While we're usually not crazy about jumping in the cryptocurrency Kool-aid, a new type of crypto just being birthed called Kinesis caught our eye. This emerging crypto is based on gold and silver...so already it sounds a little different, right? To learn more about Kinesis and just how a new cryptocurrency is birthed, we invited CEO of Kinesis, Thomas Coughlin down to the basement to give us the fundamentals. What makes them different? Why launch a new one when so many others already exist? How do you keep your crypto-money from being stolen? We'll ask these questions and many more today.

Then, in our headlines segment, Vanguard's Chief Investment Officer responds to Fidelity's new no-fee funds. While his answer might not surprise you, how we think this correlates to you and your money just might be a surprise. In our second headline, Wells Fargo has beat back another lawsuit...this one having to do with target date funds.

Of course, we'll still have time for not only Doug's trivia, but also to answer a voicemail from John, who wants to know what advice we'd give someone who isn't sure how to crystalize their long-term goals.

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