The Stacking Benjamins Show

Trading time for money. Most of us do it. In fact, before financial revolutionary Vicki Robbin (find her on past episodes), the practice was even more prevalent. Chad Carson is a real estate investor who believes that if you're building a pile of assets, often less can be more (especially if it's slightly hands-on like real estate). Using his own journey and real-life examples of other people, Chad talks us through the "trading time for money" connundrum, and hopefully helps us that Go Big or Go Home may not be the only approach to living your life.

We even talk trading time for money in our headline today. Amazon and other companies are calling people back to the office. Many are fighting this, wishing to spend their career at home. If that's you, what do you do? Do we work better in the workplace or from home? We debate this (heatedly) on today's episode.

How about someone who wasn't trading time for money? We'll cover that in Doug's trivia segment. Before players were paid, they had to find their own way...and we bring you a question about the Heisman Trophy in honor of football season kicking off.

And, to keep the "trading time for money" trend going...today's anonymous caller traded time for money which included a pension! She wonders if she should take a lump sum or the money monthly...and of course, we have thoughts to help her.

I think we have a theme! Trading time for money may not be the best path toward your goals, and today we hope you begin thinking how to exit that approach to life. Thanks for hanging out with us!

FULL SHOW NOTES: https://www.stackingbenjamins.com/coach-carson-1408

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

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Are you ready to get intimate? Really intimate? Bare it all and totally expose yourself with your partner? We're jumping into financial bed with Erin Skye Kelly to learn about the relationship-saving power of scheduling regular "naked money meetings." Rather than sliding the uncomfortable conversations under the rug, Erin shows us how to confront the topic and overcome you and your partner's money blocks and win together. Take Erin's Naked Money Quiz for free to get real with yourself and face your money blocks.

In our headlines segment, we hear about the next best thing since sliced bread...or not...in the form of a spot Bitcoin ETF, possibly coming soon to a broker near you. Bitcoin is an incredible world-changing technology, but does a Bitcoin-based ETF deserve a place in your financial portfolio? We dig in. Doug brings the heat with his old-school gaming-themed trivia question. And Stacker Zachary ("Stackery"?) has a question for us about the worst advertisements ever.

FULL SHOW NOTES: https://www.stackingbenjamins.com/getting-financially-intimate-with-erin-skye-kelly-1407

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

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On today's evergreen Friday roundtable rewind episode from August 21, 2020, we dive into doing financial fitness exercises to build better money habits with the Financially Savvy Latina herself, Natalie Torres-Haddad. Also joining us is Richard Simmons, showing us all the Financial Fitness exercises, opps no it is the creator of the award-winning blog lenpenzo.com, Len Penzo; and our co-host-with-the-most and CFP, OG. You'll want to tune in to reinforce the importance of integrating good money habits (aka the financial fitness exercises) in your life. Plus, our friend, the Evil HR Lady Suzanne Lucas joins us to talk about how to use your vacation days guilt-free.

The show originally aired in 2020 so ignore any mention of current events. Check out the original show notes here.

FULL SHOW NOTES: https://www.stackingbenjamins/friday-roundtable-financial-fitness-rewind

Deeper dives with curated links, topics, and discussions about all things financial fitness are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201

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Ever wonder how real estate investors reach the summit of success? Our friend and regular Friday roundtable contributor, Paula Pant, joined Joe and Crystal Hammond on the most recent episode of our sister show, Stacking Deeds, Building a Strong Real Estate Foundation: Tips for Novice Investors with Paula Pant. Paula opens up to Joe to share her journey from the early days of starting in real estate investing to where she is today. All Stackers can learn valuable lessons about smart real estate investing by tuning into this special rewind episode.

Paula's real estate investing course for beginners, Your First Rental Property, is now open for enrollment for a limited time! Take the first step in your real estate investing journey by signing up for Paula's course through our exclusive link, stackingbenjamins.com/paula to get access to Joe's special "Sherlock Holmes sheet," which can help you find extra money in your budget.

FULL SHOW NOTES: https://www.stackingbenjamins.com/rewind-paula-pant-real-estate-journey-1405

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

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Join us for a special Rewind Week edition as we check in with Crystal Hammond and our sister show geared toward real estate investing, Stacking Deeds! She sits down with the best carpenter in the remodeling business, Mark Ellison, to dive into not just real estate topics, but key takeaways about the importance of relationship-building that you, our Stackers, can apply to your own lives.

FULL SHOW NOTES: https://www.stackingbenjamins.com/stacking-deeds-020-rewind-1404

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

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Are your household finances running like a well-oiled machine? Does each member of the household know his or her role(s) in reaching your own financial planning strategies? Who's your family's CFO? Who's got the COO role? Joining our roundtable to discuss financial planning strategies, we welcome Lacey Langford from the Military Money Show, PLUTUS award-winner Len Penzo from lenpenzo.com, and our own guy who knows how to run efficient systems, OG.

In the second half of the show, our panelists share some of their favorite tools and strategies for maintaining harmony with their partners. What financial planning strategies do they talk about during their family meetings? I mean... they're experts, aren't they? What do THEY do that we can emulate?

