Credit card ugliness is the topic on today's show. We've brought two fantastic experts for today's show: Mikel Van Cleve from USAA and Nick Clements from MagnifyMoney.com. Mikel and Nick break down what you need to know to make sure you don't end up on the wrong end of a credit card "Gotcha!" 

On the Quotacy hotline, Coulton asks about airline miles and playing "the points game." Should he do it?

Doug's frustrated by McDonalds, we answer your letters, we discuss basketball stars who save awesome sums of money and more.

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