Money is rarely just about math—it’s about stories, habits, emotions, and, for ADHDers, often a deep sense of shame. In this episode, Pete and Nikki sit down with Nicole Stanley, financial coach and founder of Arise Financial Coaching, to unpack the hidden ways ADHD intersects with our finances—and how we can finally start to build a healthier, ADHD-friendly relationship with money.

Nicole shares her own diagnosis journey and the challenges of postpartum depression, financial anxiety, and feeling “not enough” as a new mom. From there, she walks us through how our early experiences shape money beliefs (most of us make up our financial mindset by age seven!), and why traditional budgeting advice so often fails the ADHD brain.

This conversation is a blueprint for anyone who’s ever felt overwhelmed, behind, or just exhausted trying to “do money right.” Nicole reframes key concepts: how to spot the real root of your financial stress, why automating your systems might be better than trying to “budget harder,” and how to emotionally connect to your goals so you’re actually excited to follow through.

Plus: what financial coaches really do, how ADHDers can leverage dopamine to create a positive money loop, and the five core financial problems that every person needs to identify before they can move forward. Whether you’re in credit card debt, unsure where your money’s going, or just sick of feeling behind—this episode is your permission to drop the shame and start where you are.

Links & Notes

• Arise Financial Coaching
• YNAB (You Need A Budget)
• Become a Supporting Member
• Join the ADHD Discord Community
• Dig into the podcast Shownotes Database

Books Mentioned in This Episode:

• The Simple Path to Wealth by J.L. Collins
• Your Money or Your Life by Vicki Robin & Joe Dominguez
• I Will Teach You to Be Rich by Ramit Sethi
• Happy Money by Ken Honda
• You mean I’m Not Lazy, Stupid, or Crazy?! by Kate Kelly & Peggy Ramundo
• Die with Zero: Getting All You Can from Your Money and Your Life by Bill Perkins

• (00:00) - Introducing Nicole Stanley