One of your MOST LOVED eps from last year was all about upgrading your life without spending a fortune, so I'm back with more ways to do exactly that. From what you drink your morning coffee out of, to how you unwind when you're stressed, these 10 little upgrades are absolutely overflowing in lifestyle value and bang-for-buck.

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Ever feel like your brain is constantly running a background tab called "am I spending this right?" This episode is all about quieting that noise.

Money rules can help you simplify your financial decisions and allow money to be a resource in your life. Instead of relying on willpower in the moment, your 'personal policies' let you pre-decide, so your future self doesn't have to.

In this episode, we break down what money rules are, why they work (hint: systems always beat willpower), and how to build your own using a simple three-part framework.

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Welcome back once again to The Monthly Wrap: what's been cracking in life, money and business over here at Broke HQ. Thanks as always to PocketSmith for sponsoring this episode.

Each month I'll take you through:

• The monthly mood: what was the vibe of my finances last month?
• An overview of the month in life, money and business
• RECEIPTS: where my money went, using my PocketSmith dashboard for insights
• The money mirror: what was my transaction list reflecting back at me
• BOARD MEETING: business updates, projects and challenges
• GROUP CHAT: life updates, hacks, recipes, and hot goss
• Next month's focus and 3 quick hit goals to focus on

Head to www.pocketsmith.com/thebrokegeneration to check out PocketSmith's foundation plan and snag yourself 2 months at 50% off.

See omnystudio.com/listener for privacy information.

In this episode I'm diving into the doom spending narrative that's spreading online, including why we're tempted to do it, why it's unhelpful, and what to do instead.

ORDER THE WARDROBE PROJECT!

• Australia/NZ: https://amzn.to/3Jatx9x 
• UK: https://shorturl.at/fKH5O 
• Non-Amazon UK: Bookshop.org 
• US: https://shorturl.at/9KNyb 
• Canada: https://shorturl.at/PgcJx 

ORDER MY FIRST BOOK, GOOD WITH MONEY

• Australia/NZ: https://amzn.to/4aoSWbe
• UK: https://shorturl.at/WQsjo
• US: https://shorturl.at/zrmtg

Where to find me

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration  

Sign up to The Glue: the money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

See omnystudio.com/listener for privacy information.

In this episode I'm talking about a piece of advice that has come up over and over again in conversations about money in recent months, which is this: manage your money and your life like its a business and you're in charge.

Developing emotional intelligence around your money is a critical part of being good with money – but we're not taught how to do it. Starting with this business-style approach to managing your money helps you see it like a tool, rather than an extension of your identity or a representation of your worth.

Highlights:

• Treating your life like a business to give you the clarity you need for success
• Allocating funds to your different life "departments"
• Being proactive and reactive accordingly
• Investing in growth and efficiency
• Adopting a "margin mindset"
• Identifying when your lifestyle isn't viable (and what to do instead)
• Viewing things from a big picture perspective by taking an annual approach to expenses

ORDER THE WARDROBE PROJECT!

• Australia/NZ: https://amzn.to/3Jatx9x 
• UK: https://shorturl.at/fKH5O 
• Non-Amazon UK: Bookshop.org 
• US: https://shorturl.at/9KNyb 
• Canada: https://shorturl.at/PgcJx 

ORDER MY FIRST BOOK, GOOD WITH MONEY

• Australia/NZ: https://amzn.to/4aoSWbe
• UK: https://shorturl.at/WQsjo
• US: https://shorturl.at/zrmtg

Where to find me

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration  

Sign up to The Glue: the money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

See omnystudio.com/listener for privacy information.

Welcome back to another Monthly Wrap episode thanks to my friends at PocketSmith.

Each month I'll take you through:

• The monthly mood: what was the vibe of my finances last month?
• An overview of the month in life, money and business
• RECEIPTS: where my money went, using my PocketSmith dashboard for insights
• The money mirror: what was my transaction list reflecting back at me
• BOARD MEETING: business updates, projects and challenges
• GROUP CHAT: life updates, hacks, recipes, and hot goss
• Next month's focus and 3 quick hit goals to focus on

Head to www.pocketsmith.com/thebrokegeneration to check out PocketSmith's foundation plan and snag yourself 2 months at 50% off.

