Don't Depend On Daddy

On this episode of DDOD, Michela is sharing her 3 month low-buy & underconsumption update. She reflects on her consumption rules she set at the beginning of 2025 and gets honest about what is and isn’t working. Plus, she shares the things she bought in Q1 and what her spending plans are in Q2! 

TIME STAMPS: 

Episode Starts at 5:15

💸 NEW FI/RE Template:

 https://breakyourbudget.com/fire-template

💸 Basic Budgeting Template: 

https://breakyourbudget.com/basic-budgeting-template

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

✅ Subscribe to Break Your Budget Weekly: 

https://breakyourbudget.com/newsletter

📖 My Books: 

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

FREE DOWNLOADS:

✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist

✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit

All Other Resources: 

https://breakyourbudget.com/links

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 Break Your Budget LTK: 

https://www.shopltk.com/explore/Breakyourbudget

On this episode of DDOD, Michela is sharing the key lessons from the 12 Week Year. After successfully implementing this method for the first 12 weeks of 2025, Michela can confirm that condensing your planning cycle into 12 week sprints vs. annual targets really DOES make a different. Learn about why annual planning doesn’t work, the 5 disciplines of execution (vision, planning, process control, measurement, time use), and how to implement these strategies for Q2 (the next 12 week spring). This strategy can be applied to ANY area of your life, so if you’re ready to take control of your goals, you need to listen!

TIME STAMPS: 

Episode Starts at 4:54

💸  NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

✅ Subscribe to Break Your Budget Weekly: 

https://breakyourbudget.com/newsletter

📖 My Books: 

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

💸 Break Your Budget LTK: 

https://www.shopltk.com/explore/Breakyourbudget

All Other Resources: 

https://breakyourbudget.com/links

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

AUDIO NOTE!!! I've been told the audio is only coming out on the left for some. I don't know what happened!! I am sorry !!!!!

On this episode of DDOD, Michela is sharing how you can SPRING CLEAN your life and find new motivation as the winter comes to an end. She covers personal finances, your professional life, personal goals, a wardrobe cleanout, digital decluttering, and cleaning out your physical space. If you are ready to head into the new season with a FRESH START then you’ll love this episode. 

TIME STAMPS: 

Episode Starts at 5:21

💸  NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

✅ Subscribe to Break Your Budget Weekly: 

https://breakyourbudget.com/newsletter

📖 My Books: 

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

💸 Break Your Budget LTK: 

https://www.shopltk.com/explore/Breakyourbudget

All Other Resources: 

https://breakyourbudget.com/links

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

On this episode of DDOD, Michela is back with another State of the Union episode! This time, she is focusing specifically on ins and outs for spring 2025, because we are having a healthy and happy and hot spring! From letting go of a scaredy cat mentality to adding color into her wardrobe, this episode unveils a more personal side to Michela and you’re going to love it. If you have an In or Out for spring, be sure to leave a comment!

TIME STAMPS: 

Episode Starts at 3:15

💸  NEW Basic Budgeting Template:https://breakyourbudget.com/basic-budgeting-template

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Break Your Budget LTK: 

https://www.shopltk.com/explore/Breakyourbudget

All Other Resources: 

https://breakyourbudget.com/links

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram:⁠⁠https://www.instagram.com/dontdependondaddy/⁠

On this episode of DDOD, Michela is discusses the concept of a Dopamine Menu! This was a trend from 2024 that covers all the little habits and special things that you can implement throughout your day when you need to boost your mood or spark a little joy. This is especially helpful if you are experiencing the winter blues, or just overall want to feel better without reaching for your phone. You’ll learn about what a dopamine menu is, and some examples from MIchela’s (current) dopamine menu!

TIME STAMPS: 

Episode Starts at 3:11

💸  NEW Basic Budgeting Template:https://breakyourbudget.com/basic-budgeting-template

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

📖 My Books: 

https://breakyourbudget.com/book

💸 Break Your Budget LTK: 

https://www.shopltk.com/explore/Breakyourbudget

All Other Resources: 

https://breakyourbudget.com/links

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram:⁠⁠https://www.instagram.com/dontdependondaddy/⁠

On this episode of DDOD, Michela is joined by Paige Pritchard, founder of Overcoming Overspending which is an online community of tens of thousands of women who are developing more disciplined and purposeful spending habits. Paige and Michela discuss how social media influences your spending habits, the 3 Ds of shopping (distance, desire, decision), spending guilt, FOMO, emotional shopping and escapism, how to create friction, aspirational lifestyles, and so much more. If you are ready to take your spending power BACK, this episode is for you!! 

