Good With Money

In this episode we're diving into 6 reasons you might be spending more than you want to (or more than you think) and what to do to flip it. In discovering what can keep us upholding a pattern of behaviour, we can unlock the antidote in order to make the opposite behaviour our new default setting.

Vote for The Broke Generation Podcast in the Australian Podcast Awards: https://www.australianpodcastawards.com/voting

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Join the waitlist for the final Wardrobe Project cohort of 2024: https://mailchi.mp/e60be6e4205a/eyhjwar1s8

Get the Pulse Money Journal: https://thebrokegeneration.com/product/pulse-spending-journal/ 

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

As Spend-tember rolls on, we're not just talking about money tips - we're digging deeper. Today, we explore your "Money Manuscript," the narrative you've unconsciously written about money throughout your life. This script shapes how you think, feel, and behave with money, often more than we realise.

Why does this matter? Because understanding your financial story is the key to changing it. If you’ve been feeling stuck, anxious, or overwhelmed about money, it’s likely rooted in these underlying beliefs and experiences. By acknowledging your Money Manuscript, you can start rewriting it to better align with your current goals and values.

In this episode, we discuss practical steps to identify and update your money story, reframe your mindset around saving, and create healthier financial habits that feel natural. Whether you're just starting this journey or have been on it for years, this conversation offers insights to help you move forward with more confidence and clarity.

Join the discussion! If you haven't yet joined our Facebook group, what are you doing?! We have ongoing discussion threads about each episode and themes from Spend-tember, along with homework tasks to help you dive deeper into your financial habits and mindset.

Vote for The Broke Generation Podcast in the Australian Podcast Awards: https://www.australianpodcastawards.com/voting 

Where to find The Broke Generation

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration  

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

See omnystudio.com/listener for privacy information.

Join the Spend-tember Facebook group: https://www.facebook.com/share/g/7ZwmieN2ZEPjxsHr/ 

Vote for The Broke Generation Podcast in the Australian Podcast Awards: https://www.australianpodcastawards.com/voting 

See omnystudio.com/listener for privacy information.

In this episode we're diving into three types of spending: planned, prepared and impulsive. We'll explore the differences between the three, and how you can use them to audit your current behaviour, farm that data to build a money management style that works for you, and benchmark how you're tracking over time, too. 

Listen to the 'what season of money' episode mentioned in this podcast here: https://thebrokegeneration.com/blog/episodes/what-season-of-money-are-you-in-the-comments-section-with-e-v/?portfolioCats=362 

Join the Spend-tember Facebook group: https://www.facebook.com/share/g/7ZwmieN2ZEPjxsHr/ 

Vote for The Broke Generation Podcast in the Australian Podcast Awards: https://www.australianpodcastawards.com/voting 

See omnystudio.com/listener for privacy information.

Welcome back to Spend-tember! Today, we're unpacking the concept of the "fantasy self" and exploring how it influences our financial behaviours and spending decisions. If you've participated in my wardrobe challenges, you might already be familiar with the idea of the fantasy self when it comes to clothing. But today, we're broadening that lens to see how it shows up in various aspects of our lives.

Today I’m covering:

• Understanding the Fantasy Self
• Common Categories Where the Fantasy Self Shows Up
• How to Dismantle Your Fantasy Self

Join the discussion! If you haven't yet joined our Facebook group, what are you doing?! We have ongoing discussion threads about each episode and themes from Spend-tember, along with homework tasks to help you dive deeper into your financial habits and mindset.

Listen to the episode on Spending Runways mentioned in this episode here: https://thebrokegeneration.com/blog/episodes/are-spending-runways-draining-your-money/?portfolioCats=362 

Join the Spend-tember Facebook group: https://www.facebook.com/share/g/7ZwmieN2ZEPjxsHr/ 

Vote for The Broke Generation Podcast in the Australian Podcast Awards: https://www.australianpodcastawards.com/voting 

Where to find The Broke Generation

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration  

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

See omnystudio.com/listener for privacy information.

In the final episode of The Comments Section Season Two, we’re digging through the dirty laundry pile that is the intersection of feminism and spending habits, and whether it is unfeminist to critique women's spending habits. Historically, financial media has framed men's spending around wealth-building and investment, while women's spending has often been associated with saving and cutting back. This dichotomy raises the question: is it wrong to scrutinise women's spending when men aren't subjected to the same narrative?

