The Stacking Benjamins Show

Tired of all the running around shopping and working and cooking and planning...all to try and make the perfect holiday? What if you ditched all that and instead just focused on the people around you? Would that make it better? We'll talk about not just frugaling your holiday season, but minimizing it. Here to help us do that, today we welcome special guest Naseema McElroy from the Financially Intentional blog. She'll talk strategies and stories with Len (Len Penzo dot com) and OG. We'll talk about how THEY celebrate now, how they WISHED they'd celebrated holidays, and then talk about ways to change to make things go more smoothly and enjoyably for everyone.

Plus, we're excited to talk today to Antony Bruno from Royalty Exchange about investing in music royalties. Are you a music fan? Is it a good idea to combine your love of songs with your investments...or even if you're not a music fan, is it worth pursuing? We'll talk about how it all works on today's Friday FinTech segment.

Finally, we'll answer a listener call for help AND save some room for Doug's amazing trivia.

Thanks to MagnifyMoney for supporting Stacking Benjamins. Still using JUST your brick-and-mortar bank? Why not shop for the best financial tools available. Head to StackingBenjamins.com/MagnifyMoney to compare, ditch, switch and best of all...save.

Looking for something deeper than what we give you on the show? Subscribe to our weekly newsletter: The Stacker.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Tired of all the running around shopping and working and cooking and planning...all to try and make the perfect holiday? What if you ditched all that and instead just focused on the people around you? Would that make it better? We'll talk about not just frugaling your holiday season, but minimizing it. Here to help us do that, today we welcome special guest Naseema McElroy from the Financially Intentional blog. She'll talk strategies and stories with Len (Len Penzo dot com) and OG. We'll talk about how THEY celebrate now, how they WISHED they'd celebrated holidays, and then talk about ways to change to make things go more smoothly and enjoyably for everyone.

Plus, we're excited to talk today to Antony Bruno from Royalty Exchange about investing in music royalties. Are you a music fan? Is it a good idea to combine your love of songs with your investments...or even if you're not a music fan, is it worth pursuing? We'll talk about how it all works on today's Friday FinTech segment.

Finally, we'll answer a listener call for help AND save some room for Doug's amazing trivia.

Thanks to MagnifyMoney for supporting Stacking Benjamins. Still using JUST your brick-and-mortar bank? Why not shop for the best financial tools available. Head to StackingBenjamins.com/MagnifyMoney to compare, ditch, switch and best of all...save.

Looking for something deeper than what we give you on the show? Subscribe to our weekly newsletter: The Stacker.

What do you wish someone had told you when you were 22 years old? How much would it have changed your trajectory? Would you have even listened to the advice? Today we're not just doling out idea to help your financial future....the guys are answering your specific financial questions. We'll also tackle questions about converting an IRA to a Roth IRA (how do you do it?), about why we always use 7-10% as our assumption over long periods when talking about the stock market, and how to know if you're ahead or behind on achieving your financial plan.

Plus in our headlines segment, with all of the stock market gyrations lately, what's the right thing to do with your money? While many publications like to talk about all the ways people can panic, one seems to be the voice of reason....we'll share which one and details on HOW they suggest coping with stock market uneasiness on today's podcast.

Later we'll throw out the Haven Life Line to Ramon. He's hoping to find solutions for his joint budget with his spouse. How does he rectify expenses that are withheld from his paycheck before he receives his money? What if he and his spouse have different amounts taken out? We'll answer all of Ramon's budgeting problems and discuss budgets in general.

Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What do you wish someone had told you when you were 22 years old? How much would it have changed your trajectory? Would you have even listened to the advice? Today we're not just doling out idea to help your financial future....the guys are answering your specific financial questions. We'll also tackle questions about converting an IRA to a Roth IRA (how do you do it?), about why we always use 7-10% as our assumption over long periods when talking about the stock market, and how to know if you're ahead or behind on achieving your financial plan.

Plus in our headlines segment, with all of the stock market gyrations lately, what's the right thing to do with your money? While many publications like to talk about all the ways people can panic, one seems to be the voice of reason....we'll share which one and details on HOW they suggest coping with stock market uneasiness on today's podcast.

Later we'll throw out the Haven Life Line to Ramon. He's hoping to find solutions for his joint budget with his spouse. How does he rectify expenses that are withheld from his paycheck before he receives his money? What if he and his spouse have different amounts taken out? We'll answer all of Ramon's budgeting problems and discuss budgets in general.

Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.

If you're like most people during the big holiday season, it's not really a question of IF you go over your budget, but WHEN--and how badly. With another "can't miss" deal around every corner who can keep themselves from doing a little splurging when shopping this month? Believe it or not, studies show that we plan for all of those expenses....it's the fact that the muffler sometimes drag behinds the car or another emergency expense happens which sends the budget into a tailspin and your credit card debt soaring. To solve that problem, today we'll talk to Michele Cagan, author of Budgeting 101. You'll be happy to hear that Michele doesn't think you need to track every penny. There's a better (and easier) way to make sure you get ahead without devoting your whole life to spreadsheets and money tracking programs.

Then, in our headlines segment...what would you do if you found a $7.5 million stash of someone else's cash? One lucky guy bought a storage unit on the cheap and found a life-changing amount of money hiding inside. Would you invest it, or maybe dash out of the basement and jump on the first plane to Tahiti? We all have our ideas... but this story probably isn't going to turn out how you're expecting. We'll share the rest of what happened during our headlines segment.

In our second headline, Sallie Mae has a new study detailing how people pay for college. Taking a pit stop in the basement to help us make sense of how people save for college, pay for it, and then pay off loans, we'll talk to Rick Castellano from Sallie Mae.

