The Stacking Benjamins Show

By Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFPBusiness Education Investing

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The Stacking Benjamins Show episodes

March 25Even the Pros Are Wrong Half the Time. Here's What They Do Differently SB1820
The best investors in the world are wrong -- a lot. Researchers Claire Flynn Levy and Lee Freeman-Shor spent over a decade studying elite money managers and found that being right about stock picks isn't actually what separates the winners. What separates them is what happens after the pick. The discipline, the rules, the willingness to act when the data changes -- and the ability to remove emotion from decisions most people make entirely on feeling.
What You'll Walk Away With
Why top investors can be wrong more than half the time and still dramatically outperform -- and what that means for how you evaluate your own strategy

The critical shift from obsessing over what to buy to building a repeatable process around what you do next

Three behavioral tribes investors fall into when a position moves against them -- and which one quietly destroys long-term returns

Two distinct ways investors handle winning positions -- and why the more comfortable approach tends to leave serious money on the table

How elite investors use predefined rules to decide when to sell, trim, or hold -- and why removing emotion from that decision is the whole game

A real-world example of a rules-based system built around earnings surprises and data-driven holding periods -- one you can actually learn from

Why planting tiny "seed" positions can preserve massive upside while keeping risk almost invisible on the downside

The hidden cost of a pattern so common it barely registers -- holding losers too long while cutting winners too early

What makes China's market behave unlike anywhere else -- and how one maestro built an entire strategy around it

The AI cautionary tale hiding inside this episode -- a real advisor, a real client presentation, and math that was off by a factor of 12
Why This Matters Now
For investors in their 40s, the goal quietly shifts. Finding the next big winner starts to matter less than building something that actually holds up over time. Markets feel noisier, AI tools feel more powerful, and the promise of faster answers has never been louder. But long-term results still come down to behavior, discipline, and repeatable systems -- the same unglamorous edge the pros have been using all along. Knowing that changes how you listen to the noise.
From the Basement
Joe and OG press Claire and Lee on what a decade of studying elite investors actually reveals -- and the answers are more behavioral than most people expect. The crew then turns to AI in financial advice, and OG shares a story that should give every advisor and DIY investor pause before they hit send on anything they haven't personally verified. Doug arrives with a trivia question that somehow connects Michael Jackson's moonwalk to one giant leap for your bragging rights. Whether the basement scoreboard sticks the landing is best discovered with your earbuds in.
FULL SHOW NOTES: https://stackingbenjamins.com/diving-deep-into-stock-market-research-1820
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!

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1 hr 7 min
March 23The Real Return on Your Emergency Fund Has Nothing to Do With Interest Rates SB1819
If your emergency fund feels like it's just sitting there doing nothing, you might be measuring the wrong thing. The real return on cash isn't the yield -- it's what that cash helps you avoid. Panic selling during a downturn. High-interest debt after an unexpected bill. Tapping your 401(k) at exactly the wrong moment. Joe and OG reframe emergency savings not as a financial placeholder, but as a strategic asset quietly holding your entire plan together.
What You'll Walk Away With
Why your emergency fund may be one of the highest-impact moves in your financial life -- even when the yield looks embarrassingly boring

How cash on hand protects your long-term investments by keeping emotional, costly decisions off the table during market swings

The overlooked way a strong emergency fund can actually lower your overall costs -- starting with how you think about insurance deductibles

A side-by-side look at where to keep your cash -- high-yield savings, CDs, money markets, Treasuries -- and what actually matters when choosing

How to weigh liquidity, safety, taxes, and yield without falling into the trap of endlessly optimizing something that should stay simple

Why chasing marginally better rates or bank bonuses often creates more friction than financial value

A practical way to use AI tools to pressure-test your cash strategy without turning it into a part-time job

How CD laddering and Treasury options like SGOV can fit into a modern emergency fund without overcomplicating the approach

The "good enough" mindset that quietly outperforms the constant optimization trap -- and why it's harder to embrace than it sounds