Telling women to ignore their spending habits and simply "build wealth" without addressing the deeper societal pressures misses the point. While it’s crucial to acknowledge that the pressure to maintain a certain appearance or lifestyle is heavily marketed to us, we also discuss the importance of engaging with our financial behaviours. It’s not just about blaming ourselves but rather understanding the structures that shape our financial decisions and taking control to redirect our resources.

The Broke Generation is nominated in the Australian Podcast Awards! If you’ve loved having us in your ears lately, you can cast your vote here. Just search for ‘The Broke Generation’ and follow the prompts. Voting closes 10 October 2024.

Thanks to our sponsors, Wallace Advocates, AJT Legal, Lending Solved.

Where to find Emma

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration  

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

Where to find Victoria

Instagram: https://www.instagram.com/bad.bitch.money/?hl=en

Newsletter: https://substack.com/@victoriashakeshaft

See omnystudio.com/listener for privacy information.

WELCOME TO SPEND-TEMBER! 30 days to optimise your spending habits and live a better life. 

Join the Spend-tember Facebook group: https://www.facebook.com/share/g/7ZwmieN2ZEPjxsHr/ 

Vote for The Broke Generation Podcast in the Australian Podcast Awards: https://www.australianpodcastawards.com/voting 

Where to find The Broke Generation

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration  

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

See omnystudio.com/listener for privacy information.

[WARNING: LOVE IS BLIND UK SPOILERS IN THIS EPISODE] Love is Blind UK has just wrapped on Netflix and WHAT. A. SEASON. From prenups to "I don'ts" to who pays for dinner and Sabrina's £70 supermarket shop, there were SO many juicy money themes in this series that I just had to unpack with someone. 

I'm joined by author of Money Talks, Ellie Austin-Williams, to chat about the couples form this season and explore some of the money stuff that came up during the show. Despite money being firstly a mathematical concept, what we kept coming back to was how deeply values-based so many of the financial conflicts were, highlighting how important it is to understand your own financial compass in order to have a healthy relationship. 

Highlights:

• Reunion debrief, including Sabrina's £70 supermarket shop and an ironing board
• Clashing love languages and the financial side of investing in a relationship
• Tom and Maria's clashing financial values
• Who pays for dinner on a first date?
• Can you ever reconcile differences in foundational financial values?
• What questions could the couples be asking in the pods to get to know each other more intimately on a financial level?
• Prenups, protecting your assets, and what's fair

IMPORTANT: when it comes to money and relationships, it's important to be aware of the risks and red flags for financial abuse. This interview episode with Serena McDuff from Respect Victoria explores financial abuse and its warning signs: https://open.spotify.com/episode/0Co414jUd8h9Nghh9sqq2V?si=ZBoM0GBsRUugI82g2jGt7A&nd=1&dlsi=0b9407665813470a 

Where to find Ellie:

Instagram: @thisgirltalksmoney

Book: Money Talks https://www.penguin.com.au/books/money-talks-9781786787996

Website: https://www.thisgirltalksmoney.co.uk/ 

Where to find The Broke Generation

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration  

Order my book, Good with Money!

See omnystudio.com/listener for privacy information.

This week, we're diving into the messy reality of failure. We’re unpacking the modern narrative that every failure must teach us something or shape our success. But let's be real—sometimes, failure is just failure. From botched jobs to disastrous side hustles, we’ve all been there. We explore the pressure to be grateful for failures, even when they don’t neatly fit into our life’s success story. Ever tried to spin getting fired from a waitressing gig into a stepping stone? It’s a stretch.

We also touch on the emotional weight of redundancy and how some failures don’t need to be transformed into life lessons. Maybe they’re just missteps we’d rather forget. And while failure can build resilience, not every misstep needs to be a defining moment. Join us as we share our own flops, from failed fitness kicks to embarrassing work blunders, and how we’ve learned that sometimes, it’s okay to just move on without turning every failure into a victory lap.

Thanks to our sponsors, Wallace Advocates, AJT Legal, Lending Solved.

Where to find Emma

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration  

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

Where to find Victoria

Instagram: https://www.instagram.com/bad.bitch.money/?hl=en

Newsletter: https://substack.com/@victoriashakeshaft

See omnystudio.com/listener for privacy information.