Hot Smart Rich with Maggie Sellers Reum

Hot Smart Rich with Maggie Sellers Reum

By Hot Smart RichBusiness
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Hot Smart Rich with Maggie Sellers Reum episodes

  • YourRichBFF: The 5 Steps I Used To Make $7M (Wall Street taught me this!) Vivian Tu

    Vivian Tu (@YourRichBFF) sits down with Maggie for some unfiltered girl talk about the Wall Street lessons that led her to walk away from a $625K job and build a $7M media empire - and to talk about her new New York Times bestselling book, Well Endowed!

    She breaks down her proprietary 5-step STRIP method for ambitious women who want to build wealth, create generational security, and rethink what it really means to be “filthy rich.” From the dating questions you should ask to get “financially naked” with a partner, to knowing when to stay in your job and when to make your next move, Vivian shares a practical blueprint for taking control of your money and building a life on your own terms.
    Timestamps:
    (00:00:00) Intro
    (00:02:11) Growing Up Without Money
    (00:03:53) First Step To Wealth
    (00:06:14) Power Of Elite Résumés
    (00:07:47) When To Leave Jobs
    (00:09:26) Opportunity During Recessions
    (00:11:25) Fixing Bad Money Habits
    (00:16:05) Rich vs Looking Rich
    (00:18:07) Should You Bet On Yourself
    (00:20:59) Finance Basics Everyone Needs
    (00:23:59) Understanding The STRIP Method
    (00:25:11) Path To Financial Freedom
    (00:26:59) Fiverr Ad
    (00:28:02) Weekly Money Habits
    (00:30:00) How Much To Start Investing
    (00:31:07) Building Wealth Online
    (00:31:33) Internal vs External Mindset
    (00:33:28) Balancing Spending And Saving
    (00:37:23) Credit Card Marketing Explained
    (00:41:02) Credit Card Red Flags
    (00:43:30) When To Talk Money Dating
    (00:45:54) Generational Wealth Debate
    (00:48:24) Who This Book Helps
    (00:49:34) Controversial Housing Advice
    (00:51:08) Stan Ad
    (00:52:10) Pique Ad
    (00:53:08) Meaning Of Well Endowed
    (00:54:42) Money In Relationships
    (00:56:04) Saver vs Spender Couples
    (01:01:01) Don’t Marry A Loser
    (01:04:06) Creator Income Reality
    (01:04:57) Walking Away From $625K
    (01:06:08) Cost Of Entrepreneurship
    (01:09:25) Spending vs Enjoying Life
    (01:10:00) Last Credit Card Purchase
    (01:10:27) Most Expensive Card Charge
    (01:10:46) Favorite Comfort Creator
    (01:11:12) Should You Buy Sales?
    (01:11:39) This Season Of Life
    (01:11:58) Vivian’s Daily Mantra
    (01:12:44) Where To Find Vivian
    Purchase Vivian Tu’s new book Well Endowed here: https://www.harpercollins.com/pages/wellendowed
    Follow Vivian Tu: www.instagram.com/your.richbff
    ⸻
    Sponsors:
    Fiverr - If you are scaling a business, then you need to visit https://pro.fiverr.com


    Stan - Learn more at http://getstanley.ai/maggie


    Pique - https://piquelife.com/hsr for 10% off

    ⸻
    Hot Smart Rich: Your Business & Culture Gossip
    For ambitious women wanting to own the room, gain power, and build wealth.
    Subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe
    Instagram: https://www.instagram.com/hotsmartrich/
    Tiktok: https://www.tiktok.com/@hotsmartrich
    Maggie Sellers Reum:
    Instagram: https://www.instagram.com/maggiesellersreum/
    Tiktok: https://www.tiktok.com/@maggiesellersreum
    LinkedIn: https://www.linkedin.com/in/sellersmaggie/
    Locker: https://www.wantlocker.com/users/maggiesellers
    ShopMy: https://shopmy.us/maggiesellers
    Amazon Storefront: https://www.amazon.com/shop/maggiesellers

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    1 hr 18 min
  • Why I’ll Never Cater To Men! Krissy Cela's Strategy To Build A $190M Empire

    Krissy Cela (Founder of Oner Active & EvolveYou) opens up about scaling a $190M business — and why she refuses to build her brand around men.

    From being homeless to building one of the fastest-growing female-founded brands in athleisure, Krissy explains the “immigrant mentality” that still keeps her in fight-or-flight mode, why she hired her mentor as CEO, and the 6-step rebrand that transformed her from fitness creator into a high-performance founder.
    Along the way, she shares hard lessons about leadership, relationships, and why sometimes being called a “b*tch” is the price of protecting your vision and building something truly for women, by women.
    Timestamps

