#319 What if saving money isn’t the key to financial freedom—but creating cash flow is? In this episode hosted by Kirsten Tyrrel, Chris Miles, the cash flow expert and founder of Money Ripples, reveals why true financial freedom comes from cash flow, not just saving or investing in traditional ways. Chris shares how he retired twice by building streams of passive income — and how he bounced back from losing it all. He challenges conventional financial advice and explains why creating liquidity and diversifying income streams are key to long-term wealth. Tune in to learn how to stop relying solely on business income, build cash flow, and make your money work for you!

+ Cash flow vs. savings

+ Multiple income streams

+ Avoiding financial traps

+ Building liquidity for stability

+ Why net worth isn’t enough

+ Real estate for passive income

+ Phases of business growth

+ The danger of over-hustling

+ The power of partnerships

+ Mindset and emotional intelligence

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