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In this episode Nick and Kelvin discuss the recent monetary policy review by the Reserve Bank, focusing on the decision to hold the Official Cash Rate (OCR) at 3.25%. They analyse the implications of this decision on inflation expectations, economic recovery, and the housing market. 

The conversation highlights the unanimous decision of the Reserve Bank, the anticipated cuts in the future, and the cautious optimism regarding New Zealand's economic recovery driven by strong export prices and lower mortgage rates. 

They also touch on the current state of the housing market and the potential impacts of economic uncertainty on consumer behaviour.

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