    (00:00:00) Intro
    (00:02:27) What You’ll Learn In This Episode
    (00:03:05) Being Called A “B*tch” In Business
    (00:04:07) Escaping The People-Pleaser Trap
    (00:05:22) Online Persona vs Boss Reality
    (00:06:48) Hiring Fans vs Hiring The Best Talent
    (00:07:54) The Pressure Of Being A Public Founder
    (00:09:32) Why Having A Platform Makes Leadership Harder
    (00:11:25) Who She Really Is Behind The Brand
    (00:12:21) Why She Stopped Being So Curated Online
    (00:14:42) Building The First Female $1B Athleisure Brand
    (00:17:56) How Female Founders Break The $50M Ceiling
    (00:21:12) Designing Activewear Around The Female Cycle
    (00:24:11) Why Women Should Train With Their Cycle
    (00:25:44) Why She Refuses To Build Menswear
    (00:26:41) Stan Ad
    (00:27:42) Inside The $190M Fitness Brand
    (00:30:36) The Viral Product That Changed Everything
    (00:30:59) The Product Idea She Had During Pregnancy
    (00:33:44) The Dark Side Of Going Viral
    (00:34:37) How Founders Build Thick Skin Online
    (00:36:04) Fame vs Freedom As A Founder
    (00:38:52) Why Women Still Tear Each Other Down
    (00:39:50) Dealing With Hate As A Female Founder
    (00:42:00) Her 6-Step Personal Rebrand Framework
    (00:47:37) How To Build Motivation That Lasts
    (00:49:00) Money Mindset As A Founder
    (00:51:07) Why Winning Is Her Biggest Motivation
    (00:52:23) When She Feels Most Alive
    (00:55:10) Staying Relevant Without Oversharing
    (01:00:06) Pique Ad
    (01:01:05) Bilt Ad
    (01:02:17) Running A Business With A Personal Brand
    (01:04:02) How To Choose The Right Co-Founder
    (01:05:41) What She Learned About Love And Partnership
    (01:09:15) Why Successful Women Want To Be Led At Home
    (01:11:13) The Lesson From Dating A Co-Founder
    (01:12:42) Rapid Fire Questions Begin
    (01:13:20) Why She’s Leaving LA For Miami
    (01:17:57) Her Favourite Wellness Brands
    (01:18:41) Why She Doesn’t Watch Other Creators
    (01:19:16) The Belief She Lives Her Life By
    (01:19:33) Where To Find Krissy Cela

    ⸻
    Sponsors:
    Stan - Learn more at http://getstanley.ai/maggie
    Pique - https://piquelife.com/hsr for 10% off
    Bilt - http://joinbilt.com/hsr
    ⸻
    Follow Krissy Cela
    www.instagram.com/krissycela
    Check out Oner Active:
    oneractive.com
    ⸻
    Hot Smart Rich: Your Business & Culture Gossip
    For ambitious women wanting to own the room, gain power, and build wealth.
    Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe

    Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc

    Merch: https://hotsmartrich.shop/
    YouTube: https://shorturl.at/IXXFZ
    Instagram: https://www.instagram.com/hotsmartrich/
    Tiktok: https://www.tiktok.com/@hotsmartrich

    Maggie Sellers Reum:

    Instagram: https://www.instagram.com/maggiesellersreum/
    Tiktok: https://www.tiktok.com/@maggiesellersreum
    LinkedIn: https://www.linkedin.com/in/sellersmaggie/
    Locker: https://www.wantlocker.com/users/maggiesellers
    ShopMy: https://shopmy.us/maggiesellers
    Amazon Storefront: https://www.amazon.com/shop/maggiesellers

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    1 hr 25 min
  • What I Wish I Knew Before My Divorce (and how I built a $150M business from it) with Chriselle Lim

    Chriselle Lim (Founder of PHLUR & "Rich Mom" on TikTok) opens up about the raw reality of her divorce, the alimony story nobody believed, and the financial lessons she wishes she knew before getting married.

    From building a 250,000-person waitlist for Missing Person to navigating a messy public split, Chriselle shares how she turned heartbreak into business momentum. She explains why prenups are about protection (not distrust), how women can take control of their finances, and what no one tells you about the legal realities of marriage and money.


    Timestamps:

    (00:00:00) Intro
    (00:02:00) What Makes an ‘IT’ Girl?
    (00:02:55) Chriselle Before Fame
    (00:04:02) Breaking Free from Perfection
    (00:06:34) Influencer or CEO?
    (00:08:14) The Moment Chriselle Stopped Pretending
    (00:10:08) Buying PHLUR Amid Divorce
    (00:12:09) Why ‘Buy, Don’t Build’
    (00:13:03) Taking Over a Brand
    (00:13:42) First Move as a Brand Owner
    (00:14:56) What Selling a Company Really Means
    (00:16:59) The Role of People in Business
    (00:19:52) Pain vs. Pleasure: What Drives Action?
    (00:22:40) Secret to Storytelling
    (00:24:02) Stan Ad
    (00:25:37) Be Authentic or Fail
    (00:28:24) Documenting Divorce
    (00:29:43) The Cost of Sharing Your Life
    (00:30:56) Marriage Lessons Chriselle Learned
    (00:32:14) Why Every Business Needs a Contract
    (00:34:25) How ‘Rich Mom’ Went Viral
    (00:36:12) Backlash of Being a ‘Rich Woman’
    (00:38:50) The Shift in Public Perception
    (00:41:14) Pique Ad
    (00:42:12) Bilt Ad
    (00:43:24) Chriselle on AI
    (00:45:15) Do You Identify as a Creator?
    (00:46:58) Embracing Creativity
    (00:48:08) Balancing Trends & Creativity
    (00:51:19) Sharing Your Story Bravely
    (00:53:08) I Bought Myself An Engagement Ring
    (00:54:37) Missing Person vs. Father Figure
    (00:55:10) Chriselle’s Favorite Beauty Brand
    (00:56:44) Entrepreneurship vs. Divorce vs. Co-Parenting
    (00:58:41) One Word to Describe Your Life
    (01:00:35) The ONE Thing to Hear on Hard Days

