通勤學英語 15Mins Today

通勤學英語 15Mins Today

Download on the App Store
  • Favorites

    240

    Followers

  • Typical duration

    23 min

    per episode

Based on Podcast App listening data

通勤學英語 15Mins Today episodes

  • 台北嘿掰講Episode 15 - A look at the top 10 terms searched on Google in Taiwan in 2018
    台北嘿掰講 Episode 15 - A look at the top 10 terms searched on Google in Taiwan in 2018
     
    每週更新的播客,來聽聽Gavin跟John這禮拜聊2018年台灣最高Google搜尋榜單
     
    #Taipeibanter #台北嘿掰講
    Top 10 Google Searches in 2018 in Taiwan
    Football World Cup 世足
    Story of Yanxi Palace 延禧攻略
    Earthquake 地震
    Sports Lottery 運動彩卷
    Central Election Commission 中選會
    Ruyi's Royal Love in the Palace 如懿傳
    Referendums 公投
    Han Kuo-yu 韓國瑜
    ELTA 愛爾達
    Vote Counting 計票
    Based on the results of Google's report, many Taiwanese were among the estimated 3.4 billion people on planet earth who were glued to their screens to watch the 2018 FIFA World Cup, which was held in Russia from June 14 to July 16. It appears that many chose to bet on the games, as Taiwan Sports Lottery generated NT$7 billion (US$227 million) in sales from the FIFA World Cup, according to the company.
     
    In second and sixth place on the list were the Chinese Qing Dynasty period dramas "Story of Yanxi Palace" and "Ruyi's Royal Love in the Palace." Both cover the behind the scenes lives of nobility during the Qinq Dynasty and have started a retro-craze in Taiwan, which was evident during this Halloween when costumesfrom the two shows prevailed over goblins and ghouls.
     
     
    Taipei Banter, where John and Gavin talk about the interesting things around the world.
    Article referred in the podcast:https://www.taiwannews.com.tw/en/news/3595937
    For more Taipei Banter Episodes, please visit http://www.15mins.today/taipei-banter-podcast
    20 min
  • 台北嘿掰講Episode 15 - A look at the top 10 terms searched on Google in Taiwan in 2018
    台北嘿掰講 Episode 15 - A look at the top 10 terms searched on Google in Taiwan in 2018
     
    每週更新的播客,來聽聽Gavin跟John這禮拜聊2018年台灣最高Google搜尋榜單
     
    #Taipeibanter #台北嘿掰講
    Top 10 Google Searches in 2018 in Taiwan
    Football World Cup 世足
    Story of Yanxi Palace 延禧攻略
    Earthquake 地震
    Sports Lottery 運動彩卷
    Central Election Commission 中選會
    Ruyi's Royal Love in the Palace 如懿傳
    Referendums 公投
    Han Kuo-yu 韓國瑜
    ELTA 愛爾達
    Vote Counting 計票
    Based on the results of Google's report, many Taiwanese were among the estimated 3.4 billion people on planet earth who were glued to their screens to watch the 2018 FIFA World Cup, which was held in Russia from June 14 to July 16. It appears that many chose to bet on the games, as Taiwan Sports Lottery generated NT$7 billion (US$227 million) in sales from the FIFA World Cup, according to the company.
     
    In second and sixth place on the list were the Chinese Qing Dynasty period dramas "Story of Yanxi Palace" and "Ruyi's Royal Love in the Palace." Both cover the behind the scenes lives of nobility during the Qinq Dynasty and have started a retro-craze in Taiwan, which was evident during this Halloween when costumesfrom the two shows prevailed over goblins and ghouls.
     
     
    Taipei Banter, where John and Gavin talk about the interesting things around the world.
    Article referred in the podcast:https://www.taiwannews.com.tw/en/news/3595937
    For more Taipei Banter Episodes, please visit http://www.15mins.today/taipei-banter-podcast
    20 min
  • 每日跟讀#491: Xi under pressure as Trump grants temporary reprieve
    每日跟讀#491: Xi under pressure as Trump grants temporary reprieve
    During a meeting last week between US President Donald Trump and Chinese President Xi Jinping, the two leaders hammered out a consensus to enable a temporary truce to the US-China trade war. At first it appeared Trump had given Xi face-saving concessions, yet in reality it was the US side that has not only gained face but also won a substantive victory. Beijing has made the greatest number of concessions, while Washington only slightly softened its stance, to give the Chinese side some breathing space. In addition, the US has given China an extension of 90 days to complete the trade negotiations: a timeframe that coincides with the Chinese Communist Party’s annual Chinese National People’s Congress and Chinese People’s Political Consultative Conference. For Beijing, this next stage in the negotiations is fraught with danger, especially since the country’s domestic economic problems are beginning to rise to the surface. It is therefore Xi who is under the greatest amount of pressure to strike a deal.
     
