Do you dream of conquering your financial goals and achieving true financial independence? In this episode, we’re diving into five BIG mistakes people make along the way to financial glory with money coach Bernadette Joy, who paid off a staggering $300,000 in debt and locked in a work-optional life by age 40.
Along the way, we’ll explore the importance of managing your budget during the notoriously tricky holiday season, share actionable strategies to curate your accounts, and highlight the common mistakes that can derail even the best-laid financial plans. You’ll also hear the wild story of Richard Whitaker, whose pursuit of a too-good-to-be-true 15.25% return serves as a cautionary tale for us all.
Whether you’re looking to tackle debt, sharpen your budget, or avoid financial scams, this episode is packed with insights to help you stack smarter.
Episode Highlights
Kicking off with weekend escapes, Monday blues, and a salute to the armed forcesNostalgic nods to Chitty Chitty Bang BangWelcoming Bernadette Joy and diving into her inspiring journey to financial freedomSharing personal stories and struggles that resonate with every money nerdBreaking through financial barriers on the path to independenceSetting financial goals with inspiration from meeting Simone BilesWhy comparing success stories can derail your progressThe delicate dance between frugality and societal expectationsStaying grounded amidst the curated realities of social mediaAvoiding the common mistake of giving unasked discountsWhy accepting debt as a long-term lifestyle is a trapChoosing financial freedom over fear and hesitationThe importance of diverse perspectives in your financial advisory teamPreparing for the unexpected: Life events that test your financial foundationExploring and questioning investment opportunities like Yield WealthUnderstanding the gambler’s mentality and how it can lead to downfallPracticing due diligence to avoid falling for scamsLessons learned from the downfall of Yield Wealth and how to protect yourselfAnnouncements about upcoming events and opportunities to connect
This episode is a mix of relatable stories, practical advice, and lessons learned the hard way. Tune in to start crushing your money goals and avoiding financial pitfalls—one smart decision at a time.
FULL SHOW NOTES: https://www.stackingbenjamins.com/crush-your-2025-money-goals-bernadette-joy-1613
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!
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