Fern sits down with Vaughn Vernon of Affiliate Guard to discuss all things new and old on Insurance Policies for affiliates.  Affiliate guard represents about 2500 CrossFit Affiliates and Fern has been with them for several years.  They have a new process for tracking and managing the affiliates risk.  This involves things like annual background checks for coaches and staff and state mandates and requirements for opening and operating in an environment with Covid-19.  This episode is jammed with some gems about affiliates and what they should consider with regard to their insurance policies.