    「川習會」上週達成貿易戰休兵共識,表面上川普給足了習近平面子,實際上卻是美國面子及裡子都贏了,中國明顯讓步更多,美國只是態度稍微軟化,讓中國得以喘口氣。而且,美方提出九十天內完成協商,期間適逢中國舉辦人大及政協「兩會」,後續談判平添更多風險,加上中國經濟問題陸續浮上檯面,壓力大多落在習近平這邊。
     
    Since the US-China trade war kicked off, the US has placed customs tariffs on Chinese products worth US$250 billion, accounting for approximately half of China’s exports to the US. Beijing has retaliated by imposing tariffs on US$110 billion worth of US products. However, the Chinese economy has clearly sustained a greater blow. The country is facing a raft of problems including an economic slowdown, credit defaults, sluggish consumer spending and a housing bubble. If the trade war continues to escalate, production lines will rapidly withdraw from China, and this could unleash a wave of redundancies. This would strike a hammer blow to China’s economy and society, and would also pose a serious challenge to Xi’s leadership.
     
    美中貿易戰開打以來,美國已對兩千五百億美元中國產品加徵關稅,約占中國銷美貨品的一半,中國則對一千一百億美元美國產品加徵關稅做為報復。然而,中國受到的衝擊明顯更大,目前中國面臨經濟趨緩、債務違約、消費降級、房市泡沫等問題,若貿易戰持續升溫,生產線加速撤離中國,可能爆發大規模失業潮,不僅對中國經濟及社會是一記重擊,更將嚴重挑戰習近平的領導威信。
     
    Despite the progress made at last week’s meeting, judging from the briefings given by either side after the event, it is clear that there are still a number of unresolved differences. While the US agreed to defer raising tariffs to 25 percent on US$200 billion of Chinese goods — and China in turn agreed to expand its purchases of US goods — there remains a 90-day deadline for the completion of negotiations, while a number of other issues were left unresolved. This includes implementation of structural reforms including protection of intellectual property rights, expanding purchases of [US] goods and individual cases such as the acquisition of NXP by Qualcomm. The two sides agreed to disagree on these and other areas, thereby foreshadowing a rekindling of the trade war in the near future.
     
    這次「川習會」雖有所進展,但從美中事後發出的聲明,可以看出雙方仍有不少歧異。儘管美方同意暫緩將兩千億美元中國產品關稅調高至百分之二十五,中國則同意擴大採購美國產品;但對於九十天協商期限、智慧財產權保護等結構性改革、擴大採購的品項、高通收購恩智浦案等,雙方會後「各自表述」,也為美中重燃貿易戰火埋下伏筆。
     
    From Trump’s perspective, due to the current strong recovery of the US economy, agreeing to defer the further raising of tariffs in exchange for Chinese promises to expand purchases of American goods and opening up its markets seems like an effective opening gambit. However, future negotiations will be tempered by the hawkish, anti-China sentiment in Washington.
     
    對川普而言,目前美國經濟強勁復甦,美方同意暫緩提高關稅,換取中國大規模採購及開放市場等承諾,抗衡中國策略初具成效,只是未來談判須顧及鷹派的反中情緒。
     
    From Xi’s perspective, the trade war is already hurting China’s economy, and although a temporary respite has been granted, the challenge for Xi is how to respond to US demands to implement structural reform, in addition to seeing off a growing restlessness and opposition to his policies at home. It seems that the US-China trade war is a fire that will prove difficult to extinguish.
    而對習近平而言,貿易戰已傷及中國經濟,現在中國經濟得以喘口氣,但未來如何面對美方要求結構性改革的壓力,以及國內蠢蠢欲動的反對勢力,將是相當大的挑戰。因此,美中貿易戰想要真的停火,難度極高。
     
    Source article: http://www.taipeitimes.com/News/lang/archives/2018/12/11/2003705865/2
     
    For more English shadowing articles, please visit www.15mins.today
    6 min
  • 每日跟讀#491: Xi under pressure as Trump grants temporary reprieve
    每日跟讀#491: Xi under pressure as Trump grants temporary reprieve
    During a meeting last week between US President Donald Trump and Chinese President Xi Jinping, the two leaders hammered out a consensus to enable a temporary truce to the US-China trade war. At first it appeared Trump had given Xi face-saving concessions, yet in reality it was the US side that has not only gained face but also won a substantive victory. Beijing has made the greatest number of concessions, while Washington only slightly softened its stance, to give the Chinese side some breathing space. In addition, the US has given China an extension of 90 days to complete the trade negotiations: a timeframe that coincides with the Chinese Communist Party’s annual Chinese National People’s Congress and Chinese People’s Political Consultative Conference. For Beijing, this next stage in the negotiations is fraught with danger, especially since the country’s domestic economic problems are beginning to rise to the surface. It is therefore Xi who is under the greatest amount of pressure to strike a deal.
     
    「川習會」上週達成貿易戰休兵共識,表面上川普給足了習近平面子,實際上卻是美國面子及裡子都贏了,中國明顯讓步更多,美國只是態度稍微軟化,讓中國得以喘口氣。而且,美方提出九十天內完成協商,期間適逢中國舉辦人大及政協「兩會」,後續談判平添更多風險,加上中國經濟問題陸續浮上檯面,壓力大多落在習近平這邊。
     
    Since the US-China trade war kicked off, the US has placed customs tariffs on Chinese products worth US$250 billion, accounting for approximately half of China’s exports to the US. Beijing has retaliated by imposing tariffs on US$110 billion worth of US products. However, the Chinese economy has clearly sustained a greater blow. The country is facing a raft of problems including an economic slowdown, credit defaults, sluggish consumer spending and a housing bubble. If the trade war continues to escalate, production lines will rapidly withdraw from China, and this could unleash a wave of redundancies. This would strike a hammer blow to China’s economy and society, and would also pose a serious challenge to Xi’s leadership.
     
