Ive heard for many years about the end of the boom times. This is nothing more than natural cycles in the universe coming into balance. So yeh, I agree. But when you artificially inflate a stock market to record highs for so long, the fall is coming from much higher points and you can imagine how that will feel for those falling off that cliff. Best you be prepared for this, so well go into details on what you can do now to avoid destruction now and find opportunities.