Guest: Phil Weiss 

Phil Weiss is the founder of Apprise Wealth Management and a financial expert with over 25 years in personal finance and investment management. His mission? To help women take control of their financial futures, avoid regret, and create a life of abundance. Phil's deep personal connection to financial empowerment, shaped by his own family’s struggles, fuels his passion for educating and guiding women toward financial clarity and confidence. 

Episode Overview 

So many women find themselves in midlife realizing they don’t fully understand their financial picture. Whether they’ve built wealth but aren’t sure how to use it, or they’ve been relying on a partner to handle money matters, there comes a moment of reckoning: Do I truly know what I have, what I need, and what’s possible for me? 

In this episode, we dive into why financial empowerment isn’t just about numbers—it’s about avoiding regret, making aligned choices, and using money as a tool to live fully. Phil shares his expert insights on navigating financial transitions, life planning, and why NOW is the time to take control. 

3 Game-Changing Takeaways 

1. Money is a Tool, Not a Goal – Saving without a clear purpose leads to fear-based decisions. Financial confidence comes from aligning your resources with what truly matters. 

2. Time is the Most Limited Resource – Many believe money is finite and time is unlimited—but it’s actually the reverse. Making empowered financial choices frees up the most valuable resource: your time. 

3. Your Financial Power Starts with Clarity – Whether single, married, divorced, or widowed, knowing your financial reality gives you the freedom to make bold, intentional choices.

Key Topics & Timestamps 

1️Breaking Free from the “Build & Save” Mindset (12:3 

“I’ve been trying to build the biggest pile of money without ever thinking about how much I needed or what it was for.” 

So many people—especially women—spend years accumulating wealth without considering the purpose behind it. This leads to fear-based decision-making, where spending money (even on things that bring joy) feels uncomfortable. True financial empowerment happens when money is seen as a tool to build a meaningful life, rather than a security blanket. 

Why It Matters: Instead of focusing on “saving just in case,” align your financial plan with what you actually want to do. Whether it’s travel, career shifts, or early retirement, clarity turns financial anxiety into confidence. 

2️How to Stop Trading Time for Money (22:4 

“People have it all wrong. They think time is unlimited and money is finite. But really, time is what’s limited.” 

Many people hesitate to spend on things that could buy back their time—whether it’s hiring help, outsourcing tasks, or making investments that increase freedom. But when you truly grasp that time is the scarcest resource, financial decisions become clearer. 

Why It Matters: Shifting from a scarcity mindset to a life-design mindset means prioritizing time freedom over unnecessary financial hoarding. It’s not about reckless spending—it’s about making choices that expand your life rather than just your bank account. 

3️Financial Transitions: How to Prepare for Life’s Big Shifts “Life planning at its core is about avoiding regret.” 

Whether it’s divorce, the death of a spouse, an empty nest, or a career shift, major transitions require proactive financial awareness. Many women don’t engage with their finances until they’re forced to—but the best time to gain financial clarity is before a transition happens.

Why It Matters: Avoiding regret means understanding your financial standing now, rather than waiting until a crisis forces you to. Building financial confidence before a life shift happens allows for more choices, freedom, and security.

Connections: 

• Visit us: MarniBattista.Com 

• Ready To Create Your Corporate Escape Plan? Book A Call With Me 

• Take the Quiz: Unlock the shocking truth about how your unique personality type is silently shaping your future 

• Buy Your Radical Living Challenge: 7 Questions For Living The Meaningful Life

• Phil’s Website