    美中貿易戰開打以來,美國已對兩千五百億美元中國產品加徵關稅,約占中國銷美貨品的一半,中國則對一千一百億美元美國產品加徵關稅做為報復。然而,中國受到的衝擊明顯更大,目前中國面臨經濟趨緩、債務違約、消費降級、房市泡沫等問題,若貿易戰持續升溫,生產線加速撤離中國,可能爆發大規模失業潮,不僅對中國經濟及社會是一記重擊,更將嚴重挑戰習近平的領導威信。
     
    Despite the progress made at last week’s meeting, judging from the briefings given by either side after the event, it is clear that there are still a number of unresolved differences. While the US agreed to defer raising tariffs to 25 percent on US$200 billion of Chinese goods — and China in turn agreed to expand its purchases of US goods — there remains a 90-day deadline for the completion of negotiations, while a number of other issues were left unresolved. This includes implementation of structural reforms including protection of intellectual property rights, expanding purchases of [US] goods and individual cases such as the acquisition of NXP by Qualcomm. The two sides agreed to disagree on these and other areas, thereby foreshadowing a rekindling of the trade war in the near future.
     
    這次「川習會」雖有所進展,但從美中事後發出的聲明,可以看出雙方仍有不少歧異。儘管美方同意暫緩將兩千億美元中國產品關稅調高至百分之二十五,中國則同意擴大採購美國產品;但對於九十天協商期限、智慧財產權保護等結構性改革、擴大採購的品項、高通收購恩智浦案等,雙方會後「各自表述」,也為美中重燃貿易戰火埋下伏筆。
     
    From Trump’s perspective, due to the current strong recovery of the US economy, agreeing to defer the further raising of tariffs in exchange for Chinese promises to expand purchases of American goods and opening up its markets seems like an effective opening gambit. However, future negotiations will be tempered by the hawkish, anti-China sentiment in Washington.
     
    對川普而言,目前美國經濟強勁復甦,美方同意暫緩提高關稅,換取中國大規模採購及開放市場等承諾,抗衡中國策略初具成效,只是未來談判須顧及鷹派的反中情緒。
     
    From Xi’s perspective, the trade war is already hurting China’s economy, and although a temporary respite has been granted, the challenge for Xi is how to respond to US demands to implement structural reform, in addition to seeing off a growing restlessness and opposition to his policies at home. It seems that the US-China trade war is a fire that will prove difficult to extinguish.
    而對習近平而言,貿易戰已傷及中國經濟,現在中國經濟得以喘口氣,但未來如何面對美方要求結構性改革的壓力,以及國內蠢蠢欲動的反對勢力,將是相當大的挑戰。因此,美中貿易戰想要真的停火,難度極高。
     
    Source article: http://www.taipeitimes.com/News/lang/archives/2018/12/11/2003705865/2
     
    For more English shadowing articles, please visit www.15mins.today
    6 min
  • 每日跟讀#490: Dazzling ‘Christmasland’ lights up New Taipei City
    每日跟讀#490: Dazzling ‘Christmasland’ lights up New Taipei City
    Since last month’s opening of the “2018 Christmasland in New Taipei City,” the event has been attracting crowds with the world’s only 3D-projected Christmas tree and light sculpture shows at the New Taipei City Plaza, and the decoration of more than 100,000 LED lights that has transformed Banciao Station’s front plaza into a dazzling galaxy.
     
    自從「2018新北市歡樂耶誕城」於上個月揭幕後,便吸引了大批人潮前往新北市民廣場,觀賞全世界獨一無二的3D投影耶誕樹與多種光雕秀,以及在板橋車站站前廣場,由超過十萬顆LED燈泡所打造的璀璨星系。
     
    The event includes two free concerts hosted by entertainer Mickey Huang between 6pm and 10pm on Saturday and Sunday. The first concert will feature hit singers such as Bii, Butterfly and G.E.M., and the second performers like Jess Lee and EggPlantEgg, with Jolin Tsai as the grand finale.
     
    該活動還推出兩場免費演唱會,預計在週六、週日每晚六點至十點登場,並由藝人黃子佼主持。第一場包括歌手畢書盡、愷樂、鄧紫棋等,而第二場包括李佳薇、茄子蛋等,並由流行歌后蔡依林擔任壓軸演出。
     
    Meanwhile, for EDM (electronic dance music) fans, “We Are Connected (WAC) Taipei 2018” will take place at the Dajia Riverside Park in Taipei’s Zhongshan District on Sunday. The show will star Dutch DJ Armin van Buuren, a five-time global No. 1 DJ, Swedish DJ and record producer Alesso, Israeli DJ duo Vini Vici and other performers.
     
