The Coming Mortgage Storm – How Will NZ Property Be Affected? 🚨

The New Zealand property market is facing major shifts in 2025, and if you’re a first-home buyer, property investor, or homeowner, you need to be prepared. With rising interest rates, stricter bank lending rules, and fluctuating house prices, the NZ real estate market is heading into uncertain territory.

📌 In this video, we cover:
✅ How the mortgage market in NZ is changing in 2025
✅ The impact of interest rate changes on home buyers and investors
✅ Why bank lending rules are tightening—and what it means for you
✅ Will house prices in New Zealand rise or fall? Market predictions for 2025
✅ What first-home buyers and property investors can do NOW to stay ahead

Whether you're looking to buy your first home in NZ, invest in rental properties, or refinance your mortgage, knowing how to navigate the changing property market is critical. Don’t get caught off guard—watch now to protect your financial future!

📢 Subscribe for expert NZ mortgage and property market updates!

Contact Mike: https://blog.bnz.co.nz/author/mike-jones
Learn more: https://mhq.co.nz/mortgage/mortgage-storm-warning-will-it-damage-the-nz-property-market-in-2025/

Getting a home loan pre approval is a crucial step in your home-buying journey, but what do you need to know before applying? In this episode, we break down everything about pre-approvals, including the required documents, how long they last, and whether you should get pre-approved at multiple banks. We also explore the difference between conditional and unconditional pre-approvals, how changes in your circumstances might impact your approval, and how your Kiwisaver plays a role.

Contact Jason: https://mhq.co.nz/staffmember/jason-lai/
Learn more: https://mhq.co.nz/house-buying/how-to-get-a-home-loan-pre-approval-in-new-zealand/

Want to increase your home value and maximise your return on investment? In this episode, we explore the top renovation strategies that can significantly boost your home's worth. Discover which renovations deliver the highest return, how to plan your projects, and tips for keeping costs in check. Whether you’re a homeowner or investor, these insights will help you make smart renovation decisions to enhance your property’s value. Tune in for actionable advice and start your journey to a more valuable home today!

Contact Dani: https://mhq.co.nz/staffmember/dani-paim/
Learn more: https://mhq.co.nz/house-buying/boost-your-nz-home-value-in-2025-with-these-pro-tips/

Understanding the type of insurance you need starts with defining your goals and managing your risks effectively. In this episode, we explore how to align your personal and financial objectives with the right insurance options. From assessing your risk management strategy to navigating the key requirements, we’ll break down the essentials to help you make informed decisions. Whether you’re securing your first policy or optimising your coverage, this episode is packed with valuable insights. Tune in to take control of your protection plan today!

Contact Andy: https://whq.co.nz/
Learn more: https://mhq.co.nz/tips-tools-strategies/what-type-of-insurance-do-you-need-protect-your-family-in-2025/

Watercare Nightmares Stopping You From Building Your Dream Home in NZ?

If you're planning to build your dream home in New Zealand, unexpected Watercare issues could delay or even derail your project. From expensive infrastructure upgrades to connection delays and council roadblocks, many first-home buyers and property investors are struggling with the hidden costs and red tape tied to water and wastewater services.

📌 In this video, we cover:
✅ The biggest Watercare challenges stopping home builds in NZ
✅ How connection fees, infrastructure requirements, and council delays impact your budget
✅ What first-home buyers and investors MUST know before purchasing land
✅ How to avoid costly mistakes when applying for Watercare services
✅ Expert tips to fast-track approvals and keep your build on track

Whether you're looking to buy land, build a new home, or invest in New Zealand property, you NEED to understand how Watercare restrictions could affect your project. Don’t let unexpected costs or delays catch you off guard!

📢 Watch now for expert advice on navigating Watercare challenges in the NZ property market!

Contact Dani: https://mhq.co.nz/staffmember/dani-paim/
Learn more: https://mhq.co.nz/press-release/new-update-woeful-watercare-is-holding-back-more-residential-developments/

Is a MORTGAGE TSUNAMI About to Crash the NZ Property Market?

The New Zealand property market is on the edge of massive change, with rising mortgage rates, stricter bank lending rules, and economic uncertainty shaking up homeowners and investors. Could a mortgage tsunami be about to hit, leaving first-home buyers and property owners struggling to keep up?

📌 In this video, we reveal:
✅ How rising interest rates could impact mortgage affordability in NZ
✅ Whether we’re heading toward a housing market crash or correction
✅ The risks of mortgage arrears, forced sales, and declining house prices
✅ What property investors and homeowners should do NOW to protect their wealth
✅ How to navigate the changing NZ real estate and finance landscape in 2025

If you’re looking to buy your first home, refinance your mortgage, or invest in New Zealand real estate, this is essential viewing. Don’t wait until it’s too late—stay informed and get ahead of the mortgage crisis before it impacts you!

📢 Subscribe now for expert insights on NZ property, finance, and investment strategies!

Contact David: https://capitalhq.co.nz/
Learn more: https://mhq.co.nz/mortgage/is-a-mortgage-tsunami-about-to-wreak-havoc-on-the-nz-property-market/

In this episode, we dive into essential strategies to avoid risk in property investing. From understanding the dangers of biting off more than you can chew to managing risk through knowledge and smart strategies, we cover it all. Learn how to move beyond gut-based investing, avoid common pitfalls, and make informed choices that protect your assets. Plus, we discuss how levelling up your skills through workshops and resources like the Property Formula Book can help you take calculated steps towards success. Tune in for practical advice on how to minimise risk and maximise your investment potential.

Get the full 21 day email course: https://mhq.co.nz/21daycourse
21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe
Learn more: https://mhq.co.nz/property-investment/how-to-avoid-risk-in-property-investing-day-21-21-days-of-property-investing/

In this episode, we explore the critical elements of mortgage structure and how it impacts your financial future. We break down the different types of mortgage structures, including fixed and variable rates, and discuss how interest rates and interest rate averaging can influence your repayment strategy. Whether you’re a first-time homebuyer or looking to restructure your mortgage, this episode offers valuable insights on how to optimise your mortgage for long-term success. Tune in for expert advice on creating a structure that aligns with your financial goals and current market conditions.

Get the full 21 day email course: https://mhq.co.nz/21daycourse
21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe
Learn more: https://mhq.co.nz/mortgage/what-is-the-best-mortgage-structure-day-20-21-days-of-property-investing/

Ready to make your New Year resolutions stick? In this episode, we explore how reflection, clarity, and purpose can transform your goals for 2025. Discover what areas of your life to reflect on, how to connect your resolutions to your dreams and 'why,' and the mindset shifts that will set you up for success. Whether you’re looking to improve your career, finances, or personal life, this episode will inspire you to create meaningful resolutions and start the year with confidence.

Learn more: https://mhq.co.nz/tips-tools-strategies/new-year-resolutions-take-back-your-life-in-2025-now/

In this episode, we dive into practical strategies for how to pay off your mortgage faster. From maximising your repayment options to focusing on increasing your income, we cover key tactics that can help you reduce your mortgage term. We’ll also discuss the importance of not overcommitting and finding a balance that works for you. Whether you’re looking to save on interest or pay down your mortgage more quickly, this episode offers valuable insights to help you achieve your homeownership goals sooner.

Get the full 21 day email course: https://mhq.co.nz/21daycourse
21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe
Learn more: https://mhq.co.nz/mortgage/how-to-pay-off-mortgage-faster-day-19-21-days-of-property-investing/