    ⸻

    Sponsors:


    . Stan - Learn more at http://getstanley.ai/maggie

    . Pique - https://piquelife.com/hsr for 10% off

    . Bilt - http://joinbilt.com/hsr

    ⸻

    Follow Chriselle Lim:

    Instagram: www.instagram.com/chrisellelim

    ⸻

    Hot Smart Rich: Your Business & Culture Gossip

    For ambitious women wanting to own the room, gain power, and build wealth.

    Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/YouTube: https://shorturl.at/IXXFZInstagram: https://www.instagram.com/hotsmartrich/Tiktok: https://www.tiktok.com/@hotsmartrich

    Maggie Sellers Reum:Instagram: https://www.instagram.com/maggiesellersreum/Tiktok: https://www.tiktok.com/@maggiesellersreumLinkedIn: https://www.linkedin.com/in/sellersmaggie/Locker: https://www.wantlocker.com/users/maggiesellersShopMy: https://shopmy.us/maggiesellersAmazon Storefront: https://www.amazon.com/shop/maggiesellers


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    1 hr 6 min
  • This Is Why You’re Not Rich in 2026! (how to get financially free) with Codie Sanchez

    If you want to get rich in 2026, stop thinking like an employee and start owning assets!

    Money expert Codie Sanchez breaks down why we’re in an ownership race, how AI and the shifting job market are rewriting wealth creation, and why those without equity risk falling permanently behind. She explains how to use your 9-5 income to build leverage, negotiate equity, and start buying cash-flowing “boring” businesses without quitting your job.
    They expose the spending traps targeting women, the mindset shift from consumer to owner, and the exact businesses Codie would invest in right now.
    Timestamps:
    (00:00:00) Intro
    (00:02:00) The Asset Ownership Race
    (00:03:13) Women & Money Conversations
    (00:04:40) Speak The Language Of Wealth
    (00:08:05) The Cost Of Crying At Work
    (00:11:39) Women In Male Industries
    (00:13:56) Your 20s: Get In The Room
    (00:15:56) Business Or 9–5?
    (00:18:01) How To Get Hired In 2026
    (00:19:31) Codie’s Hiring Formula
    (00:21:28) Why Women Must Learn AI
    (00:22:37) Get Rich With A 9–5
    (00:27:40) Fiverr Ad
    (00:28:43) Skip The MBA
    (00:33:10) If You Want To Get Rich, Do This
    (00:40:59) Traits Of Great Entrepreneurs
    (00:44:42) How To Buy A Business
    (00:49:01) Where To Find Deals
    (00:51:12) Businesses To Avoid In 2026
    (00:53:09) Why Main Street Wins
    (00:54:57) 3 Ways To Get Equity
    (00:57:32) Wealth vs Fame
    (00:59:46) Train For Risk
    (01:00:51) Stan Ad
    (01:02:55) Losing $12M
    (01:08:11) Building Your Asset Portfolio
    (01:11:07) Why Founders Need A Personal P&L
    (01:12:32) When To Sell A Business
    (01:13:39) Why I Don’t Raise VC
    (01:18:17) Working With My Husband
    (01:19:57) Love & Power Dynamics
    (01:34:28) Last Credit Card Purchase
    (01:35:47) Laundry Or Painting?
    (01:38:16) This Season Of My Life
    (01:40:09) Where To Find Codie
    ⸻
    Sponsors:
    . Fiverr - If you are scaling a business, then you need to visit https://pro.fiverr.com
    . Stan - Learn more at http://getstanley.ai/maggie
    ⸻
    Follow Codie Sanchez:
    Instagram: /www.instagram.com/codiesanchez
    ⸻
    Hot Smart Rich:
    Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe
    Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc
    Merch: https://hotsmartrich.shop/
    YouTube: https://shorturl.at/IXXFZ
    Instagram: https://www.instagram.com/hotsmartrich/
    Tiktok: https://www.tiktok.com/@hotsmartrich
    Maggie Sellers Reum:
    Instagram: https://www.instagram.com/maggiesellersreum/
    Tiktok: https://www.tiktok.com/@maggiesellersreum
    LinkedIn: https://www.linkedin.com/in/sellersmaggie/
    Locker: https://www.wantlocker.com/users/maggiesellers
    ShopMy: https://shopmy.us/maggiesellers
    Amazon Storefront: https://www.amazon.com/shop/maggiesellers
    ⸻
    Hot Smart Rich is your place to hear unfiltered conversations with the people shaping the future of culture, creators, startups and community. Hosted by Maggie Sellers Reum, investor and media powerhouse, and guests breaking the mold, you’ll get the real deal as it relates to navigating the startup fast lane, leveling up your life or becoming your hottest, smartest, richest self. New episodes weekly on Wednesdays.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    1 hr 46 min
  • I Let AI Build My Business… Here’s What I Learned (and you can do it to) with CatGPT

    AI is rewriting entrepreneurship - and Cat Goetze quietly used it to build a $750K business in just 6 months.