    此外,電子音樂迷們也有福了,「WAC Taipei 2018」電音派對週日將在台北市中山區的大佳河濱公園盛大登場!陣容包括五屆全球百大DJ冠軍荷蘭「電音天神」Armin van Buuren、瑞典DJ暨唱片製作人Alesso、以色列雙人DJ組合Vini Vici和其他表演者。
    (台北時報張聖恩)(Eddy Chang, Taipei Times)
    For more English shadowing articles, please visit www.15mins.today
    3 min
  • 每日跟讀#490: Dazzling ‘Christmasland’ lights up New Taipei City
    每日跟讀#490: Dazzling ‘Christmasland’ lights up New Taipei City
    Since last month’s opening of the “2018 Christmasland in New Taipei City,” the event has been attracting crowds with the world’s only 3D-projected Christmas tree and light sculpture shows at the New Taipei City Plaza, and the decoration of more than 100,000 LED lights that has transformed Banciao Station’s front plaza into a dazzling galaxy.
     
    自從「2018新北市歡樂耶誕城」於上個月揭幕後,便吸引了大批人潮前往新北市民廣場,觀賞全世界獨一無二的3D投影耶誕樹與多種光雕秀,以及在板橋車站站前廣場,由超過十萬顆LED燈泡所打造的璀璨星系。
     
    The event includes two free concerts hosted by entertainer Mickey Huang between 6pm and 10pm on Saturday and Sunday. The first concert will feature hit singers such as Bii, Butterfly and G.E.M., and the second performers like Jess Lee and EggPlantEgg, with Jolin Tsai as the grand finale.
     
    該活動還推出兩場免費演唱會,預計在週六、週日每晚六點至十點登場,並由藝人黃子佼主持。第一場包括歌手畢書盡、愷樂、鄧紫棋等,而第二場包括李佳薇、茄子蛋等,並由流行歌后蔡依林擔任壓軸演出。
     
    Meanwhile, for EDM (electronic dance music) fans, “We Are Connected (WAC) Taipei 2018” will take place at the Dajia Riverside Park in Taipei’s Zhongshan District on Sunday. The show will star Dutch DJ Armin van Buuren, a five-time global No. 1 DJ, Swedish DJ and record producer Alesso, Israeli DJ duo Vini Vici and other performers.
     
    此外,電子音樂迷們也有福了,「WAC Taipei 2018」電音派對週日將在台北市中山區的大佳河濱公園盛大登場!陣容包括五屆全球百大DJ冠軍荷蘭「電音天神」Armin van Buuren、瑞典DJ暨唱片製作人Alesso、以色列雙人DJ組合Vini Vici和其他表演者。
    (台北時報張聖恩)(Eddy Chang, Taipei Times)
    For more English shadowing articles, please visit www.15mins.today
    3 min
  • 每日跟讀#489 : Banks Look to Cellphones to replace A.T.M. Cards
    每日跟讀#489 : Banks Look to Cellphones to replace A.T.M. Cards
    Wallets can be lost, stolen or forgotten, but most people today would not be caught dead without their phones.
     
    Banks understand, and are grabbing on to that trend. Customers who do not want to fumble around in their wallet for their ATM card — or who have misplaced it for the umpteenth time — will soon be able to unlock cash dispensers’ coffers by using their phone.
     
    皮夾可能會搞丟、被偷或是忘了帶,但時下多數人怎麼樣也要把手機帶在身邊。銀行業者深明這一點,並正緊緊把握這個趨勢。不想在皮夾裡翻找ATM(自動櫃員機)卡片、或是無數次忘記卡片放在什麼地方的顧客,很快就能用自己手機來為自動提款機的錢箱解鎖。
     
    JPMorgan Chase, which has more ATMs in the United States — 18,000 — than any other bank, has activated this technology on a few hundred machines in four test cities, including Miami and San Francisco. Six thousand more are upgraded and ready to go.
     
    Bank of America and Wells Fargo plan to introduce cardless options to all their machines by the end of the year. And while swiping an ATM card may not exactly seem onerous, bankers think going card-free will be a hit with consumers.
     
    “It’s about having the choice,” said Jonathan Velline, Wells Fargo’s head of ATM and branch banking. “If you’ve lost your card or left home without your wallet, chances are you still have your smartphone in your hand.
     
    摩根大通銀行在全美的ATM比任何其他銀行都多,達1萬8000台,該行已在邁阿密、舊金山等四座試點城市的數百台機器啟用這項技術。另有6000台機器亦已升級,準備推出。
     
    美國銀行和富國銀行計畫在年底前把無卡功能選項導入旗下所有機器。雖然刷個ATM卡片似乎並沒那樣麻煩,但銀行業者認為無卡交易會大受消費者歡迎。
     
    富國銀行ATM暨分行金融業務部門主管喬納森.威靈說:「這跟有所選擇有關。若你遺失了卡片或出門沒帶皮夾,你手上很可能仍有智慧手機。」
     
    But of course, any new financial technology brings with it new security holes.
     
    For decades banks have battled “skimming,” in which criminals sabotage ATMs to steal the information off a card and use it to clear out people’s accounts. The replacement of magnetic stripe cards with chip cards significantly reduced that problem, but mobile access brings in new worries.
     
