Anita and Mel pull themselves together after Halloween. Anita is getting one step closer to figuring out her headstone situation while Mel faces her husband's 3rd 'deathiversary' in a few days. The fancy lady, Joy Kirsch, enters the conversation and drops amazing financial knowledge bombs on them. Anita and Mel realize JUST how fancy the fancy lady is.

Second Opinion for listeners and Free checklist/articles for widows:

https://www.meritfinancialadvisors.com/services/loss-of-a-spouse/

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You can reach Joy D. Kirsch, CFP, CeFT at [email protected] and learn more about the financial services she offers widows at https://www.meritfinancialadvisors.com/services/loss-of-a-spouse/.  You can learn more about the non-profit, The Widow’s Journey at www.thewidowsjourney.org . Joy offers securities through LPL Financial, Member FINRA/SIPC.  Investment advice offered through Merit Financial Group, a registered investment advisor.  Merit Financial Group, The Widows Journey and LPL Financial are separate entities.  (see how fancy?!)


footnotes:
(1) Widows’ Voices: The Value of Financial Planning, Rehl, et.al, Journal of Financial
Services Professionals. Vol. 70, No.1, pp 53-60, January 2016) (2) Social Security
Administration, 2005)