Of course, that's not all. We'll throw out the Haven Life line to Nick, who's been having some issues with his budget. What can Nick do to cut costs on his operation?

And don't worry... we'll still take some time for Doug's trivia.

Looking for something deeper than what we give you on the show? Subscribe to our weekly newsletter: The Stacker.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you're like most people during the big holiday season, it's not really a question of IF you go over your budget, but WHEN--and how badly. With another "can't miss" deal around every corner who can keep themselves from doing a little splurging when shopping this month? Believe it or not, studies show that we plan for all of those expenses....it's the fact that the muffler sometimes drag behinds the car or another emergency expense happens which sends the budget into a tailspin and your credit card debt soaring. To solve that problem, today we'll talk to Michele Cagan, author of Budgeting 101. You'll be happy to hear that Michele doesn't think you need to track every penny. There's a better (and easier) way to make sure you get ahead without devoting your whole life to spreadsheets and money tracking programs.

Then, in our headlines segment...what would you do if you found a $7.5 million stash of someone else's cash? One lucky guy bought a storage unit on the cheap and found a life-changing amount of money hiding inside. Would you invest it, or maybe dash out of the basement and jump on the first plane to Tahiti? We all have our ideas... but this story probably isn't going to turn out how you're expecting. We'll share the rest of what happened during our headlines segment.

In our second headline, Sallie Mae has a new study detailing how people pay for college. Taking a pit stop in the basement to help us make sense of how people save for college, pay for it, and then pay off loans, we'll talk to Rick Castellano from Sallie Mae.

Of course, that's not all. We'll throw out the Haven Life line to Nick, who's been having some issues with his budget. What can Nick do to cut costs on his operation?

And don't worry... we'll still take some time for Doug's trivia.

Looking for something deeper than what we give you on the show? Subscribe to our weekly newsletter: The Stacker.

How can you really follow a financial plan when absolutely nobody knows what's going to happen to the economy or in their life in a couple of years? What happens to your financial plan if you lose your job or have a medical emergency that wipes out your savings? Helping us understand how to manage money and finances during the fog of life is a writer you know from the F*ck Off Fund, AND who you've read in the New York Times, Elle, Slate (and more)... Paulette Perhach. She'll be joined by Paula Pant from Afford Anything, and OG from "this here" podcast.

Halfway through today's show our panel will be taking a little break while Joe talks to the founders of Digs. Saving up enough cash to buy your first home can be a long, difficult process. But... what if you had a 401k that you could save into for the big purchase? The guys from Digs are breaking down just how they're setting out to help people like you and me on today's FinTech segment.

Finally, we'll maybe do our best job of answering a letter this year, when we help Aaron, who needs to know on how to get couples on the same note. Of course, we'll still save some room for Doug's amazing trivia.

Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How can you really follow a financial plan when absolutely nobody knows what's going to happen to the economy or in their life in a couple of years? What happens to your financial plan if you lose your job or have a medical emergency that wipes out your savings? Helping us understand how to manage money and finances during the fog of life is a writer you know from the F*ck Off Fund, AND who you've read in the New York Times, Elle, Slate (and more)... Paulette Perhach. She'll be joined by Paula Pant from Afford Anything, and OG from "this here" podcast.

Halfway through today's show our panel will be taking a little break while Joe talks to the founders of Digs.  Saving up enough cash to buy your first home can be a long, difficult process. But... what if you had a 401k that you could save into for the big purchase? The guys from Digs are breaking down just how they're setting out to help people like you and me on today's FinTech segment.

Finally, we'll maybe do our best job of answering a letter this year, when we help Aaron, who needs to know on how to get couples on the same note. Of course, we'll still save some room for Doug's amazing trivia.

Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.

How will YOU become the next millionaire next door? Believe it or not, it's been 23 years since The Millionaire Next Door shook the foundation of what people thought about wealth. You mean LOTS of people built their wealth in other ways than inheriting a bunch of money or working in huge income jobs? ...and that just because you LOOK wealthy doesn't mean you ARE wealthy? Today we talk to Dr. Sarah Fallaw (researcher and also the daughter of Thomas Stanley, author of the Millionaire Next Door) about how YOU can set yourself up to join this elite group. We'll discuss your friends, where you live, financial advisors, and more.

Plus in our headlines segment, the results of a new survey are out about investor expectations, and they aren't good. Many investors have...maybe unrealistic ideas about their investment strategies. We'll explain on the show. Plus, one company has created a new credit card that will help you save into your 401(k) plan every time you save. Too good to be true? We'll answer that question on the show.

Then we'll throw out the Haven Life Line to Jon, who wants us to shed some light on the difference between a Roth 401k and an after tax basis employee savings and stock ownership plan.

Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How will YOU become the next millionaire next door? Believe it or not, it's been 23 years since The Millionaire Next Door shook the foundation of what people thought about wealth. You mean LOTS of people built their wealth in other ways than inheriting a bunch of money or working in huge income jobs? ...and that just because you LOOK wealthy doesn't mean you ARE wealthy? Today we talk to Dr. Sarah Fallaw (researcher and also the daughter of Thomas Stanley, author of the Millionaire Next Door) about how YOU can set yourself up to join this elite group. We'll discuss your friends, where you live, financial advisors, and more.

Plus in our headlines segment, the results of a new survey are out about investor expectations, and they aren't good. Many investors have...maybe unrealistic ideas about their investment strategies. We'll explain on the show. Plus, one company has created a new credit card that will help you save into your 401(k) plan every time you save. Too good to be true? We'll answer that question on the show.

Then we'll throw out the Haven Life Line to Jon, who wants us to shed some light on the difference between a Roth 401k and an after tax basis employee savings and stock ownership plan.

Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.