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In this episode of the New Zealand Property Market Podcast, Nick Goodall and Becs McCallum discuss the current lending environment, the impact of global events on the New Zealand property market, and the changing dynamics of borrowing capacity. 

Becs shares her personal journey from working in the family butchery to becoming a mortgage advisor, and they explore how recent changes in interest rates and lending policies are affecting first home buyers and investors. 

The conversation also touches on the importance of long-term planning in the current market climate. In this conversation, Becs McCallum discusses the current state of the mortgage market, focusing on interest rates, buyer behaviour, and the challenges faced by first home buyers. 

She highlights the importance of diversifying mortgage options and the shift towards fixed rates. The discussion also covers the dynamics of the new build market and the impact of processing delays in mortgage applications. 

Becs emphasizes the need for education and communication in navigating the mortgage landscape, particularly for new advisors and first-time buyers.

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This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.