The Adviser Podcast Network

As NSW, ACT and Victoria edge closer to their vaccination targets, small businesses are preparing to reopen and hit the ground running, with many requiring broker help to access much-needed finance. In this episode of In Focus, partnered by Lumi, we're looking at how brokers can help small businesses prepare for the easing out of lockdowns and get set for the busy summer period. With the most populous states of Victoria and NSW soon to emerge from lockdowns, now is the perfect time for brokers to be touching base with their SME clients and outline how they can help. Tune in to find out: • The types of small businesses looking for finance right now • How brokers can lean on lender partners • Lumi's new product specifically aimed at SMEs emerging from lockdown

Over the last year, the pandemic has constantly changed how businesses operate, with a cavernous divide opening between those doing well, and those who are not.

In this episode of In Focus, partnered by Semper, we're looking at how COVID-19 has changed Australian businesses and commercial lending, the macroeconomic factors at play, and identifying how brokers can work with lenders to ensure their SME clients are able to find the funding they need.

Semper director and founder Andrew Way provides his analysis of how the commercial finance sector is changing, and how brokers are helping find solutions when businesses need it most. Tune in to find out: - How COVID-19 has created a new class of "has" and "has nots" - How to identify "zombie" businesses - How Semper is supporting broker clients - And what brokers should consider when providing SME finance

While all Australian capital cities have property price increases, Canberra has been topping the charts for price growth; rising 8.2 per cent in the June quarter alone (the highest quarterly increase since records began in September 2003). According to More Than Mortgages broker Deanna Ezzy, the rate of increase has seen a rush from first home buyers looking to get onto market now, before they're priced out completely, making her nine-person team busier than ever. In this episode of Elite Broker, host Annie Kane is joined by Deanna as she discusses how she and her business partner, Natasha Condi, run their broking business, how they train new brokers, and why they're looking to appoint an operations manager for the brokerage. She reveals: Tune in to find out: - Her process for training brokers - How she structures her salaries for staff - Why she values the support of a business and mindset coach And much more!

Victoria/Tasmania's recently crowned Wellness Advocate of the Year, Sadish Visvalingam, outlines why it's crucial for brokers to look after their wellbeing and mental health. Being in the best physical and mental shape possible is good for all business professionals, but especially for small business owners like brokers. In this episode of Elite Broker, host Annie Kane catches up with Victoria-based broker Sadish Visvalingam - who was recently named Wellness Advocate of the Year 2021 at the Better BUsiness Awards Victoria/Tasmania - to find out how he look after his own wellbeing, and that of those around him too. The Victoria-based broker and founder of Premier Financial Advocates (PFA) reveals: - Why he is an advocate for wellness - How he went about setting up an offshore loan processing company - How he grows and supports his team And much more!

This year's R U OK? Day serves as an important reminder to open up the conversation on mental health, both in the workplace and at home, according to David Coleman, member for Banks and Assistant Minister to the Prime Minister for Mental Health and Suicide Prevention.

In this special episode, join Momentum Media director Alex Whitlock as he speaks to Mr Coleman.

Together, the pair discuss the importance of shining a spotlight on mental health issues, share why the consequences of stigmatising mental health are significant, and reveal how you can make a difference to your workplace, community, family and friends.

Rise High Financial Solutions broker Kristin Tunbridge has wide-ranging experience in the mortgage industry - having been on the processing side of things at a bank, working in RMBS issuances, and covering relationships in commercial banking, too. But it's broking where Kristin found her passion. Having been a broker in Adealide for nearly a decade now, the SA broker (and recently crowned Editor's Choice award for SA/NT at the BEtter Business Awards 2021) reveals why she thinks more could be done to promote the benefits of working in this profession. Tune in to find out: - What she most loves about broking - How she provides financial literacy education to clients - Why she thinks brokers should be hiring support staff from the get-go And much more!

The credit profile of a borrower has always been at the centre of the mortgage process. Whether a borrower has a good credit history or not plays a fundamental role in getting a cheaper mortgage. This year, two important changes came into effect that change the credit reporting landscape, and how brokers can help borrowers access a better mortgage. In this episode of In Focus, partnered by Credit Fix Solutions, editor Annie Kane sits down with Credit Fix Solutions chief executive Victoria Coster to understand what's been shaping the credit space this year, the real impact of buy now, pay later on credit scores, and how brokers can help ensure their clients are putting their best foot forward. Tune in to find out: - The new credit repair regulatory regime- Comprehensive credit reporting and what it entails - How brokers can help their clients improve their credit score And much more!

In July, Mortgage Choice Oakleigh broker Marvin Coleman was named Victoria/Tasmania's Broker of the Year 2021 and the Best Residential Broker in the two states, at the Better Business Awards 2021.

The Melbourne-based broker was originally an accountant in the UK, but after the 2005 London bombings, made the move over to Australia to seek a different life. A battle with cancer led him to re-evaluate his career, and he went on to become a Morgtage Choice broker. Fifteen years later, he says his move to Australia and into broking was one of the best he ever made.

Tune in to find out:

- The biggest challenges he's faced as a broker - The lessons he's learned over his 15 years of broking - The importance of taking care of our health - both physical and mental And much more!

If you are suffering from depression, anxiety, or suicidal thoughts, or any other mental health issues, or you're worried about someone else and feel that professional support is needed, contact your local doctor or one of the 24/7 crisis agencies below: Beyond Blue: 1300 22 4636 beyondblue.org.auLifeline: 13 11 14 lifeline.org.auSuicide Call Back Service: 1300 659 467 suicidecallbackservice.org.auFor urgent medical or police help, freecall Triple Zero (000).

Join host Alex Whitlock as he invites his guests to open up on the biggest issues and opportunities facing the mortgage and finance industry.

Volt Bank CEO Steve Weston gives us a unique insight into the evolving digital banking proposition, the factors that steered him to launch the first neo-bank to secure a restricted ADI license in Australia and why brokers are critical to success.

Tune in to find out: - How the neo-bank plans to scale - The future for high-speed digital mortgages - Why Volt backed third party distribution

And much more!

Professional development and ongoing education is a key part to running any successful business. NAB discusses how it is supporting a successful broker channel. Earlier this year, The Adviser ran the Better Business Summit and Awards, in partnership with principal partner NAB. In this episode of In Focus – partnered by NAB – we're sitting down with the bank's new executive for broker distribution, Phil Waugh, and its head of strategic partnerships, Nicole Triandos, to find out more about the role of education and progressional development in forming leading brokers, and how and why the major bank is championing the broker channel. Tune in to find out: - Why NAB is supporting PD in the broker channel - The key trends the bank is seeing at the moment - How Phil went from professional rugby player to major bank executive And many more!