    Maggie and Cat Goetze (AI expert and Physical Phone founder) unpack what really happened when she used AI to create and scale her business - including the exact prompts she used and the specific AI models she still relies on. They dive into fake influencers, AI flooding social media, and whether 2026 could be a breaking point for creators. If you’re building online, this is the behind-the-scenes playbook most founders aren’t sharing.
    Timestamps:
    (00:00:00) Intro
    (00:02:40) Why Everyone Defaults to ChatGPT
    (00:04:05) Best AI Platforms Compared (ChatGPT vs Claude vs Gemini)
    (00:05:36) Which AI Model Should You Actually Use?
    (00:07:42) How Long Does AI Take to Learn You?
    (00:10:01) How Many AI Tools Should You Use?
    (00:11:19) AI Hype vs Reality
    (00:13:53) Is AI Making Us Dumber?
    (00:16:35) How I Use AI to 10x My Workflow
    (00:19:24) Can ChatGPT Think Like Your Dream Mentor?
    (00:20:19) Can AI Give Advice Like Maggie Seller Reum? (Live Test)
    (00:23:26) AI Predicting Human Behavior
    (00:25:20) Beehiiv Ad
    (00:26:42) The Rise of AI Influencers
    (00:31:16) AI Made 25% of Super Bowl Ads
    (00:32:31) AI & Unreal Beauty Standards
    (00:34:30) How Humans Compete With AI
    (00:37:30) Why Women Use AI Less Than Men
    (00:40:26) How Women Should Be Using AI
    (00:45:40) How I Made $750K in 6 Months With AI
    (00:48:57) Why Build a Team in the AI Era?
    (00:50:46) How CatGPT Got Into AI
    (00:55:14) Bilt Ad
    (00:56:17) Owning the Room as a Woman in Tech
    (00:58:49) Can AI Teach Confidence?
    (01:01:35) The Physical Phone Business Idea
    (01:05:50) Future-Proof Business Framework
    (01:09:21) How to Decide What to Say Yes To
    (01:15:08) My Favorite ChatGPT Prompt
    (01:17:59) Using My Workflow as an AI Case Study
    (01:22:08) Using AI for Trend Reports
    (01:24:11) Are Your ChatGPT Chats Connected?
    (01:26:55) Last Thing I Bought on My Credit Card
    (01:27:12) Favorite Comfort Creator
    (01:27:26) ChatGPT or Claude: Pick One
    (01:28:16) Landline or Social Media?
    (01:28:24) If I Could Only Use AI for One Thing
    (01:28:40) Craziest Thing I’ve Asked AI
    (01:29:18) Naming This Season of My Life
    (01:29:36) One Life Lesson I’d Repeat Forever
    (01:30:18) Where to Find CatGPT
    ⸻
    Episode Sponsors:
    . beehiiv - Use code HSR 30 at https://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-2-18&stripe_campaign_code=HSR30
    . Bilt - http://joinbilt.com/hsr
    ⸻
    Follow CatGPT:
    Instagram: www.instagram.com/askcatgpt
    ⸻
    Hot Smart Rich:
    Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe
    Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc
    Merch: https://hotsmartrich.shop/
    YouTube: https://shorturl.at/IXXFZ
    Instagram: https://www.instagram.com/hotsmartrich/
    Tiktok: https://www.tiktok.com/@hotsmartrich
    Maggie Sellers Reum:
    Instagram: https://www.instagram.com/maggiesellersreum/
    Tiktok: https://www.tiktok.com/@maggiesellersreum
    LinkedIn: https://www.linkedin.com/in/sellersmaggie/
    Locker: https://www.wantlocker.com/users/maggiesellers
    ShopMy: https://shopmy.us/maggiesellers
    Amazon Storefront: https://www.amazon.com/shop/maggiesellers
    ⸻
    Hot Smart Rich is your place to hear unfiltered conversations with the people shaping the future of culture, creators, startups and community. Hosted by Maggie Sellers Reum, investor and media powerhouse, and guests breaking the mold, you’ll get the real deal as it relates to navigating the startup fast lane, leveling up your life or becoming your hottest, smartest, richest self. New episodes weekly on Wednesdays.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    1 hr 35 min
  • The #1 Dating Rule That Will Change Your Life (and save months of heartbreak with Sabrina Zohar)

    Sabrina Zohar breaks down what’s really driving modern dating, from the pressure for instant certainty to anxious attachment, avoidance, and burnout. She explores how trauma shapes attraction, why great chemistry (or sex on the first date) doesn’t equal compatibility, and how modern dating dynamics can dysregulate the nervous system.

    Drawing on psychology, neuroscience, and her own journey from heartbreak to building a multi-million-dollar business featured on Shark Tank, Sabrina shares practical tools for setting boundaries, trusting yourself, and dating with intention - without losing your ambition.

    Timestamps:

    (00:00:00) Intro
    (00:01:41) Dating Is a Hot Mess (Here’s Why)
    (00:02:20) The Science of Dating Multiple People
    (00:04:27) What You Must Unlearn to Have a Healthy Relationship
    (00:05:29) Avoidant Attachment: Why Ambitious Women Struggle With Love
    (00:07:23) Dating While Building a Company
    (00:09:51) How Hard Should Dating Actually Feel?
    (00:11:04) Avoidance, Burnout & “No Good Men Left”
    (00:13:21) Dating Explained in Money Terms ($10K vs $100K)
    (00:14:53) How You Actually Learn Self-Worth
    (00:16:04) Build Emotional Safety With Micro-Yeses
    (00:18:34) Why Asking for Help Feels So Scary
    (00:19:09) 3 Things Women Must Learn Before Healthy Love
    (00:20:51) Shopify Ad
    (00:22:13) The Only Questions That Matter After a Date
    (00:24:03) Do Men and Women Date Differently?
    (00:25:14) Why Situationships Are Everywhere
    (00:27:02) Avoidance Disguised as “Going Slow”
    (00:30:17) Love Bombing vs Real Interest
    (00:31:24) Why Setting Boundaries Feels Impossible
    (00:32:19) Why Women Seek Approval to Be Chosen
    (00:33:52) How to Spot Someone Ready for Love
    (00:35:27) Why You Have to Grieve to Move On
    (00:37:38) Subtle Red Flags Most People Miss
    (00:40:42) The Yellow Cab Theory (Timing Beats Love)
    (00:41:47) Is There Ever a “Right Time” to Date?
    (00:43:36) Why Triggers Are Actually a Good Thing
    (00:45:29) When Sharing Trauma Backfires
    (00:46:50) Beehiiv Ad
    (00:48:11) Stan Store Ad Read
    (00:49:25) How Narcissists Use Your Story Against You
    (00:50:51) When Vulnerability Was Weaponized
    (00:52:37) The Shark Tank Moment That Changed Everything
    (00:57:09) Why the “Soft Pivot” Worked When Nothing Else Did
    (00:58:55) When Your Identity Is Tied to Your Work
    (00:59:09) “Choose Danger” When You Post Content
    (01:00:04) Service Business vs Product Business Power
    (01:01:50) Would She Ever Build Products Again?
    (01:02:11) When Content Became a Real Media Business
    (01:03:13) Why Followers Don’t Equal Money
    (01:04:11) The Fear of Losing Everything
    (01:05:28) Sabrina’s Next Growth Chapter
    (01:06:59) Last Thing She Put on Her Credit Card
    (01:07:10) Most Expensive Thing She’s Bought
    (01:07:22) Walk or Dinner on a First Date?
    (01:07:23) Coffee or Walk on a First Date?
    (01:07:33) Favorite Comfort Creator
    (01:08:19) Favorite Celebrity Relationship
    (01:08:40) Celebrity Couples That Should Break Up
    (01:08:54) Creator Brands She Respects
    (01:09:21) Naming This Season of Her Life
    (01:10:00) Where to Find Sabrina

    ⸻

    Episode Sponsors:

    Shopify - http://Shopify.com/HSR

    beehiiv - http://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-02-11&stripe_campaign_code=HSR30

    Stan - http://getstanley.ai/maggie

    ⸻

    Follow Sabrina Zohar:

    Instagram: https://www.instagram.com/sabrina.zohar

    Podcast: www.instagram.com/thesabrinazoharshow

    ⸻

    Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/YouTube: https://shorturl.at/IXXFZInstagram: https://www.instagram.com/hotsmartrich/Tiktok: https://www.tiktok.com/@hotsmartrich

    Maggie Sellers Reum:Instagram: https://www.instagram.com/maggiesellersreum/Tiktok: https://www.tiktok.com/@maggiesellersreumLinkedIn: https://www.linkedin.com/in/sellersmaggie/Locker: https://www.wantlocker.com/users/maggiesellers

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    1 hr 15 min
  • Valeria Lipovetsky: They Called Me A 'Trophy Wife' (Here Is How I Proved Them Wrong!)

    Valeria Lipovetsky signed a prenup at 21 and navigated an 18-year age-gap marriage. She reveals how she turned her real-life story into content, building a media empire reaching over 150M people each month.

    Maggie and Valeria explore how early conversations around marriage, money, and independence shaped the way Valeria built her career - and ultimately led to the creation of Creator Method, her framework for helping creators turn content into sustainable businesses. Valeria breaks down what successful creators do differently to last long-term: using vulnerability with intention, navigating public judgement, and growing with the support of their community. She also reflects on how failure, missteps, and knowing when to pivot played a key role in everything she’s built.

