Our all-star cast today wonders out loud whether you need to actually save as much as the popular press says you need to save. Plus, they also ask whether you should pay down your debt the mathematically correct way or maybe use a method that fits with your emotions....

On today's show we have a talented and fun lineup of guests including writer Alaina Tweddale, USA Today columnist Pete The Planner, and award-winning financial app creator Eric Nissan (DIY.fund).

But of course, that's not all. At the halfway mark of today's show we'll help you with your career with advice from TheMuse.com Kathryn Minshew. Worried about networking and meeting the right people? We'll give you tips to help your career (and not damage it) on today's show.

Big thanks to MagnifyMoney.com for sponsoring today's show!