    當然,任何新的金融科技都會帶來新的安全漏洞。
     
    銀行業者數十年來一直跟「側錄」行為對抗,罪犯破壞ATM來竊取卡片資訊,並用來提光人們的帳戶。以晶片卡取代磁條卡大大減少了這個問題,但行動登入則帶來了新的憂慮。
     
    One Chase customer recently had $2,900 stolen from her account through the bank’s new cardless system — which she had never used. A thief got her online banking user name and password, installed Chase’s mobile app on his or her phone, and used it to withdraw cash. Unlike most cardless systems, Chase’s does not require customers to enter their four-digit PIN at the cash machine.
     
    Chase refunded the customer’s lost money and immediately made security changes. “We’ve put safeguards in place to protect our customers,” said Michael Fusco, a Chase spokesman. The bank’s system still does not require PINs, but Chase is confident it can detect and prevent similar attacks, he said.
     
    一名摩根大通顧客最近被人透過該銀行新的無卡系統,從她帳戶內偷走2萬9000美元,但該系統她卻從未使用過。有個小偷拿到她的線上銀行使用者名稱與密碼,在他或她的手機上安裝了摩根大通的行動App,並利用它來提款。跟多數無卡系統不同的是,摩根大通銀行的App並未要求顧客在自動提款機上輸入4位數的PIN碼。
     
    摩根大通發言人麥可·法斯科表示,摩根大通退還了該顧客損失的錢,並立即進行安全性更改。「我們已實施安全措施來保護我們的顧客。」他並說,該行系統仍未要求輸入PIN碼,但有信心現在可偵測並防止類似攻擊。
     
    Other banks have fared better, and say their fraud rates on mobile ATM transactions are significantly lower than those for traditional card-swipe withdrawals.
     
    Wintrust Financial, which operates community banks in Illinois and Wisconsin, added cardless access to all its 250 cash machines nearly three years ago. Thanks to multiple layers of security, there has been no fraud so far, said Thomas P. Ormseth, a senior vice president at the bank. (“Knock on wood,” he added.)
     
    其他銀行的情況更好,並表示它們行動ATM交易的詐欺率遠低於傳統的刷卡取款交易。
     
    銀行業者Wintrust Financial在伊利諾州與威斯康辛州經營社區銀行,在旗下所有250台自動提款機新增無卡登入功能已接近三年。該銀行資深副總裁湯瑪斯.歐姆西斯表示,多虧有多層安全機制,迄今還未發生詐欺事件。(他接著說:「老天保佑。」)
    Source: https://paper.udn.com/udnpaper/POH0067/311064/web/
    文/Stacy Cowley譯/陳韋廷
     
    For more English shadowing articles, please visit www.15mins.today
    5 min
  • 每日跟讀#489 : Banks Look to Cellphones to replace A.T.M. Cards
    每日跟讀#489 : Banks Look to Cellphones to replace A.T.M. Cards
    Wallets can be lost, stolen or forgotten, but most people today would not be caught dead without their phones.
     
    Banks understand, and are grabbing on to that trend. Customers who do not want to fumble around in their wallet for their ATM card — or who have misplaced it for the umpteenth time — will soon be able to unlock cash dispensers’ coffers by using their phone.
     
    皮夾可能會搞丟、被偷或是忘了帶,但時下多數人怎麼樣也要把手機帶在身邊。銀行業者深明這一點,並正緊緊把握這個趨勢。不想在皮夾裡翻找ATM(自動櫃員機)卡片、或是無數次忘記卡片放在什麼地方的顧客,很快就能用自己手機來為自動提款機的錢箱解鎖。
     
    JPMorgan Chase, which has more ATMs in the United States — 18,000 — than any other bank, has activated this technology on a few hundred machines in four test cities, including Miami and San Francisco. Six thousand more are upgraded and ready to go.
     
    Bank of America and Wells Fargo plan to introduce cardless options to all their machines by the end of the year. And while swiping an ATM card may not exactly seem onerous, bankers think going card-free will be a hit with consumers.
     
    “It’s about having the choice,” said Jonathan Velline, Wells Fargo’s head of ATM and branch banking. “If you’ve lost your card or left home without your wallet, chances are you still have your smartphone in your hand.
     
    摩根大通銀行在全美的ATM比任何其他銀行都多,達1萬8000台,該行已在邁阿密、舊金山等四座試點城市的數百台機器啟用這項技術。另有6000台機器亦已升級,準備推出。
     
    美國銀行和富國銀行計畫在年底前把無卡功能選項導入旗下所有機器。雖然刷個ATM卡片似乎並沒那樣麻煩,但銀行業者認為無卡交易會大受消費者歡迎。
     
    富國銀行ATM暨分行金融業務部門主管喬納森.威靈說:「這跟有所選擇有關。若你遺失了卡片或出門沒帶皮夾,你手上很可能仍有智慧手機。」
     
    But of course, any new financial technology brings with it new security holes.
     
    For decades banks have battled “skimming,” in which criminals sabotage ATMs to steal the information off a card and use it to clear out people’s accounts. The replacement of magnetic stripe cards with chip cards significantly reduced that problem, but mobile access brings in new worries.
     