FIND PAIGE:Instagram: https://www.instagram.com/overcoming_overspending/

Podcast: https://overcomingoverspending.com/podcast

TIME STAMPS: 

Episode Starts at 4:18

💸  NEW Basic Budgeting Template:https://breakyourbudget.com/basic-budgeting-template

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

Break Your Budget Links:

💸 Free Personal Finance Starter Kit Guide:

https://breakyourbudget.myflodesk.com/personal-finance-starter-kit

💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass

📖 My Books: 

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

✅ Subscribe to my Weekly Newsletter, Common Cents:

https://breakyourbudget.myflodesk.com/common-cents

💸 Free Financial Plan Checklist + Crash Course:

https://breakyourbudget.myflodesk.com/financial-plan-checklist

💸 Free How to Navigate a Recession Guide:

https://breakyourbudget.myflodesk.com/recession

💸 Break Your Budget LTK: 

https://www.shopltk.com/explore/Breakyourbudget

All Other Resources: 

https://breakyourbudget.com/links

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram:⁠⁠https://www.instagram.com/dontdependondaddy/⁠

On this episode of DDOD, Michela is sharing how she manages her time to balance building and scaling a business with health and wellness and also having time for a personal life! “Doing it all” is impossible, but getting things DONE is a result of having strong systems in place. Michela follows a variety of frameworks and routines to ensure that everything to run the business as well as ensure she stays sane gets accomplished each week. She also shares popular time management tips that she DOESN’T follow (aka time blocking) and how you can balance a 9-5 with content creation (if you want) and all the stuff that comes along with being a successful person!

TIME STAMPS: 

Episode Starts at 4:32

💸  NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

Break Your Budget Links:

💸 Free Personal Finance Starter Kit Guide:

https://breakyourbudget.myflodesk.com/personal-finance-starter-kit

💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass

📖 My Books: 

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

✅ Subscribe to my Weekly Newsletter, Common Cents:

https://breakyourbudget.myflodesk.com/common-cents

💸 Free Financial Plan Checklist + Crash Course:

https://breakyourbudget.myflodesk.com/financial-plan-checklist

💸 Free How to Navigate a Recession Guide:

https://breakyourbudget.myflodesk.com/recession

💸 Break Your Budget LTK: 

https://www.shopltk.com/explore/Breakyourbudget

All Other Resources: 

https://breakyourbudget.com/links

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/dontdependondaddy/⁠

On this episode of DDOD, Michela is sharing 10 lessons she learned throughout her 20s. In honor of 2025 being the year she turns 30, this is part one of many self-reflective episodes to come that cover important topics for your 20s. In this episode specifically, Michela shares some tough love around owning your choices and your life, learning how to find happiness at work, and being intentional about changing your life! If you have lessons for 20-somethings, leave them in the comments or send me a DM!

TIME STAMPS: 

Episode Starts at 6:22

💸  NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

Break Your Budget Links:

💸 Free Personal Finance Starter Kit Guide:

https://breakyourbudget.myflodesk.com/personal-finance-starter-kit

💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass

📖 My Books: 

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

✅ Subscribe to my Weekly Newsletter, Common Cents:

https://breakyourbudget.myflodesk.com/common-cents

💸 Free Financial Plan Checklist + Crash Course:

https://breakyourbudget.myflodesk.com/financial-plan-checklist

💸 Free How to Navigate a Recession Guide:

https://breakyourbudget.myflodesk.com/recession

💸 Break Your Budget LTK: 

https://www.shopltk.com/explore/Breakyourbudget

All Other Resources: 

https://breakyourbudget.com/links

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠https://www.instagram.com/dontdependondaddy/

On this episode of DDOD, Michela shares habits/routines/systems that have helped her be successful in her 20s. The goal is to enter your 30s feeling SUPER proud of what you accomplished in your 20s, and this episode breaks down the stand-out actions she has taken across 5 pillars of life: personal finance, career, appearance, health/wellness, and personal relationships. Plus, a few life lessons learned along the way. If you are ready to uplevel any of these areas - no matter what your age - you will enjoy this episode! 

TIME STAMPS: 

Episode Starts at 4:01

💸  NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

Break Your Budget Links:

💸 Free Personal Finance Starter Kit Guide:

https://breakyourbudget.myflodesk.com/personal-finance-starter-kit

💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass

📖 My Books: 

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

✅ Subscribe to my Weekly Newsletter, Common Cents:

https://breakyourbudget.myflodesk.com/common-cents

💸 Free Financial Plan Checklist + Crash Course:

https://breakyourbudget.myflodesk.com/financial-plan-checklist

💸 Free How to Navigate a Recession Guide:

https://breakyourbudget.myflodesk.com/recession

💸 Break Your Budget LTK: 

https://www.shopltk.com/explore/Breakyourbudget

All Other Resources: 

https://breakyourbudget.com/links

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

On this episode of DDOD, Michela shares 5 tips on how to start embracing winter and romanticizing this slower period of the year. The winter season is the perfect time to slow down and use this extra space to REBRAND your life and actually implement the intentions you set at the top of the year. So if you are hoping to avoid the winter blues and enter the spring and summer seasons feeling REFRESHED and like the best version of yourself, then you’ll love this episode. 

TIME STAMPS: 

Episode Starts at 5:55 

💸  NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

Break Your Budget Links:

💸 Free Personal Finance Starter Kit Guide:

https://breakyourbudget.myflodesk.com/personal-finance-starter-kit

💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass

📖 My Books: 

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

✅ Subscribe to my Weekly Newsletter, Common Cents:

https://breakyourbudget.myflodesk.com/common-cents

💸 Free Financial Plan Checklist + Crash Course:

https://breakyourbudget.myflodesk.com/financial-plan-checklist

💸 Free How to Navigate a Recession Guide:

https://breakyourbudget.myflodesk.com/recession

💸 Break Your Budget LTK: 

https://www.shopltk.com/explore/Breakyourbudget

All Other Resources: 

https://breakyourbudget.com/links

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget