financial tool supporting vulnerable individuals. This episode explores the importance of independence, safety, and innovative solutions in financial inclusion for at-risk groups.

00:00 Introduction to Jane and her story

01:45 Caregiving challenges and personal motivation

04:12 The problem of financial management for vulnerable adults

07:12 Experiences with scams and managing risks

09:47 Initial workarounds and their limitations

13:03 Deciding to create a solution and the journey to Dragon's Den

17:10 The impact of public exposure and support from investors

20:11 Why widening access to financial tools matters

22:52 Features of the Sibstar debit card and app

25:45 How to approach conversations about financial safety

30:01 The social impact of empowering vulnerable populations

32:57 Navigating caregiving responsibilities and financial planning

35:14 Next steps for Sibstar and future collaborations

36:12 Closing thoughts and encouragement for caregivers

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See Jayne on Dragon's Den

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Read How to talk about money with someone you care for

I explore the deep connection between worthiness and money, offering practical and mindset strategies to overcome financial fears rooted in systemic and personal beliefs. This episode provides insights into how to reframe your relationship with money and increase your capacity for abundance.

02:10 Understanding Internal Family Systems and Money Blocks

03:53 Systemic Influences on Women's Financial Beliefs

05:57 The Power of Past Tense Visualization

07:55 Using the Reticular Activating System to Achieve Goals

09:53 Practicing Visualization and Role-Playing

11:51 Recognizing Feelings of Excitement and Contraction

14:11 The Role of EFT Tapping in Releasing Money Blocks

15:57 Creating a Sense of Safety and Worthiness

18:10 The Importance of Relaxing the Nervous System

20:05 Practical Steps to Increase Worthiness

21:52 Community Resources and Next Steps

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In this episode I explore how irregular income impacts emotional well-being and provides practical strategies to create financial stability. I share insights on managing money anxiety, establishing reference points, and building resilience with actionable tips.

00:00 – Introduction to Irregular Income and Its Challenges

00:28 – The Emotional and Physical Toll of Fluctuating Income

01:22 – Three Numbers to Bring Financial Certainty

04:18 – Why Earning More Doesn't Reduce Stress

08:24 – An Alternative to Traditional Budgeting

13:40 – Using Separate Accounts for Security

18:32 – Regulating and Naming Money Feelings

23:25 – Practical Tools and What's Next

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In this conversation, I explore the intricate relationship between money and emotions, emphasising how our financial behaviors are influenced by attachment styles, internal conflicts, inherited beliefs, and systemic issues. I discuss various books that have shaped my understanding of these connections, highlighting the importance of recognising the emotional and psychological aspects of money management.

00:00 Understanding Money and Emotions

02:45 Attachment Theory and Money

06:01 Internal Conflicts and Money Behavior

11:05 Inherited Patterns and Money Beliefs

17:38 The Concept of Enoughness

21:07 The Role of Systems in Financial Behavior

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BOOKS MENTIONED:

1. Attached, by Amir Levine & Rachel Heller (2010)

2. No Bad Parts, by Richard Schwartz (2021)

3. It Didn't Start With You, by Mark Wolynn (2016)

4. The Power of Enough, by Elizabeth Husserl (2025)

5. Conscious Capitalism, by John Mackey & Raj Sisodia (2013)

Plus: It's Not About the Money: 3 Steps to Become a Wealthy Woman, by Catherine Morgan

In this episode, Catherine is joined by Jesse Mecham who shares insights from his journey with money, the importance of understanding what money is for, and how to develop a healthy relationship with it through a simple yet powerful question: 'What is it for?' Discover practical frameworks and personal stories that can transform your approach to money.

00:00 Introduction: Why Money Is More Than Numbers

01:07 Jesse's Journey: From Basement Spreadsheet to YNAB

02:20 Early Money Memories and Realizations

04:45 Money as a Skill: Learning to Swim

06:35 Aligning Money Decisions with Values

08:23 Money as a Reflection of Self

13:03 The Power of the Question: What's It For?

17:00 The Framework of Five Money Pots

23:22 Decentralization and Trust in Money

33:59 Legacy and Personal Purpose in Money

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About Jesse Mecham: Jesse Mecham is the founder of the beloved money app YNAB, bestselling author, and host of the top-rated podcast The Jesse Mecham Show. As seen in WIRED, Fortune, and The New York Times, Jesse is a leading voice in the personal finance space. He has helped millions of people get good at money and never worry about money again. He lives in Utah with his wife and family.

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In this conversation, I explore the multifaceted relationship individuals have with money, emphasising the importance of understanding the different parts of oneself that influence financial behavior. I encourage listeners to shift from a fixed identity of being 'good' or 'bad' with money to recognising the various parts that contribute to their financial decisions. By fostering self-compassion and curiosity, individuals can navigate their financial patterns more effectively and create a healthier relationship with money.

00:00 - You are not bad with money

03:15 - Why old money patterns keep repeating

05:30 - Three money parts you may recognize

09:23 - How to respond with curiosity instead of shame

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Have you ever been asked what you charge, and felt something happen before you had even said the number? That half a second where your mind is already running. Is that too much? Is it not enough? What will they think of me?

If you know that feeling well, you are in very good company.

This is part two of the Love and Money Series, and today I explore the fear of being paid what you are worth. It shows up most for us as sole traders, because when the business is you, being paid can feel deeply personal. But the fear is rarely about the number itself. It is about the meaning we have attached to it.

In this episode I walk through the five ways this fear shows up:

• Overdelivering to feel you have earned the right to be paid
• Dropping your price before anyone has even asked
• Rushing or softening the number as it leaves your mouth
• Overexplaining and justifying your fee
• Avoiding naming a price at all

Chapter Timestamps:

00:12 Introduction to the Fear of Pricing

02:50 Understanding Personal Value in Pricing

05:27 Signs of Fear in Pricing Conversations

10:49 The Impact of Undercharging

14:08 Shifting Mindsets: From Sole Trader to CEO

15:54 Practical Steps to Embrace Your Worth

We look at the resentment cost of undercharging, the shift from sole trader to CEO of your own business, and the questions that opens up. What does the business need to run profitably? What is the market willing to pay for the result I create? What is the cost of undercharging?

And I leave you with one practice for this week. Say your price, then pause. Don't soften it. Don't explain it. Just sit with it, and notice what arises in your body. This is my fee. I am allowed to be paid for the work I do. It is safe for me to receive.

Because being paid what you are worth rests on a much bigger question underneath the number: whether you believe you are allowed to receive, and whether you can hold your price steady enough for someone else to trust it.

So carry this with you. What do you make money mean, in the moment when someone offers to pay you for your work?

A lot of this work is about worthiness, boundaries, people pleasing, and inner worth. If you would like a safe space for these deeper conversations, come and join us in the Money Circle. It is our free online community, with a monthly newsletter of resources and a live monthly call where we hold space for exactly this.

Head to https://themoneypanel.co.uk/newsletter and you will receive an invite for the next circle call in your welcome email.

If you missed part one of the Love and Money Series, on why love and money are so deeply connected, listen to that first.

Watch this episode on YouTube: https://yt.openinapp.co/op9cg

Much love, Catherine x

In this episode, I explore the intricate relationship between love and money, emphasizing how our capacity to receive and give is deeply intertwined with our self-worth and emotional safety. I discuss the patterns that emerge from our early experiences and conditioning, highlighting the importance of awareness and new positive experiences in healing our relationship with money. The conversation delves into generational trauma and the impact of our upbringing on our financial behaviors, offering practical steps to begin the healing process.

00:00 - Why love and money mirror each other more than you think 01:57 - How childhood conditioning shapes your capacity to hold wealth 03:21 - Family patterns, early trauma, and the nervous system's relationship with safety 08:22 - The three ways love and money show up the same: receiving, giving, and letting go 13:24 - Intergenerational patterns, attachment, and inherited unworthiness 22:41 - Practical ways to expand your financial and emotional comfort zone 35:09 - Healing your relationship with money by nurturing your self-worth

Read It Didn't Start With You by Mark Wolynn

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Discover this previous episode revealing why you can't hold onto money and how it's linked to love

I am joined by Kate Moryoussef, as we explore the intricate relationship between ADHD, hormonal changes, and women's health. We discuss personal experiences with late ADHD diagnoses, the impact of perimenopause, and the significance of understanding rejection-sensitive dysphoria (RSD). The conversation also highlights the benefits of Emotional Freedom Technique (EFT) as a tool for emotional regulation and self-acceptance, particularly for neurodivergent women navigating these challenges. In this conversation, Kate and I explore the transformative power of Emotional Freedom Techniques (EFT) in managing overwhelm, guilt, and shame, particularly for women navigating ADHD and hormonal changes. We provide practical demonstrations of EFT, discuss the importance of self-compassion, and highlight the significance of understanding women's health issues. Kate shares insights from her book, the ADHD Women's Wellbeing Toolkit, emphasising the need for accessible resources and self-empowerment. The conversation concludes with a focus on sustainable growth and the importance of rest in both personal and professional lives.

00:00 Understanding ADHD and Hormonal Influences

10:10 The Impact of Diagnosis on Personal Growth

20:02 Navigating Perimenopause and ADHD

30:01 Rejection Sensitive Dysphoria (RSD) Explained

39:53 Emotional Freedom Technique (EFT) and Its Benefits

26:05 Demonstrating EFT for Overwhelm

30:30 Understanding Guilt and Shame in EFT

34:14 Navigating Women's Health and Hormones

35:55 The ADHD Women's Wellbeing Toolkit

39:25 The Journey of Writing a Book with ADHD

40:36 Sustainable Growth and Rest in Business

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If today's conversation stirred something in you, Kate's self-paced workshop library might be a great next step. There's a wide range of topics covered - from emotional wellbeing and nervous system regulation to identity and everyday ADHD life- all created with late-diagnosed women in mind.

You can dip in at your own pace, without any pressure to do it all at once.

Browse the full library here: https://www.adhdwomenswellbeing.co.uk/workshops

In this conversation, I explore the concept of money set points and how our nervous system influences our relationship with wealth. I discuss the biological responses to financial success and introduce three somatic techniques to help expand our capacity for wealth. These techniques focus on creating a sense of safety in the body, allowing individuals to navigate their financial journeys with greater ease and confidence.

00:00 Understanding Money Set Points

02:57 The Nervous System and Money

05:50 Somatic Techniques for Financial Safety

08:40 Safety Anchoring Technique

12:00 Capacity Expansion Technique

17:01 The Expanded Heart Technique

23:49 Recap and Conclusion

Get my FREE book 'It's Not About The Money'

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Reveal and Heal The Inherited Money Patterns Keeping You Stuck with the 5 Hidden Money Beliefs Framework Guide

Join the waitlist for Wealth Resonance

Discover the Body of Wealth

Learn more about The Great Release

Check out the 5 Hidden Money Beliefs