And finally, you won't want to miss the latest addition to our ongoing year-long quest for trivia supremacy. Sure it may not be financial planning strategies that you'll hear, but WILL be a race to the golden end-of-year trophy. Will Lacey's return be history in the making by helping Team Paula take sole ownership of first place? Will seniority reign supreme in the form of Len reclaiming the lead? Will OG continue his improbable ascension from the depths of the cellar? Three will enter; only one will emerge victorious!

FULL SHOW NOTES: https://www.stackingbenjamins.com/family-money-roles-1403

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201

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Ever wonder what personal finance topics worry everyone else? You're not alone. We all wonder if our view of the world (and personal finance, by extension), are the same that other people hold. That's why today we're live from the floor of the 2023 Podcast Movement Conference with two other great podcasters: Shannah Game from Everyone's Talkin' Money and Paula Pant from Afford Anything. Both Shannah and Paula, along with our own OG share their take on how our audience worries have changed this year. We tackle every personal finance topic from inflation to employment to interest rates...and more.

But that's not all of the personal finance fun. We kick it back to Doug, who's holding down the fort in mom's basement for us, with a trivia question that you just might get right...

Truly the takeaway from this year's version of what's become an annual episode for us? It's that while personal finance is truly personal, it turns out that the one constant is that the world always is changing, and if something seems like a "sure thing," it's sure to become unsure at some point. In one discussion, the conversation moves to inflation, which three years ago wasn't even on the radar as a hot topic. Today, inflation is driving many of the worries that we have, from interest rates to real estate prices. It's true that the world of personal finance only has a few topics to master, and yet, staying on top of them so that you make better decisions is always more challenging (and yes, sometimes even fun!) than you may think.

FULL SHOW NOTES: Add show notes url here. Be sure to please include https://www at the beginning of the show notes url that makes it clickable on YouTube

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

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Is the secret to achieving your financial independence in taking a never-ending sabbatical? We're thrilled to have sisters Sammie and Michelle Varghese to discuss what they've learned about financial independence and how taking time off work can lead to greater things in your life.

In addition to financial independence, what other life and/or career goals do you have? How did discovering the FIRE ("Financial Independence, Retire Early") change Sammie and Michelle's trajectory, what can you do to reach financial independence earlier, and what are the benefits to doing so?

And how can you get on the fast track to financial independence from only your 9-to-5 job? In our headline segment, we'll help you get closer to the financial independence you seek by sharing some best practices on how to ask for a deferred compensation arrangement - and demonstrate how it's in your employer's best interest to work with you. And in our Haven LifeLine segment, OG's self-restraint skills are put to the test when he answers a Stacker's request for backup to help his friend's mother respond correctly to a financial advisor's questionable recommendation.

FULL SHOW NOTES: https://www.stackingbenjamins.com/never-ending-sabbatical-Sammie-and-Michelle-Varghese-1401

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

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Does a hard life automatically mean you're destined to struggle with finances? On today's show, we're all about mindset and how adopting the right mindset can set you on the path to financial success—and how having the wrong money mindset can hinder your financial progress. We're honored to invite Tiffany Grant down to the basement to share her real-life experiences and struggles, and how having the right mindset helped her overcome the early disadvantages. Doc G from The Earn & Invest Podcast joins us to share his formative-years experiences with a hard life, and how his mother's scarcity mindset affected him. And our resident gold bug, Len Penzo joins us to explain why he insists on preparing for economic doomsday by hoarding gold and cash.

We discuss the role habits play in mindset formation, as well as the importance of surrounding yourself with the right people and influences.

In the second half of the discussion, we dive into how you can make the necessary changes in yourself to improve your life situation. Spoiler alert: gratitude plays a big role in your quality-of-life.

And finally, Doug brings the heat with some trivia about a well-known budget-friendly food. With two of our regular contributors MIA, will Len use that to his advantage and inch ahead of Paula Pant? Will our guest of honor flex her budget-friendly food knowledge and give her soul-sister Paula the lead for the first time, I think, ever? Will Doc G throw OG a lifeline and the impetus to start a 4th quarter rally to emerge from the cellar? Three enter, only one will emerge victorious (unless there's another tie). Tune in and find out what everyone many a few nerds will be talking about until next Friday.

FULL SHOW NOTES: https://www.stackingbenjamins.com/fri-roundtable-mindset-tiffany-grant-1400

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201

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How much is enough? Enough money, enough status, enough possessions, enough leisure? We are happy to welcome Manisha Thakor to the basement to discuss some of the revelations she learned after experiencing what she calls the "cult of never enough." How do we disconnect our personal lives from our work lives?

Is a cool $5 million enough to retire on in America? In our headline, we take a peek into the retirement lifestyle of the top 0.1% of households.

And in Doug's trivia, he might leave you scratching your head with his question about a symbol that can't be pronounced.

FULL SHOW NOTES: https://www.stackingbenjamins.com/getting-zen-with-your-money-Manisha-Thakor-1399

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

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