For the first time ever, we're updating an episode we did back in 2022, all about money management systems. I’m detailing the two-track approach I recommend to hit your financial goals with minimal stress, because by taking advantage of the two big As—Automation and Amortization—you can put your financial life on the third A (Autopilot). (Sorry, I’ll stop.)

I am not a licensed financial professional, so please do your own due dil.

Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/money-management.

Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs.

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One listener reached out to ask, "If I know I'm getting an inheritance, how can I ask my parents for it earlier? It'll go further now in my 30s than later." We address if that's the best move, considerations to keep in mind, and ways to thoughtfully position the ask.

Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week.

Transcript, show resources, production credits, and more can be found at: https://moneywithkatie.com/early-inheritance.

Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs.

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We unquestioningly repeat the knowledge that index funds are the easiest way to “passively” build wealth. But what happens when too many investors go passive? Is this the most “benevolent bubble” in history? (Fair warning: That description is hyperbolic.) In this week’s solo expedition, I attempt to make sense of these claims—and what it would mean if they’re true.

(I am not a licensed financial professional, I’m just a podcaster with internet access, so please do your own due dil.)

Find a transcript—as well as the research and sources used to produce this episode—at:

https://moneywithkatie.com/index-funds

Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs.

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Traditional retirement advice often suggests balancing stocks and bonds as you near retirement—but as two Rich Girls pointed out, bonds seemingly don’t have great returns. So are they still worthwhile? And if so, should you buy them? Plus, we respond to some critical feedback we received.

Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week.

Transcript, show resources, production credits, and more can be found at: https://moneywithkatie.com/bonds.

Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs.

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If we’re talking about negotiating for higher income without talking about labor organizing, we’re outright ignoring one of the most powerful determinants of how people are paid.

This week on the show, you’ll hear from two people: an anonymous 20-year veteran of publicly traded, multinational corporate human relations who believes the “at-will employment” structure in the US is the core of our systemic insecurity, as well as renowned labor journalist Hamilton Nolan, who advocates tirelessly for union density as the best way forward. 

Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/unions.

Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs.

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Listener Andrea shared a story that inspired this week's RGR: "I can't stop thinking about how my mom got screwed in a divorce and now has no retirement savings—she was a stay-at-home parent, and my father got all the assets in the divorce." We explore how to quantify and understand unpaid labor in the household, what stay-at-home parents can do to protect themselves, and other perspectives around gender norms and cultural beliefs.

Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week.

Transcript, show resources, production credits, and more can be found at: https://moneywithkatie.com/unpaid-labor.

Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs.

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I wanted to share the three numbers that I believe have the most impact on your life, so I invited Brad Barrett of the Choose FI podcast joins me to give his real-time reactions. But, more importantly, the real takeaway we landed on is that every conversation purportedly about money is actually about what it means to live a good life. This is not financial advice; please do your own due diligence.

Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/top-3.

Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs.

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One listener writes in, "I have my HYSA, my 401(k) plus employer match, a Roth IRA, and now am saving for a down payment. I'm worried I'm lopsided and over-saved for retirement." But is she actually saving too much? Hear Katie's hot take. (Reminder: We are not licensed financial professionals, and this is not financial advice. Please do your own due diligence.)

Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week.

Transcript, show resources, production credits, and more can be found at: https://moneywithkatie.com/oversaving.

Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs.

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We had JL Collins, the Godfather of Financial Independence, on the show earlier this year, and there was one question we seemed to disagree on: Are the dollars and cents of life actually harder today than they used to be, or does it just feel that way?

This prompted a listener to ask for a deeper dive: The official Boomer vs. Zoomer cage match of economic strife to understand, all else held equal, how the financial worlds these generations grew up in are different (and, more intriguing, the striking ways in which they’ve never been more alike). Today’s episode is a then-and-now comparison into housing, education, wages, inflation, and investing—and I think it’s going to surprise you.

Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/gen-z-boomers.

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The FI/RE movement has picked up a lot of steam in recent years, but as one listener asks, how does that impact consumerism—and more broadly, can everyone to retire early?

Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week.

Transcript, show resources, production credits, and more can be found at: https://moneywithkatie.com/fire.

Learn more about your ad choices. Visit megaphone.fm/adchoices