Mentioned in this episode:

• Cat probiotics https://amzn.to/4rTbAhm

See omnystudio.com/listener for privacy information.

I'm back with a new instalment of my 'thank yourself in 10 years' series, so get your hot little butt out for a walk and listen to the next batch of stuff you can do to make life easier for yourself in a decade's time.

Mentioned in this episode:

• How to like yourself part 1: https://open.spotify.com/episode/1SkrdHK8Nn4jpp38lfyJUE
• How to like yourself part 2: https://open.spotify.com/episode/4O7qznE9gmMRzXB4gTbOXM

See omnystudio.com/listener for privacy information.

n this 3-part mini series I'm joined by vet and founder of VetChat, Claire Jenkins, to talk about the cost of pet ownership and how we can manage the cost of pet care amidst the cost of living crisis. These episodes feature insights from our pet owner survey, as well as tips, tricks and advice from Claire on handling the financial aspect of pet ownership.

Episode 3 highlights:

• The cost of common pet conditions/emergencies to be aware of
• How much to have saved if you don't have insurance 
• How to communicate with your vet over financial aspects of pet care
• How telehealth can help you reduce unnecessary trips to the vet and get immediate advice at home

PLUS there's a special offer for The Broke Generation listeners: use code VET10 to get 10% off your VetChat Plus membership and get unlimited telehealth appointments at any time of day, plus cover for 5 common pet emergencies https://www.vetchat.com.au/vetchat-plus?utm_source=the-broke-generation&utm_medium=podcast&utm_campaign=vetchat  

Where to find Claire and VetChat on social media: https://www.instagram.com/vetchataustralia/

See omnystudio.com/listener for privacy information.

In this 3-part mini series I'm joined by vet and founder of VetChat, Claire Jenkins, to talk about the cost of pet ownership and how we can manage the cost of pet care amidst the cost of living crisis. These episodes feature insights from our pet owner survey, as well as tips, tricks and advice from Claire on handling the financial aspect of pet ownership.

Episode 2 highlights:

• Financial anxiety as a pet parent and what causes it
• Common red flags to look out for in your pets
• What mix of savings/insurance/coverage/check ups is ideal to stay on top of pet costs
• A vet's advice for keeping your pet healthy when they hate going to the vet

PLUS there's a special offer for The Broke Generation listeners: use code VET10 to get 10% off your VetChat Plus membership and get unlimited telehealth appointments at any time of day, plus cover for 5 common pet emergencies https://www.vetchat.com.au/vetchat-plus?utm_source=the-broke-generation&utm_medium=podcast&utm_campaign=vetchat  

Where to find Claire and VetChat on social media: https://www.instagram.com/vetchataustralia/

See omnystudio.com/listener for privacy information.

In this 3-part mini series I'm joined by vet and founder of VetChat, Claire Jenkins, to talk about the cost of pet ownership and how we can manage the cost of pet care amidst the cost of living crisis. These episodes feature insights from our pet owner survey, as well as tips, tricks and advice from Claire on handling the financial aspect of pet ownership.

Episode 1 highlights:

• Is pet insurance really worth it?
• How do I understand my policy better?
• What if I don't have it and it's too late now?
• The role of telehealth in managing your pet's health

PLUS there's a special offer for The Broke Generation listeners: use code VET10 to get 10% off your VetChat Plus membership and get unlimited telehealth appointments at any time of day, plus cover for 5 common pet emergencies https://www.vetchat.com.au/vetchat-plus?utm_source=the-broke-generation&utm_medium=podcast&utm_campaign=vetchat  

Where to find Claire and VetChat on social media: https://www.instagram.com/vetchataustralia/

See omnystudio.com/listener for privacy information.