    當然,任何新的金融科技都會帶來新的安全漏洞。
     
    銀行業者數十年來一直跟「側錄」行為對抗,罪犯破壞ATM來竊取卡片資訊,並用來提光人們的帳戶。以晶片卡取代磁條卡大大減少了這個問題,但行動登入則帶來了新的憂慮。
     
    One Chase customer recently had $2,900 stolen from her account through the bank’s new cardless system — which she had never used. A thief got her online banking user name and password, installed Chase’s mobile app on his or her phone, and used it to withdraw cash. Unlike most cardless systems, Chase’s does not require customers to enter their four-digit PIN at the cash machine.
     
    Chase refunded the customer’s lost money and immediately made security changes. “We’ve put safeguards in place to protect our customers,” said Michael Fusco, a Chase spokesman. The bank’s system still does not require PINs, but Chase is confident it can detect and prevent similar attacks, he said.
     
    一名摩根大通顧客最近被人透過該銀行新的無卡系統,從她帳戶內偷走2萬9000美元,但該系統她卻從未使用過。有個小偷拿到她的線上銀行使用者名稱與密碼,在他或她的手機上安裝了摩根大通的行動App,並利用它來提款。跟多數無卡系統不同的是,摩根大通銀行的App並未要求顧客在自動提款機上輸入4位數的PIN碼。
     
    摩根大通發言人麥可·法斯科表示,摩根大通退還了該顧客損失的錢,並立即進行安全性更改。「我們已實施安全措施來保護我們的顧客。」他並說,該行系統仍未要求輸入PIN碼,但有信心現在可偵測並防止類似攻擊。
     
    Other banks have fared better, and say their fraud rates on mobile ATM transactions are significantly lower than those for traditional card-swipe withdrawals.
     
    Wintrust Financial, which operates community banks in Illinois and Wisconsin, added cardless access to all its 250 cash machines nearly three years ago. Thanks to multiple layers of security, there has been no fraud so far, said Thomas P. Ormseth, a senior vice president at the bank. (“Knock on wood,” he added.)
     
    其他銀行的情況更好,並表示它們行動ATM交易的詐欺率遠低於傳統的刷卡取款交易。
     
    銀行業者Wintrust Financial在伊利諾州與威斯康辛州經營社區銀行,在旗下所有250台自動提款機新增無卡登入功能已接近三年。該銀行資深副總裁湯瑪斯.歐姆西斯表示,多虧有多層安全機制,迄今還未發生詐欺事件。(他接著說:「老天保佑。」)
    Source: https://paper.udn.com/udnpaper/POH0067/311064/web/
    文/Stacy Cowley譯/陳韋廷
     
    For more English shadowing articles, please visit www.15mins.today
    5 min
  • 每日跟讀#488 :How Much Magic Can ‘Harry Potter’ Make?
    每日跟讀#488 :How Much Magic Can ‘Harry Potter’ Make?
    Joanne Kathleen Rowling looked slightly tense. She had just completed a television segment, alongside her collaborators on “Harry Potter and the Cursed Child,” the eighth — and the only theatrical — installment in her celebrated wizarding saga, which begins previews on March 16 at the Lyric Theater on Broadway. Now she had another interview to do.
    Rowling is famously private. And crazily famous. Her Harry Potter novels have sold over 450 million copies since the first was published in 1997, spawning an empire that now encompasses movies, the spinoff “Fantastic Beasts” films, Harry Potter Wizarding World theme parks, and detective novels (written under a pseudonym) that have been made into a television series.
    喬安.凱瑟琳.羅琳看來略顯緊張。她和「哈利波特與被詛咒的孩子」的合作夥伴,剛剛結束了電視訪問。此刻她又要接受另一個採訪。該舞台劇是她著名的巫師傳奇的第八部,也是唯一一部劇場作品,3月16日開始在百老匯吟唱劇場展開預演。
    羅琳女士出了名的不喜歡曝光。而她也出名到爆。她的哈利波特系列小說自1997年首部發行以來,已在全球銷售逾4億5000萬冊,且已發展成為一個帝國,如今涵蓋電影、外傳「野獸」電影、哈利波特魔法世界主題公園,以及被製作成電視連續劇的偵探小說(以化名書寫)。
    Like much else she touches, her first theatrical venture has been a smash. It earned rave reviews and sold-out houses in London, going on to win in a record-breaking nine categories at last year’s Olivier Awards, the British equivalent of the Tonys.
    And yet Rowling, who started out as a struggling single mother, writing her first Harry Potter novel in Edinburgh cafes, seemed — despite an armor of smart wrap dress and high heels — determined to take absolutely nothing for granted.
    就像她碰觸到的許多其他東西一樣,她的第一個舞台劇嘗試也一砲而紅。在倫敦贏得如潮好評,門票銷售一空,接著並在去年有英國東尼獎之稱的(勞倫斯)奧利佛獎,創紀錄拿下9項大獎。
    當初只是位經濟拮据單親媽媽,在愛丁堡的咖啡館完成她的第一本哈利波特小說的羅琳女士,儘管披掛整齊,足登高跟鞋,身穿漂亮的V領束腰連身裙,但她仍決心全力以赴,絕不將任何事情視為理所當然。
    “We see this as a new challenge,” she said, looking at John Tiffany, the show’s cheerful director, and Jack Thorne, its tall and gangly writer, who were seated with her backstage at the Palace Theater in the West End here. “Broadway is a scary place.”
    Broadway is a scary place, with new productions — even those based on beloved titles — routinely failing to live up to their producers’ hopes and dreams. And “Cursed Child” confronts challenges in New York that it didn’t face when it opened here in July 2016 amid more mystery, excitement and anticipation than attends most presidential elections. (And what felt like just about as much media coverage.)
     