A five-column cash flow framework that cuts through the noise and reveals the one number driving your entire financial picture
Why This Matters Now
In your 40s, financial decisions don't happen in isolation -- they stack. You're managing growth, protection, and flexibility at the same time, often with less margin for error than you'd like. Cash can feel like a drag when markets are moving and rates look modest. But the right emergency fund creates options, absorbs shocks, and quietly makes every other part of your plan more resilient. It's not idle. It's infrastructure.
From the Basement
Joe and OG dig into what your emergency fund is actually doing -- and it turns out the math goes well beyond the interest rate on the tin. OG and Anna close out the show with the second installment of the new financial planning basics series, walking through a five-column cash flow system simple enough to sketch on a napkin but powerful enough to anchor your entire plan. Doug arrives with elevator trivia that's smoother than the ride up. Whether the scoreboard moves is a conversation best had with your earbuds in.
FULL SHOW NOTES: https://stackingbenjamins.com/how-to-get-the-most-out-of-your-emergency-fund-1819
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!

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1 hr 3 min
March 20How to Build a Financial Plan That Holds Up When Life Doesn't SB1818
Your financial plan is only as good as what happens to it under pressure.
A market drop. A job loss. An inflation spike that turns "fine" into "wait, what?" Most portfolios are quietly optimized for the good times, and that's exactly why they crack when things get uncomfortable. This week, Joe, Paula, Jesse, and special guest Paul Merriman aren't chasing the highest returns. They're building for something harder: a system that doesn't force bad decisions when everything around it is going sideways.
Because the real test of your plan was never the bull market. It's right now.
Paula Pant — Afford Anything host and career-flexibility advocate.
Jesse Cramer — Host of Personal Finance for Long-Term Investors and someone who clearly plays the long game in more ways than one.
Paul Merriman — Longtime investor, educator, and the person in the room who's seen enough market cycles to stop being impressed by any single one of them.
On building a portfolio that doesn't quit:
Why the "sports car" portfolio feels exciting and quietly raises the odds you'll blow up your plan at the exact wrong moment

The real definition of all-weather investing: built for resilience, not bragging rights

How diversification feels like it's failing right before it does exactly what it's supposed to do

Why index funds have a built-in self-cleaning mechanism most investors never think about

The behavioral trap of performance-chasing and how it causes permanent damage, not just temporary losses
On the parts of your plan that aren't your portfolio:
Why your investment strategy alone isn't a financial plan and how cash reserves, insurance, and income stability complete the system

The often-skipped roles of disability and umbrella insurance in protecting everything you've built

How to think about job-loss risk in a world reshaped by AI and shifting careers

Why negotiation skills and career flexibility might matter more to your long-term security than picking the "right" fund
On measuring success differently:
A better scorecard for your financial plan: not just returns, but whether it survives the next storm without forcing a bad call
If you're in your 40s, the math has changed. You've built real momentum, which means a major mistake costs more than it used to, and there's less runway to recover. Markets are unpredictable, job security looks different than it did a decade ago, and the financial media is a constant nudge toward reacting to something.
An all-weather approach doesn't try to predict what's coming. It prepares for it. The goal shifts from winning every season to still being in the game when the weather turns, and that shift makes all the difference when things actually get hard.
OG's chair is empty this week, but Paul Merriman is a more than worthy substitute, joining Joe, Paula, and Jesse to trade ideas on portfolios built to take a punch. Doug holds down the trivia desk, and let's just say the leaderboard gets an interesting update. Somewhere between market wisdom and basement bragging rights, the point lands: you don't need to win every season. You just need a plan that doesn't fall apart when the weather does.
New to the basement? Subscribe so you never miss an episode, and leave a review if this one helped you stop optimizing for the wrong thing.

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1 hr 8 min
March 18What to Build After You Hit "The Retirement Number" (SB1817)
What if reaching financial independence was the easy part?
Amy Minkley spent years optimizing toward her number — then hit it and discovered something nobody's spreadsheet prepares you for: freedom without purpose feels surprisingly empty. She joins Joe and OG to talk about what actually fills the gap: community, meaning, and building something instead of just escaping something.
Then the basement crew gets practical. Because even the most purpose-driven life still needs its foundations. Joe and OG break down the one emergency fund mistake that quietly undoes years of good planning — and how to fix it before it matters.
Amy Minkley — FI traveler, community builder, and living proof that the goal was never really the number.
On redefining FI:
Why "hit the number and quit" is being quietly replaced by something more sustainable — and more honest

