Good With Money

This is a recast of my January miniseries.

Episode #2 of the Get Your Head in the Game Miniseries dives into financial values and how to spend in alignment with them.

The Get Your Head in the Game miniseries is lovingly sponsored by PocketSmith. Head to Pocketsmith.com/thebrokegeneration to get 50% off your first two months of PocketSmith Premium. Plus, learn more about PocketSmith’s transactions feature here: https://learn.pocketsmith.com/article/503-transaction

 Sign up to my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll also nab access to my free 7 daily tasks to set up a budget.

Where to find me:

Instagram: @the.brokegeneration

Blog: The Broke Generation | Destination for Hot Mess Millennials

Disclaimer: Information contained in this podcast is general in nature and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances. 

See omnystudio.com/listener for privacy information.

This episode is a recast of my January miniseries.

Episode #1 of the Get Your Head in the Game Miniseries is all about wiping the financial slate clean for the year ahead. 

The Get Your Head in the Game miniseries is lovingly sponsored by PocketSmith. Head to Pocketsmith.com/thebrokegeneration to get 50% off your first two months of PocketSmith Premium. 

Sign up to my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll also nab access to my free 7 daily tasks to set up a budget.

Where to find me:

Instagram: @the.brokegeneration

Blog: The Broke Generation | Destination for Hot Mess Millennials

Disclaimer: Information contained in this podcast is general in nature and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances. 

See omnystudio.com/listener for privacy information.

In this episode I chat to Daisy Stevens from Finspo: a digital mortgage broker making it easier to get a great home loan, and pay it off faster.

Daisy and I talk through:

• What the heck is going on with interest rates
• What that means for your finances as a home owner
• What refinancing is and how it works
• Why we feel reluctant to refinance (and why we shouldn’t!)
• Ways to keep on top of your home loan and interest rate

Where to find out more about Finspo

Website: finspo.com.au

Instagram: @getfinspo

App: Finspo

- 

Sign up to The Glue: my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll also nab access to my free 7 daily tasks to set up a budget.

Where to find me:

Instagram: @the.brokegeneration

Blog: The Broke Generation | Destination for Hot Mess Millennials

Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances.

See omnystudio.com/listener for privacy information.

In this episode I go through the light and dark of credit cards to help you better understand the risks, rewards, and how to use credit responsibly.

 I go through:

• How interest accumulates on a credit card
• The psychology of why we spend more when paying on credit
• What minimum payments mean
• How credit can impact your ability to get a mortgage
• How credit card rewards points work
• How to assess a credit card’s perks
• How to spend responsibly on a credit card
• And how to recognise when credit isn’t serving you

 Please approach credit products with caution and do appropriate research before applying.

- 

Sign up to The Glue: my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll also nab access to my free 7 daily tasks to set up a budget.

Where to find me:

Instagram: @the.brokegeneration

Blog: The Broke Generation | Destination for Hot Mess Millennials

Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances. 

See omnystudio.com/listener for privacy information.

Today’s episode was created in partnership with H&R Block. I am joined by Sindy Rogers from H&R Block to talk about all things taxes. We debunk what tax brackets really mean and why getting a payrise won’t mean paying a higher tax rate on all your income, what deductions we can make and how to ensure we’re compliant, and the hard hitting questions like ‘will the ATO find out about my crypto profits’ and ‘why do I pay so much tax on my second job’.  

H&R Block have a suite of affordable and reliable tax support for individuals, freelancers and small businesses, and can help make tax time WAY less stressful for you. Remember, the cost of managing your tax affairs is tax deductible! 

H&R Block services: https://www.hrblock.com.au/ 

Plus, checkout ReceiptHub by H&R Block to help you keep track of your deductible receipts each year, and MoneyHub by H&R Block to keep you on top of your spending. 

ReceiptHub: https://www.hrblock.com.au/receipthub/ 

MoneyHub: https://www.hrblock.com.au/financial-services/moneyhub/

-

Sign up to The Glue: my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll also nab access to my free 7 daily tasks to set up a budget.

Where to find me:

Instagram: @the.brokegeneration

Blog: The Broke Generation | Destination for Hot Mess Millennials

Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances. 

See omnystudio.com/listener for privacy information.

In this BONUS episode of the podcast I break down how to change your approach to grocery shopping and meal planning in order to save more money amidst the cost of living crisis. 

I take you through:

• how to optimise your shopping list for maximum money and waste saving
• how to access the benefits of batch cooking without the monotony
• how to create meals with flexible ingredients so you're not left paying $15 for a cauliflower
• how to make the most of every ingredient you buy; and
• how to learn about spices and flavours to dress up basic ingredients into more exciting meals

-

Sign up to The Glue: my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll also nab access to my free 7 daily tasks to set up a budget.

Where to find me:

Instagram: @the.brokegeneration

Blog: The Broke Generation | Destination for Hot Mess Millennials

Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances. 

See omnystudio.com/listener for privacy information.

Hey everyone, today is my 31st birthday so I've recorded a little catch up episode to update you on where I'm at, and shared 10 thoughts about turning 31. After this episode the podcast will be taking a short 3 week break and returning on June 30. 

Where to find me:

Instagram: @the.brokegeneration

Blog: The Broke Generation | Destination for Hot Mess Millennials

See omnystudio.com/listener for privacy information.

In today’s episode I take you through 10 easy ways to feel more wealthy in your everyday life, without earning a single cent more. Often our financial attitudes and behaviours have as much, if not more, impact on our financial reality than the actual numbers. Implement some of these handy tips into your money routine and feel more abundant in an instant.

-

 Sign up to The Glue: my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll also nab access to my free 7 daily tasks to set up a budget.

Where to find me:

Instagram: @the.brokegeneration

Blog: The Broke Generation | Destination for Hot Mess Millennials

Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances. 

See omnystudio.com/listener for privacy information.

In today’s episode I unpack the mental health benefits of romanticising your life, your habits and your money, and share ten easy ways to start implementing romanticisation into your everyday. 

-

Sign up to The Glue: my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll also nab access to my free 7 daily tasks to set up a budget.

Where to find me:

Instagram: @the.brokegeneration

Blog: The Broke Generation | Destination for Hot Mess Millennials

Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances. 

See omnystudio.com/listener for privacy information.

In this episode I chat to my mortgage broker, Alistair Jordan, about all the confusing stuff that comes with first home buying, to help you feel more confident going into the process. We talk through different types of home loans, how brokers work, the difference between fixed and variable loans, different home loan features, and what the heck happens at settlement. 

Where to find Al:

Instagram: @woodrow_finance_group

Website: https://www.woodrowfinancegroup.com.au/

Email: [email protected]

 Full disclosure: in some cases I may receive a referral fee if you choose to work with Al and successfully purchase your home with his help.

-

 Sign up to my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll also nab access to my free 7 daily tasks to set up a budget.

Where to find me:

Instagram: @the.brokegeneration

Blog: The Broke Generation | Destination for Hot Mess Millennials

Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances. 

See omnystudio.com/listener for privacy information.