Welcome back to the final part of our 'Ultimate Home Buyer's Guide' mini-series.

Buying the house is just the start of the journey.

It's incredibly easy to get "renovation fever" and start spending money at Bunnings, but Jason Bonham joins us to explain why kitchens and bathrooms remain the biggest high-ticket value adds for your property.

We dive into the $50,000 renovation that returned $250,000 and why "elbow grease" is your best friend when it comes to staying on budget.

Shelley Palman from enable.me also breaks down the financial side of things.

We talk about the trap of overcapitalising, the reality of rates and insurance, and how to maintain a saving habit even when the mortgage is biting.

Whether you're planning a $20,000 tweak or a major extension, we look at the trade-offs you need to consider before you pick up a hammer.

This episode was made possible thanks to our friends at enable.me. Financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.