The unexpected emptiness many people feel after reaching FI, and what actually fills it

Why retirement works better as a redesign than an escape

How building something — not just saving something — creates momentum, meaning, and sometimes new income

Why real financial confidence comes from community and conversation more than any spreadsheet
On emergency funds (the part everyone gets wrong):
Why your emergency fund should be built around essential expenses — not income — and how that one shift changes everything

The two factors most people skip entirely: job stability and realistic income-replacement timeline

Why credit lines tend to fail you at exactly the wrong moment

The right range for emergency savings — and how to avoid the trap of holding too much cash "just in case"
For a lot of people in their 40s, the question has quietly shifted from "Can I retire someday?" to "What am I actually building?"
FI isn't just an escape from work anymore — it's a design problem. And the people figuring it out fastest are the ones pairing big-picture purpose with boring-but-critical foundations: the right emergency fund, the right community, and a clear answer to what they're running toward.
Doug arrives with trivia and — in a surprise result — silver has a moment. Joe and OG tie Amy's story back to the practical stuff, because the most intentional life still needs a financial floor underneath it. Whether you're chasing FI, redefining it, or just trying to understand your emergency fund math, the basement crew has you covered.
Amy's retreat: https://fifreedomretreats.com
Subscribe so you never miss an episode. Leave a review if the basement has ever saved you from a bad financial decision. (You know who you are.)
FULL SHOW NOTES: https://stackingbenjamins.com/your-journey-to-fi-with-amy-minkley-1817
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!

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56 min
March 16The One About 401k Loans (and How To Stay Away From Them) SB1816
A 401(k) loan often looks harmless. You're borrowing from yourself, the interest comes back to you, and you'll pay it back before it matters -- right? But the fastest way to protect your retirement isn't understanding how loans and hardship withdrawals work. It's building a financial life where you almost never need them. Joe and OG dig into why more people are tapping retirement accounts than ever, and what confident investors quietly do differently.
What You'll Walk Away With
Why the biggest retirement threat isn't the loan itself -- it's the system that made the loan feel necessary

The subtle ways a 401(k) loan can quietly erode long-term growth even when you pay every cent back on schedule

How hardship withdrawals actually work, when the IRS gets involved, and why they're almost always the last move you want to make

The career risk hiding inside every 401(k) loan -- and what happens when a job change turns your repayment timeline upside down

A simple "tripwire" buffer for your checking account that gives you an early warning before spending drifts into dangerous territory

How expense creep quietly pushes otherwise disciplined savers toward retirement withdrawals -- and the quick audit that catches it early

A surprisingly effective way to use exported spending data and AI tools to surface budget leaks you've completely stopped noticing

Why a properly built emergency fund functions like a circuit breaker between life's surprises and your retirement account

The real situations where people most often raid retirement savings -- and the smarter alternatives that keep your long-term plan intact

A beginner-friendly framework for grading your financial life across six core areas before small cracks become expensive problems
Why This Matters Now
Your 40s are often your highest-earning years -- and your most financially complicated ones. Rising costs, family obligations, and career uncertainty can make even disciplined savers feel the pull toward retirement money. The goal isn't just knowing the rules around 401(k) loans. It's building the habits and buffers that make raiding your future self's account something you simply never have to consider.
From the Basement
Joe and OG dig into fresh data showing more retirement accounts getting tapped just as the stakes are highest. Doug shows up with trivia that has no business being as competitive as it gets. The crew also pulls back the curtain on a new beginner-friendly series built to help Stackers pressure-test their entire financial foundation -- because the best retirement strategy was never about knowing when to borrow from yourself.
FULL SHOW NOTES: https://stackingbenjamins.com/how-to-build-good-money-habits-1816
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!

