Why do you take a LOT less risk in the years just before retirement and then notch the risk back up again once you've retired? CFP Michael Kitces asserted that this was the best approach, so we asked him to come down to the basement and explain. It's a great conversation about being careful with your hard-won retirement nest egg.

We also discuss the dumbest article we've read this week on the internet about investing, a book Mark Zuckerberg loves about the money habits of the poor, and more!

Thanks to MagnifyMoney.com and SoFi for sponsoring our show. Looking for better ways to decide which financial products are best? MagnifyMoney is your first stop, and while you're there, you'll notice that SoFi appears at the top of each list when it comes to lending products.