Episode 25: While it is possible to end a marriage without attorneys -- both in mediation or in court -- finding the money and navigating the minefield of breaking up joint financial lives often requires legal help. In this episode, Tracy talks about the process of hiring a lawyer, figuring out who can help you and what you should be asking to make sure that you have an advocate for yourself and your children, someone who sees the case -- and the potential outcomes -- the way you do.

Episode 24: Signing the divorce decree doesn't mean all financial bonds have been broken. Tracy says that it's imperative to make a clean break on joint accounts, update beneficiary designations on retirement accounts, insurance policies and more, to get new health-care proxies and to update wills so that a former spouse isn't left in charge legally of key personal matters, and to make sure that your ex can't access new credit -- or revive old credit accounts -- in your name.

Episode 23: There are tons of financial documents you might need during your divorce. How do you know what may help you? Tracy talks about some of the most important ones beyond your bank statements.... like: insurance documents, car titles, estate-planning paperwork, account information related to the children's accounts and more. These should be reviewed to make sure that no assets or accounts are overlooked. Building a timeline of important financial events will also help.

Episode 22: While the biggest price most couples pay for partners having affairs is emotional, Tracy discusses the costs of romantic infidelity and the telltale signs and spending patterns it creates. The money lost to financial infidelity typically is gone. How do you get it back? Tracy talks about how you can get proof of what was spent, and potentially recover the money in your divorce property settlement.

Episode 21: The risk of financial difficulty in a 'gray divorce' are higher than when couples split up earlier in life; with nearly 25 percent of all divorces happening at age 50 and above -- and roughly 10 percent of the 700,000 annual divorce cases in the United States involving couples who are 65 and older -- a growing number of people nearing retirement are having to unravel long-term finances, and struggling to make the transition judiciously and fairly. Tracy talks about the difficulties inherent in breaking up at older ages -- which include potentially being closer to financial insecurity with little time to recover -- and about how settlement scenarios for older couples often are different than in younger break-ups, with an eye toward ensuring that assets provide maximum financial security for everyone.

Episode 20: Continuing with the discussion of how merging finances sets the tone for the relationship, Tracy examines the importance of coming up with a spending plan and not making it feel like a restrictive, uncomfortable diet. Tracy says your plan needs to cover six areas of family expenses and spending -- and urges deciding how to consider where money can be saved or needs to set aside -- but doesn't need to be rigid and inflexible; give and take in the planning process should allow the couple to make the most of their money now and in the future, without being derailed by emergencies or short-term needs.

Episode 19: With money squabbles being a central issue in many divorce cases, Tracy looks at what couples can do as they merge finances and marry that will set the baseline for expectations each partner has around money. Setting boundaries quells many disagreements before they occur, but with two independent people coming together there is no one right system that works for everyone. Tracy discusses the issues to explore and consider in coming up with a joint financial plan that works for everyone and becomes a foundational element to a long-lasting relationship.

Episode 18: Tracy dives into the headlines about Real Housewives Kim Zolciak and Kyle Richards -- both going through messy divorces -- to note that pre-nuptual agreements are crucial in protecting both sides of a couple in the event of a split. She notes that trusts, post-nups and even "re-nups" help to ensure that couples get what they want and expect in terms of both assets and debts, and encourages listeners to look past the unromantic aspects of considering a split before there is even a union.

Episode 17: Tracy discusses survey research showing the financial struggle that many women -- particularly divorced women -- have when it comes to amassing sufficient retirement savings. Between time off and/or altering career trajectories to raise families, women often amass less money, and then don't fight for their share of the retirement savings in divorce, often preferring to get the house, which often leaves them struggling with cash flow and having to leave the house later in life. Finding and getting an appropriate percentage of a couple's retirement savings changes the math and puts both partners on a more even lifetime financial path.

Episode 16: For all of the efforts to uncover hidden money and fraud in a relationship that is breaking up, not every amount that's discovered can actually be captured and recovered. This week, Tracy talks about the importance of rooting out the details of where money was spent, mis-spent or frittered away, even when the cash can't necessarily be returned directly, noting that other marital assets may be able to make an aggrieved spouse whole in cases when you can identify where money went but can't necessarily get it back.