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1 hr 10 min
March 13Why Doing Less With Your Money Is the New Investing Edge (SB1815)
Millennials didn't just change how people invest -- they changed what investing even looks like. Cheaper, faster, more automated, and occasionally more dangerous than anything that came before. The real question isn't whether to adopt their habits. It's which ones are actually building wealth and which ones are quietly lighting your portfolio on fire. Joe, OG, Jen Smith (Frugal Friends), and Doc G (Earn & Invest) sort the signal from the noise.
What You'll Walk Away With
The quiet Millennial investing shift that made building wealth more accessible than any generation before them -- and why most people missed it

Why automation may be the single most powerful tool in your financial stack, and the one condition that turns it against you

The difference between technology built to help you invest and technology built to keep you tapping the trade button

How budgeting apps can create real spending clarity -- or accidentally trigger what the crew calls "procrasti-spending"

Why fewer investment decisions often outperform more of them, and what the research actually says

The hidden cost of frictionless trading and why the winning move is sometimes the most boring one available

Where to take big swings if you want outsized rewards -- and why your long-term portfolio probably isn't the right arena

How Millennials are diversifying beyond just assets, and what that broader thinking means for investors in their 40s

The honest tension between values-based investing and long-term returns -- and how serious investors are navigating it without sacrificing either

What growing portfolio customization actually means for everyday investors who aren't managing millions
Why This Matters Now
If you're in your 40s, you've watched an entire new financial infrastructure get built around a generation younger than you -- and you may be wondering what's worth borrowing. More access and more information don't automatically produce better outcomes. Knowing which Millennial habits genuinely compound over time, and which ones just feel productive, is the kind of edge that shows up in your account balance a decade from now.
From the Basement
OG makes his case for patience (again), Doc G steers things toward the bigger life picture, and Jen Smith grounds the conversation in the money habits real people actually use. Doug surfaces a trivia question involving a NASA probe budget -- and whether you think you know the answer or not, the basement scoreboard has a way of humbling even the most confident Stacker.

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201
Enjoy!

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1 hr 9 min
March 11 When Money Rules Don't Match Real Life (Your Questions!) SB1814
Personal finance loves clean rules. Save 20%. Follow the 4% rule. Always max the 401(k). But real life rarely cooperates with tidy formulas.
This week Joe Saul-Sehy, OG, and guest co-host CFP Anna Allem dig into the gap between the advice we hear and the messy decisions we actually face. What your savings rate really means. How often you should rethink inflation assumptions. Why a mysterious tax form after a backdoor Roth conversion might not be the crisis it first appears to be. Turns out some of the most stressful money moments simply come from misunderstanding how the system works.
The conversation tackles real listener questions about whether their savings rate is good enough (spoiler: it depends entirely on the life you want), how to increase savings without feeling squeezed, when to update retirement projections for inflation, and whether contributing to a terrible 401(k) with no employer match still makes sense.
Anna brings fresh perspective on the backdoor Roth tax scare that panics people every year, explaining why receiving a 1099-R is completely normal and usually harmless, plus the small IRS form that keeps your Roth strategy squared away. The crew also breaks down what's actually happening when a mutual fund splits (far less dramatic than the headlines suggest) and the one disclosure document every advisor must provide that contains important clues about fees, conflicts, and discipline history.
Down in the basement, Doug delivers trivia about a document most investors rarely request but absolutely should. Somewhere between inflation math, tax forms, and the occasional rant about terrible retirement plan providers, the crew reminds us that personal finance isn't about memorizing rules. It's about understanding how the pieces fit together, even when the paperwork looks scary.
What You'll Walk Away With:
• Why your savings rate isn't a universal scoreboard and how to judge it based on the life you actually want
• A low friction strategy for increasing savings over time without feeling budget squeezed
• The expense audit trick that quickly reveals whether your spending still matches your priorities
• A smarter way to adjust retirement projections for inflation and how often those numbers deserve a second look
• Why the famous 4% rule should guide your thinking but never run your retirement plan
• How to evaluate whether contributing to a frustrating 401(k) plan still makes sense without employer match
• What's really happening when a mutual fund splits and why the headline sounds more dramatic than reality
• Why receiving a 1099-R after a backdoor Roth conversion is completely normal and usually harmless
• The small IRS form that keeps your Roth strategy squared away and prevents tax headaches later
• The one disclosure document every advisor must provide and the important clues it contains about fees and conflicts
This Episode Is For You If:
• Money decisions suddenly feel like they carry more weight
• You're tired of clean money rules that don't fit your messy real life
• You're ready to understand how the pieces fit together instead of just memorizing formulas
For many people in their 40s, retirement planning gets real, inflation has reshaped expectations, and the margin for error feels smaller. The danger is relying on simple financial rules without understanding the assumptions behind them. When you know how these tools actually work, you can make smarter decisions and stop stressing about the parts that aren't problems in the first place.
Question for You:
What's one money rule you've been following without really understanding why? Drop it in the comments or The Basement Facebook group because Anna, Joe, and OG might tackle it in a future episode.

