financial decisions from her 20s. These are the decisions she’s made that have had a major impact on her ability to grow wealth, from starting a side hustle, buying a car in cash, taking a pay cut and more. 

OWN YOUR CAREER: 

https://breakyourbudget.com/oyc-book

Own Your Career Template:

https://breakyourbudget.com/own-your-career-template

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

FREE Recession Guide:

https://breakyourbudget.myflodesk.com/recession

FREE Personal Finance Starter Kit: 

https://breakyourbudget.myflodesk.com/mlncth2n40

All Other Resources: 

www.breakyourbudget.com/links

In this episode of DDOD, Michela share 5 tips to *actually get something* out of your year-end performance review. These are important career conversations, so rather than simply checking the box, learn how to OWN your relationship with your manager and control the narrative of the conversation so you can position yourself to excel in the next year. 

OWN YOUR CAREER: 

https://breakyourbudget.com/oyc-book

Own Your Career Template:

https://breakyourbudget.com/own-your-career-template

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

FREE Recession Guide:

https://breakyourbudget.myflodesk.com/recession

FREE Personal Finance Starter Kit: 

https://breakyourbudget.myflodesk.com/mlncth2n40

All Other Resources: 

www.breakyourbudget.com/links

In this episode of DDOD, Michela divses into the five most important steps to take if you get laid off. From processing the emotional impact to reassessing your career goals and updating your professional brand, this episode will guide you through each step with practical advice. Tune in to learn how to turn an unexpected setback into an opportunity for growth and a brighter career future!

OWN YOUR CAREER: 

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

FREE Recession Guide:

https://breakyourbudget.myflodesk.com/recession

FREE Personal Finance Starter Kit: 

https://breakyourbudget.myflodesk.com/mlncth2n40

All Other Resources: 

www.breakyourbudget.com/links

On this episode of DDOD, Michela sat down with Courtney Johnson, a personal brand expert and content creator based in Austin, TX. In this conversation, you learn all about personal branding, how to start a personal brand, social media strategies and tips, and so much more. If you’re ready to take your career to the next level and open yourself up to new opportunities, this is for you!

On this episode of DDOD, Michela shares her top 10 intentional splurges she has made in the last few years. These items are her most used products/items/etc that she has intentionally researched, planned for, and purchased. They span all price ranges, starting at $45 to $700. 

Links to everything I shared:

https://shopmy.us/breakyourbudget/shelves

GET RAKUTEN:

https://www.rakuten.com/r/MICHEL156676?eeid=28187

RED LIGHT FACE MASK: code BREAKYOURBUDGET10

https://omniluxled.com/collections/all?transaction_id=1025c2a3d8fc00ddc3751947c154f0&utm_source=aspire&utm_medium=influencer&utm_campaign=breakyourbudget

OWN YOUR CAREER: 

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

FREE Recession Guide:

https://breakyourbudget.myflodesk.com/recession

FREE Personal Finance Starter Kit: 

https://breakyourbudget.myflodesk.com/mlncth2n40

All Other Resources: 

www.breakyourbudget.com/links

On this episode of DDOD, Michela shares how you can start saving and budgeting for the holidays! Learn quick tips to plan your holiday budget, who you’ll buy for, map out expenses, and shop intentionally. 

GET RAKUTEN:

https://www.rakuten.com/r/MICHEL156676?eeid=28187

OWN YOUR CAREER: 

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

FREE Recession Guide:

https://breakyourbudget.myflodesk.com/recession

FREE Personal Finance Starter Kit: 

https://breakyourbudget.myflodesk.com/mlncth2n40

All Other Resources: 

www.breakyourbudget.com/links

On this episode of DDOD, Michela breaks down the 5 things you need to do to get started on (or refresh) your financial journey. This is a back-to-basics episode where the foundations of financial literacy are discussed at length, including budgeting, account frameworks, setting goals, money tools, and financial routines.

OWN YOUR CAREER: 

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

FREE Recession Guide:

https://breakyourbudget.myflodesk.com/recession

FREE Personal Finance Starter Kit: 

https://breakyourbudget.myflodesk.com/mlncth2n40

All Other Resources: 

www.breakyourbudget.com/links

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

All Other Resources:

www.breakyourbudget.com/links

Birks I got: https://www.birkenstock.com/us/-boston-soft-footbed-suede-leather/boston-suede2-suedeleather-softfootbed-eva-u_2215.html

On this episode of DDOD, Michela shares an update on her moving plans, her current favorites, and answers a few of your questions about dating, HYSA, writing a book, getting confident on social media, and more!

On this episode of DDOD, Michela shares 10 micro habits that might be keeping you broke. All of these micro habits are things you could be doing that are sabotaging your money. The best part is that they are all easily adjusted or changed, and don’t require getting a new job or increasing your salary. Do you do any of these? Leave a comment to let her know!

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

All Other Resources:

www.breakyourbudget.com/links

On this episode of DDOD, Michela discusses a game plan to take advantage of the September Surge! The September Surge is a period after the summer but before the holiday season where recruiters and companies are the most focused on filling positions. She discusses how to give your public facing profiles a facelift, up your networking game, and put together a job application strategy. If you are looking for a new role you need to listen! (These tips apply at any point of the year, not just during September)

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

RESUME TEMPLATE:

https://breakyourbudget.myflodesk.com/e985fd77-7555-40b0-9595-96b6cffa3e69

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

All Other Resources:

www.breakyourbudget.com/links