    她說:「我們認為這是一個新的挑戰。」說時望向這部舞台劇興高采烈的導演約翰.蒂芬尼和高瘦的作家傑克.索恩,兩人和她一起坐在倫敦西區此間皇宮劇院的後台。「百老匯是個可怕的地方。」
     
    百老匯確是個可怕的地方,一些新的製作,即使是以深受喜愛作品為基礎的產品,往往仍無法符合製作人的期望和夢想。「被詛咒的孩子」在紐約面對的,是該劇2016年7月在此間搬上舞台時並未曾遭遇的挑戰, 當時伴隨該劇的神秘感、興奮感和期待都高於大多數總統選舉。 (感覺獲得的媒體報導也一樣多)。
     
    Secrecy about the story line, collectively developed by Rowling, Thorne and Tiffany, fed a growing obsession with what the play would reveal about Harry and Company, and a #keepthesecret campaign encouraged a clublike camaraderie among the preview audiences.
     
    But now that script has been published, reviews have been written and tweets have been tweeted, the plot — a coming-of-age trajectory for Harry’s second son, Albus — is out there. (According to Scholastic, the Potter publisher, the book version of “Cursed Child” has sold over 5 million copies in the United States.)
     
    Unlike most family-oriented Broadway offerings, “Cursed Child” is a play, not a musical, and it will compete in the spring with Disney’s musical adaptation of the animated blockbuster “Frozen.”
     
    羅琳女士,索恩和蒂芬尼對聯手打造的故事情節保密到家,讓人們越來越關注這部戲會透露有關哈利和夥伴們的什麼事,而一場#保密活動,也在預覽觀眾中鼓舞了一種類似粉絲團的友誼。
     
    不過,如今腳本已公諸於世,評論也已出爐,推文也已被發送,至於情節,哈利的二兒子阿不斯的成熟軌跡,已攤開在那裡。 (根據哈利波特出版商學者出版集團,「被詛咒的孩子」的印刷版已在美國銷售逾500萬本。)
     
    與大多數以家庭為導向的百老匯產品不同,「被詛咒的孩子」是一部舞台劇,不是音樂劇,它將在春季與迪士尼動畫巨片「冰雪奇緣」改編的音樂劇一較高下。
     
    For more English shadowing articles, please visit www.15mins.today
    5 min
  • 每日跟讀#488 :How Much Magic Can ‘Harry Potter’ Make?
    每日跟讀#488 :How Much Magic Can ‘Harry Potter’ Make?
    Joanne Kathleen Rowling looked slightly tense. She had just completed a television segment, alongside her collaborators on “Harry Potter and the Cursed Child,” the eighth — and the only theatrical — installment in her celebrated wizarding saga, which begins previews on March 16 at the Lyric Theater on Broadway. Now she had another interview to do.
    Rowling is famously private. And crazily famous. Her Harry Potter novels have sold over 450 million copies since the first was published in 1997, spawning an empire that now encompasses movies, the spinoff “Fantastic Beasts” films, Harry Potter Wizarding World theme parks, and detective novels (written under a pseudonym) that have been made into a television series.
    喬安.凱瑟琳.羅琳看來略顯緊張。她和「哈利波特與被詛咒的孩子」的合作夥伴,剛剛結束了電視訪問。此刻她又要接受另一個採訪。該舞台劇是她著名的巫師傳奇的第八部,也是唯一一部劇場作品,3月16日開始在百老匯吟唱劇場展開預演。
    羅琳女士出了名的不喜歡曝光。而她也出名到爆。她的哈利波特系列小說自1997年首部發行以來,已在全球銷售逾4億5000萬冊,且已發展成為一個帝國,如今涵蓋電影、外傳「野獸」電影、哈利波特魔法世界主題公園,以及被製作成電視連續劇的偵探小說(以化名書寫)。
    Like much else she touches, her first theatrical venture has been a smash. It earned rave reviews and sold-out houses in London, going on to win in a record-breaking nine categories at last year’s Olivier Awards, the British equivalent of the Tonys.
    And yet Rowling, who started out as a struggling single mother, writing her first Harry Potter novel in Edinburgh cafes, seemed — despite an armor of smart wrap dress and high heels — determined to take absolutely nothing for granted.
    就像她碰觸到的許多其他東西一樣,她的第一個舞台劇嘗試也一砲而紅。在倫敦贏得如潮好評,門票銷售一空,接著並在去年有英國東尼獎之稱的(勞倫斯)奧利佛獎,創紀錄拿下9項大獎。
    當初只是位經濟拮据單親媽媽,在愛丁堡的咖啡館完成她的第一本哈利波特小說的羅琳女士,儘管披掛整齊,足登高跟鞋,身穿漂亮的V領束腰連身裙,但她仍決心全力以赴,絕不將任何事情視為理所當然。
    “We see this as a new challenge,” she said, looking at John Tiffany, the show’s cheerful director, and Jack Thorne, its tall and gangly writer, who were seated with her backstage at the Palace Theater in the West End here. “Broadway is a scary place.”
    Broadway is a scary place, with new productions — even those based on beloved titles — routinely failing to live up to their producers’ hopes and dreams. And “Cursed Child” confronts challenges in New York that it didn’t face when it opened here in July 2016 amid more mystery, excitement and anticipation than attends most presidential elections. (And what felt like just about as much media coverage.)
     
