This is the first in a small series I've been wanting to do on the podcast for a while. I thought it was timely since people are living in a world where they are losing their jobs, reduced income, small business closures, etc. and the natural path is to find ways to get by with less. This typically means cutting expenses. However the reality for the unconstrained is that frugality is just a way of life, so they are the best prepared for the ups and downs of the economy.