    Timestamps:

    (00:00:00) Intro
    (00:01:58) How Valeria Reached 150M+ People a Month
    (00:02:30) “I Had a Fear of Attention Growing Up”
    (00:03:34) Growing Up Between Russia & Canada With A Powerful Mum
    (00:04:52) Modelling Around the World at Just 16
    (00:06:02) Getting Married at 20: How I Met My Husband
    (00:07:35) “Your Life Is Your Art” The Mindset That Changed Everything
    (00:09:35) The Moment $10K Turned My Content Into a Business
    (00:11:40) I Had No Idea How Talented I Was
    (00:13:57) How Creators Build a Real Bond With Their Community
    (00:15:40) It Took Me 7 Years to Call Myself an Entrepreneur
    (00:16:37) When to Pivot: What the Kardashians Get Right
    (00:19:09) Why I Wanted to Start My Own Businesses
    (00:20:17) Why I Celebrate Failure (With Champagne)
    (00:21:50) What Posting Online Taught Me About Myself
    (00:22:30) Why I Chose to Go Back to Content Creation
    (00:23:24) Is There Something Deeper Driving You?
    (00:26:04) Being Compared to Tony Robbins & Creating The Creator Method
    (00:30:13) What Actually Makes a Creator Stand Out Today
    (00:32:22) The Future of the Creator Economy
    (00:33:38) Beehiiv Ad
    (00:35:00) My Framework for Starting Over
    (00:35:21) How to Start When You Have a Business Idea
    (00:36:13) Maggie’s Biggest Regret
    (00:36:57) Why Your 20s Aren’t Just About Making Mistakes
    (00:38:58) Our Marriage Dynamic Today
    (00:40:07) What Really Happens in an Age-Gap Relationship
    (00:41:45) “I Want My Husband to Lead”
    (00:43:17) Power, Decisions & Equality in Our Marriage
    (00:45:58) Disagreeing in Public & Handling Criticism
    (00:48:18) The Unspoken Rules That Hold Our Marriage Together
    (00:49:31) Signing a Prenup at 21: My Experience
    (00:52:14) How I Feel About Our Prenup 14 Years Later
    (00:56:05) How We Think About Money as a Couple
    (00:57:20) Taking Big Financial Risks (Without Being a Finance Expert)
    (00:58:57) The Last Thing I Put on My Credit Card
    (00:59:31) More Followers or Higher Engagement?
    (00:59:42) Instagram, YouTube, or Podcast? Pick One
    (01:00:10) How Many Photos Are on My Phone?
    (01:01:45) Canada or the US?
    (01:01:50) If I Had to Name This Season of My Life…

    ⸻

    Episode Sponsor:

    beehiiv - Use code HSR30 at http://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-02-04&stripe_campaign_code=HSR30


    ⸻

    Follow Valeria Lipovetsky:

    Instagram: https://www.instagram.com/valerialipovetsky

    Website: https://valeriainc.com/

    ⸻

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    1 hr 8 min
  • Olivia Rodrigo’s Trainer: Why Your Workouts Are Failing! (and how to fix it with Kirsty Godso)

    Kirsty Godso is the trainer behind Olivia Rodrigo, Hailey Bieber and Kaia Gerber. After 13.5 years inside Nike, she became the face of Vuori through a multi-million-dollar brand partnership. She reveals what celebrities actually do to build their bodies, why most high-intensity workouts fail, how she sets goals for clients, the truth about protein products, common keto mistakes, and the red flags hiding in “healthy” foods - plus her take on Alo, Lululemon and why the athleisure industry keeps rapidly growing.


    (00:00:00) Intro
    (00:02:23) Celebrity Trainer: What Wellness Really Means
    (00:03:08) Why Women Say Wellness & Men Say Fitness
    (00:03:50) I Never Planned To Train Hailey Bieber & Kaia Gerber
    (00:04:55) How Nike Discovered Me
    (00:07:24) Inside The Billion-Dollar Athleisure Wars (Nike vs Alo vs Vuori)
    (00:08:41) Why Alo Looks Tacky
    (00:10:16) What's Wrong With Lululemon
    (00:11:17) How Vuori Grew 44% While Other Brands Stalled
    (00:13:32) Do Celebrity Deals Really Build Athleisure Brands?
    (00:17:03) Why 2016 HIIT Culture Broke Women’s Bodies
    (00:18:29) How Many HIIT Workouts You Should Actually Do
    (00:20:31) How I Set Goals For Kaia Gerber & Olivia Rodrigo
    (00:22:22) The Two Workout Mistakes Everyone Makes
    (00:23:44) Why I Never Set Weight-Loss Goals
    (00:26:49) The Goal-Setting Lesson That Changed Everything
    (00:28:46) beehiiv Ad
    (00:30:07) How Stress & Hyperfixation Ruin Results
    (00:32:42) Why Exercise Is Back As The #1 Resolution
    (00:34:35) Kirsty’s Take On The New Body Era
    (00:35:55) Celebrity Protein Brands — What’s Really Going On?
    (00:38:06) Protein Label Red Flags (Don’t Buy This)
    (00:40:18) What I Throw Out Of Clients’ Kitchens
    (00:43:15) Why Most People Quit Before Results Show
    (00:45:23) “You’re A 6/10” - The Mindset Shift That Works
    (00:47:11) Tough Love vs Self-Trust In Motivation
    (00:50:51) Cozy Earth Ad
    (00:51:57) Hoffman, Trauma & My Need For Control
    (00:58:26) Leaving Nike: Realising My Success Was Always Me
    (01:00:19) The Signs It’s Time To Leave Your Job
    (01:02:31) The Truth Behind My $2M Vuori Deal
    (01:04:14) When The Internet Finds Out Your Worth
    (01:05:49) Why I’m Betting On My Own Businesses Now
    (01:08:23) Femininity, Fashion & Body Confidence
    (01:10:56) Dating In LA & “Hot Smart Foreign”
    (01:14:10) Rapid Fire: Range Rover, Coffee & Cold Plunges
    (01:16:03) “Burn 2.0” - Naming This Season Of Life
    (01:16:43) Where To Find Kirsty Godso
    (01:16:49) What HSR Should Help Her With Next