    她說:「我們認為這是一個新的挑戰。」說時望向這部舞台劇興高采烈的導演約翰.蒂芬尼和高瘦的作家傑克.索恩,兩人和她一起坐在倫敦西區此間皇宮劇院的後台。「百老匯是個可怕的地方。」
     
    百老匯確是個可怕的地方,一些新的製作,即使是以深受喜愛作品為基礎的產品,往往仍無法符合製作人的期望和夢想。「被詛咒的孩子」在紐約面對的,是該劇2016年7月在此間搬上舞台時並未曾遭遇的挑戰, 當時伴隨該劇的神秘感、興奮感和期待都高於大多數總統選舉。 (感覺獲得的媒體報導也一樣多)。
     
    Secrecy about the story line, collectively developed by Rowling, Thorne and Tiffany, fed a growing obsession with what the play would reveal about Harry and Company, and a #keepthesecret campaign encouraged a clublike camaraderie among the preview audiences.
     
    But now that script has been published, reviews have been written and tweets have been tweeted, the plot — a coming-of-age trajectory for Harry’s second son, Albus — is out there. (According to Scholastic, the Potter publisher, the book version of “Cursed Child” has sold over 5 million copies in the United States.)
     
    Unlike most family-oriented Broadway offerings, “Cursed Child” is a play, not a musical, and it will compete in the spring with Disney’s musical adaptation of the animated blockbuster “Frozen.”
     
    羅琳女士,索恩和蒂芬尼對聯手打造的故事情節保密到家,讓人們越來越關注這部戲會透露有關哈利和夥伴們的什麼事,而一場#保密活動,也在預覽觀眾中鼓舞了一種類似粉絲團的友誼。
     
    不過,如今腳本已公諸於世,評論也已出爐,推文也已被發送,至於情節,哈利的二兒子阿不斯的成熟軌跡,已攤開在那裡。 (根據哈利波特出版商學者出版集團,「被詛咒的孩子」的印刷版已在美國銷售逾500萬本。)
     
    與大多數以家庭為導向的百老匯產品不同,「被詛咒的孩子」是一部舞台劇,不是音樂劇,它將在春季與迪士尼動畫巨片「冰雪奇緣」改編的音樂劇一較高下。
     
    For more English shadowing articles, please visit www.15mins.today
    5 min

About 通勤學英語 15Mins Today

From the publisher's feed

🎧 通勤學英語Podcast — 2020 Apple Podcast 十大熱門節目 | 2021 KKBox 十大風雲Podcast | Himalaya 年度Best Podcast


每天15分鐘,利用喝咖啡、通勤、塞車的零碎時間,輕鬆學英語!不用死背單字和文法,讓你沉浸在自然英語環境,學了就能用!


🌟…

Best of 通勤學英語 15Mins Today

Ranked by our users in the last 21 days

More shows like 通勤學英語 15Mins Today

大人的Small Talk by 大人學

大人的Small Talk

248 Listeners

Kevin 英文不難 by Kevin

Kevin 英文不難

85 Listeners

聽天下:天下雜誌Podcast by 天下雜誌

聽天下:天下雜誌Podcast

181 Listeners

哇賽心理學 by 哇賽心理學

哇賽心理學

132 Listeners

Gooaye 股癌 by 謝孟恭

Gooaye 股癌

768 Listeners

English Digest 實用空中美語 by AMC空中美語

English Digest 實用空中美語

10 Listeners

這句英文怎麼說 by iVY BAR

這句英文怎麼說

16 Listeners

下一本讀什麼? by 閱讀前哨站 瓦基

下一本讀什麼?

187 Listeners

學校沒教的英語聽力 by Leah & Janice

學校沒教的英語聽力

43 Listeners

時事英文 English News by ssyingwen

時事英文 English News

47 Listeners

口說英語通 by NER國立教育廣播電臺

口說英語通

11 Listeners

5分鐘情境英文馬上用 | MJ英語 | MJ English by MJ English / MJ英語

5分鐘情境英文馬上用 | MJ英語 | MJ English

11 Listeners

天下學習 by 天下雜誌

天下學習

20 Listeners

看新聞學英文|William 每周新聞英文| 教你記單字|看懂文章 by WilliamLin

看新聞學英文|William 每周新聞英文| 教你記單字|看懂文章

6 Listeners

HOT 基礎英文新聞 Hot English News by CLN (Corporate Language Network)

HOT 基礎英文新聞 Hot English News

4 Listeners