FULL SHOW NOTES: https://stackingbenjamins.com/stacker-community-show-1814
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
59 min
March 09Private Equity for Regular People: Higher Returns or a Very Expensive Lesson? SB1813
The ultra-wealthy get access to private equity, private credit, and pre-IPO deals the rest of us don't. Now, suddenly, those same deals are being marketed to you. Coincidence? Maybe. Cause for suspicion? Absolutely.
Joe, OG, and Doug settle in at the basement desk (yes, Joe's mom's basement — the most prestigious financial address in podcasting) to dig into a Wall Street Journal headline asking whether everyday investors should be chasing the same private deals as the 1%. OG breaks down why "exclusive access" and "higher returns" can also mean binary outcomes, illiquidity traps, and a failure rate that the ultra-wealthy can absorb — and you probably can't.
Oh, and there's a Ty Lopez–led retail investment that allegedly became a Ponzi scheme. So that's fun.
What's in today's episode:
Why private equity and private credit are suddenly being pitched to regular investors — and what that timing might tell you

The real difference between risk-free returns, stock market investing, and private bets (they are not the same thing, no matter what the brochure says)

How "exclusive opportunity" can be a polite way of saying "binary outcome with limited exits"

A real-world look at regulation risk using Airbnb as the example

What liquidity actually means — and what happens when you need your money back and the market says "no"

The Ty Lopez distressed retail saga and how it allegedly went full Ponzi

Why private credit often means lending to borrowers who couldn't get money elsewhere

The uncomfortable truth about who gets targeted by aggressive investment marketing (hint: it's people who feel behind)
OG also walks through an SEC-inspired framework for evaluating any investment before you hand over a dollar:
Build a financial roadmap before chasing complex deals

Know your actual risk tolerance (not the aspirational version)

Diversify — for real, not just in theory

Handle your emergency fund and high-interest debt first

Grab every employer match on the table

Rebalance regularly

How to spot the early signs of fraud before it costs you
Also in the basement:
Doug drops Mustang trivia (the 1964 Ford kind, not the horse kind). The TikTok Minute rides off into the sunset, replaced by a shiny new back-to-basics segment. There are community meetup updates — including Benjamins After Dark in Boston. And somehow, against all odds, Kool-Aid nostalgia becomes a conversation.
Because sometimes the most dangerous investment isn't the one that looks risky. It's the one that sounds like something only smart, wealthy, connected people get access to.
Pull up a chair. The basement is open.

FULL SHOW NOTES: https://stackingbenjamins.com/how-to-avoid-the-wrong-investments-1813
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
55 min
March 06 Should You Invest When the Market Feels Too High? SB1812
The market feels expensive. Again. So should you invest or wait for a pullback?
Joe Saul-Sehy brings together a powerhouse roundtable featuring Len Penzo, Paula Pant (Afford Anything), and Greg McFarlane to tackle the question every investor faces when markets hit new highs. The twist? This conversation originally happened in 2016 when the SPY ETF which tracks the S&P 500 was trading at around $190. Today it's near $700. Everyone who waited for the "right time" back then missed massive gains through a pandemic, inflation, and everything else.
The group digs into investing rules that sound simple but get complicated fast. Sell losers quickly and let winners run. But how do you define a loser? Buy low and sell high. But what counts as high? Turn off financial TV noise. But how do you stay informed without getting overwhelmed? They debate whether you need pre-set exit strategies or if long term ownership beats trying to time perfect entries and exits.
The conversation shifts to practical money decisions. Cash versus credit. The group mostly favors credit cards for rewards and dispute protection, but uses cash selectively for tips, travel, and splitting group dinners. They debate the risks of a cashless society, negative interest rates, and what happens when you lose the ability to hold physical money.
Then they tackle one of the toughest money topics. How do you answer kids' hard questions about income, spending priorities, and why you use credit cards? The panel shares candid approaches to money conversations with children that balance honesty with age appropriate information.
What You'll Learn:
• Why waiting for the "right time" to invest often means missing gains
• How to think about investing when markets feel too high
• The difference between selling losers fast and giving good investments time to work
• How to define what counts as a loser versus a temporary dip
• Why turning off financial TV matters more than most people think
• The case for credit cards over cash (rewards, protection, tracking)
• When cash still makes sense despite the convenience of cards
• Risks of a cashless society and negative interest rates
• How to answer kids' tough questions about money without oversharing or lying
• Age appropriate ways to explain income, spending, and credit
This Episode Is For You If:
• Markets feel too high and you're not sure whether to invest
• You've been waiting for a pullback and wondering if you're making a mistake
• You want to hear experienced investors debate real strategies, not just theory
• You're trying to figure out the cash versus credit question
• You need language for talking to your kids about money honestly
Question for You:
Have you ever waited to invest because the market felt too high, and if so, did you regret it? Drop your story in the comments or The Basement Facebook group because this roundtable might shift how you think about timing.