    ⸻

    Episode Sponsors:

    beehiiv - Use code HSR30 at http://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-01-28


    Cozy Earth - http://cozyearth.com with code HSR, or until February 8th you can Buy One Get One Free on pajamas with code: HSRBOGO

    ⸻

    . 50% off your first month of Pyro when signing up for a monthly membership using code HOT50. Users can use this link and it will automatically apply at checkout for them:https://pyro.kirstygodso.com/register?promocode=HOT50&plan=6705c9272ca6753176671a442


    . 15% off an order of Made Of Protein with code HSR used at checkout on:https://madeof.life

    ⸻

    Follow Kirsty Godso:Instagram: https://www.instagram.com/kirstygodsoWebsite: https://www.kirstygodso.com/

    ⸻

    Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe

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    Amazon Storefront: https://www.amazon.com/shop/maggiesellers 

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    1 hr 23 min
  • Sephora & Olive Young Predictions: The Beauty Trends That Will Define 2026

    Is Sephora losing its crown? How is Olive Young rewriting beauty retail? And should you really be using AI to plan your menstrual cycle - including when to date?


    Creators are turning their knowledge into paid AI advisors. Mel Robbins is building a protein empire. Founders are publicly sharing revenue and fundraises. And GAP hiring a Chief Entertainment Officer may redefine how brands grow in 2026…


    In this episode, Maggie and Katie break down their hottest 2026 predictions - so you can spot what’s next before everyone else does.


    Maggie & Katie discuss:

    . Sephora vs Ulta vs Olive Young and the new beauty status symbol

    . Korea’s speed-to-shelf advantage and trend-first retail

    . Scheduling your business and dating life around your cycle (and using AI to do it)

    . The “everything shower” and why beauty admin is a mental health reset

    . Paid AI advisors, AI therapy, and the creator IP problem

    . Why “human verified” will beat the blue check

    . Founders disclosing revenue, salaries, and fundraises in 2026

    . Why being disliked is a badge of honour (and why it works)

    . Why VC is dying for consumer brands and family offices are rising

    . The brands that will win by entertaining, not selling

    . Celebrity “beauty brands” are over: protein is next


    Breaking News About Sephora x Olive Young Partnership:

    Sephora newsroom - https://newsroom.sephora.com/sephora-and-olive-young-partner-to-bring-the-best-of-korean-beauty-to-sephora-consumers/

    Business of Fashion:: https://www.businessoffashion.com/articles/beauty/sephora-olive-young-partnership-2026/


    Timestamps

    (00:00) Intro
    (01:38) The “Everything Shower” Reset - When Self-Care Becomes Survival
    (02:35) Why Balance Doesn’t Exist – Scheduling Life Around Your Cycle
    (04:14) Using AI to Plan Your Cycle, Work and Dating Life
    (05:14) Would You Pay for AI Therapy? The Tony Robbins AI Debate
    (07:40) AI Will Replace Therapy - Why We Disagree
    (09:04) Human-Verified Will Beat the Blue Checkmark
    (09:37) AI Copycats, Idea Theft and the Future of Originality
    (11:36) Is Sephora Losing Its Crown?
    (12:15) Olive Young’s Korean Playbook Changing Beauty Retail
    (13:53) Why Korean Brands Move Faster Than Sephora
    (15:53) Trend-First Stores – The Olive Young Advantage
    (16:42) Why Sephora Isn’t Adapting Fast Enough
    (18:08) Product-First Consumers Are Rewriting Beauty
    (18:45) The Coming Shake-Up in the Beauty Industry
    (19:16) beehiiv Ad Read
    (20:37) Founders Building in Public
    (21:37) Why Humans Crave Connection More Than Ever
    (22:34) Should Founders Share Revenue and Salaries?
    (24:48) The Hidden Cost of Radical Transparency
    (26:07) Being Disliked as a Badge of Honor
    (27:42) You Can’t Find Your Audience Without Criticism
    (30:48) Cozy Earth Ad Read
    (31:53) Why Family Offices Are Replacing VCs
    (36:23) Steven Bartlett’s Groq Investment – Low Effort, High Impact
    (37:11) Pitching VCs Is a Waste of Time IF…
    (38:02) Brands Must Entertain, Not Sell - GAP’s Pivot!
    (40:11) The Two Influencers Every Brand Should Study
    (41:56) Celebrity Protein Is the New Beauty Boom
    (43:51) Mel Robbins, Khloe Kardashian and the Protein Gold Rush
    (47:00) How Should We End Podcast Episodes Better?

    Episode Sponsors:

    beehiiv - Use code HSR30 at http://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-01-21

    Cozy Earth - http://cozyearth.com with code HSR

    ⸻

    Hot Smart Rich:

    Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe

    Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc


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    Maggie Sellers Reum:

    Instagram: https://www.instagram.com/maggiesellersreum/

    Tiktok: https://www.tiktok.com/@maggiesellersreum

    LinkedIn: https://www.linkedin.com/in/sellersmaggie/

    Locker: https://www.wantlocker.com/users/maggiesellers

    ShopMy: https://shopmy.us/maggiesellers

    Amazon Storefront: https://www.amazon.com/shop/maggiesellers

    ⸻

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    53 min
  • Selling My $22M Company Didn’t Fix My Life…It Exposed Everything Wrong With It

    Jaclyn Johnson built her company, Create & Cultivate, from nothing - and later sold it for a $22 million exit! 

    But life changed completely when she was diagnosed with breast cancer in 2025. The success she worked for left her burned out, depressed, and forced to start over.

    What followed was a total reset. Divorce. Moving cities alone. Hiring a dating coach. Rebuilding her identity at 40…

    Today, Jaclyn has successfully bought her original business back, has launched 2 more and continues her work as a longtime angel investor, having backed and championed female founders throughout her career. She reveals how she spots winning startups, why staying bootstrapped was her biggest business mistake, and how money changed the way people treated her.

    Jaclyn Discusses: 

    • Your Body Keeps the Receipts: How her breast cancer diagnosis made her realise health is her real wealth and what she wishes she’d understood earlier.

    • Reinventing Yourself: How she rebuilt her identity at 40 and how you can do the same when the life you’ve built no longer fits.

    • Angel Investing Wins: How she approaches angel investing, what she looks for in founders, and why one small check can change everything.

      Timestamps

      (00:00:00) Intro
      (00:02:57) Why Starting Over At 40 Felt Like A Gamble
      (00:05:35) Dating Again At 40 “I Was Too In My Masculine”
      (00:07:29) Lessons From A Dating Coach - From Anxious Attachment To Secure
      (00:10:24) I Sold My Company… And My Life Fell Apart
      (00:13:44) The Strange Sadness After Selling A Business
      (00:14:53) Can You Build A Huge Business Without Sacrificing Your Life?
      (00:16:36) Growing Up With Entrepreneur Parents
      (00:18:47) “You Won’t Build Real Wealth From A 9-5” Jaclyn's Money Rules
      (00:20:37) The $12,000 Angel Investment That Paid Out Millions
      (00:22:39) beehiiv Ad
      (00:24:01) What The Perfect Employee Actually Looks Like Today
      (00:27:12) I Sold My Company - Then What?
      (00:33:45) Why Jaclyn Refused To Be CEO Again
      (00:35:01) Some People Are Built For Stress - Others Aren’t
      (00:36:29) Jaclyn’s Biggest Regret - Not Raising Venture Capital
      (00:38:12) Why Women Must Talk About Money Openly
      (00:40:45) The Money Rules Jaclyn Lives By
      (00:44:48) How Men And Women Think About Money Differently
      (00:46:46) How To Pitch Investors Without Selling A Fantasy
      (00:48:05) Cozy Earth Ad
      (00:49:11) Should You Start Angel Investing? Here’s How To Know
      (00:51:29) How To Spot Winning Startups Early
      (00:52:45) The Smallest And Biggest Cheques She’s Ever Written
      (00:53:25) How To Break Into Angel Investing Without Capital
      (00:56:14) Getting Equity By Advising Instead Of Investing
      (00:57:10) Jaclyn’s Breast Cancer Diagnosis
      (01:02:41) How Cancer Changed Her Relationship With Money And Success
      (01:03:53) When Your Body Forces You To Pay Attention
      (01:05:28) The Advice She Says Could Save Your Life
      (01:08:18) How To Stop Falling Back Into Dark Periods
      (01:09:30) Rapid Fire: Credit Cards, Therapy & First Class Flights
      (01:12:21) Where To Find Jaclyn Online


      Episode Sponsors:

      . beehiiv - http://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-01-14


      . Cozy Earth - http://cozyearth.com with code HSR

      ⸻

      Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/YouTube: https://shorturl.at/IXXFZInstagram: https://www.instagram.com/hotsmartrich/Tiktok: https://www.tiktok.com/@hotsmartrich


      Maggie Sellers Reum:Instagram: https://www.instagram.com/maggiesellersreum/Tiktok: https://www.tiktok.com/@maggiesellersreumLinkedIn: https://www.linkedin.com/in/sellersmaggie/Locker: https://www.wantlocker.com/users/maggiesellersShopMy: https://shopmy.us/maggiesellersAmazon Storefront: https://www.amazon.com/shop/maggiesellers 

      ⸻

      Follow Jaclyn Johnson:

      Instagram: https://www.instagram.com/jaclynrjohnson


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      1 hr 17 min

    About Hot Smart Rich with Maggie Sellers Reum

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