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47 min
March 04 Around the World in 80 Days: The Travel Mindset That Makes Retirement Bigger (SB1811)
What if retirement isn't about doing less, but about becoming more?
George Jerjian spent his career as a retirement mindset coach, helping others navigate life after work. Then he decided to practice what he preached. He planned an 80-day round-the-world journey, intentionally choosing unfamiliar countries where he'd be forced out of his comfort zone and into transformation.
This greatest hits crossover from Stacking Adventures brings George's story to the basement, not because it's about exotic travel (though the destinations are incredible), but because it illustrates something crucial about the retirement mindset. The question isn't whether you can afford to travel. The question is whether you're willing to reinvent yourself when the structure of work disappears.
George shares the planning behind his epic journey, including why he used a travel agent (yes, really), how he chose destinations that would challenge him rather than just relax him, and what each stop taught him about identity, purpose, and staying relevant after a career ends.
From South Africa's Robben Island and a five day safari that taught him about patience, to Australia's Great Barrier Reef and a Melbourne Immigration Museum exhibit that forced him to rethink identity, to New Zealand's Milford Sound and a Maori dance lesson about seeking approval, to Japan's samurai service culture and Hiroshima's lesson in resilience, to Canada's awe inducing Rockies and French-flavored Quebec. Every stop was chosen deliberately to teach him something, not just show him something.
The conversation explores his DARE method for retirement planning, why so many retirees struggle with identity once their business cards disappear, and how intentional travel creates the mindset shift that makes retirement feel expansive rather than diminishing.
Along the way, Joe and Crystal plug the "Where in the World is Crystal Hammond?" guessing game (she's not in the continental U.S. or Aruba), announce Seattle and Boston community meetups, and mention the Vault tool for credit monitoring. Plus, you'll hear about George's book, Odyssey of an Elder: Around the World in 80 Days.
What You'll Learn:
• Why retirement success depends on mindset transformation, not just financial preparation
• George's DARE method for retirement planning and identity
• How to plan transformational travel versus just vacation travel
• Why choosing unfamiliar destinations matters more than comfortable ones
• What each stop on George's journey taught him about life after work
• How travel forces identity shifts that make retirement feel expansive
• Why so many retirees struggle once their professional identity disappears
• Practical strategies for reinventing yourself when work ends
• How to use travel as a tool for personal growth, not just leisure
This Episode Is For You If:
• You're approaching retirement and worried about losing your identity
• You've saved enough money but haven't thought about who you'll become
• You're recently retired and struggling with the transition
• You want retirement to feel like expansion, not contraction
• You believe travel can transform you, not just entertain you
Question for You:
If you could take an 80-day trip designed to transform you (not just relax you), where would you go and why? Drop your answer in the comments or the Basement Facebook group.

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1 hr 8 min

About The Stacking Benjamins Show

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Named Best Personal Finance Podcast by Bankrate.com and Kiplinger — and the only podcast the Plutus Awards retired from competition after winning twice — The Stacking Benjamins Show is personal…