Sounds a bit woo-woo saying it, but this is my strategy. It’s why I doubled down on leveraged residential property in 2015, Bitcoin in 2017, and gold in 2019. I’ve mostly always ignored the price during these times and exclusively focused on the macro-narratives. Read more.

YouTube version for charts.

Gary Savage is an expert gold analyst and author of the Smart Money Tracker newsletter: https://www.smartmoneytrackerpremium.com

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001. 

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

Fees, taxes, and inflation—nothing robs your investment account more than this evil threesome. With fees, if you’re not getting value, you can move your money wherever you like, but there’s diminishing returns the further you go. With taxes, there are ways to legally reduce this obligation...Read more.

Thank you very much to Lawrence Lepard - check out his book 'The Big Print.'

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001. 

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

Early-stage investing is putting money into new companies with big ideas but not a lot of history. If they make it, even a small investment can yield significant returns. The best part of these returns, however, is that it has nothing to do with global trends but the company’s ability to solve a problem and generate revenue. Read more

Robbie Paul is the CEO of Icehouse Ventures.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001. 

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

Tom Deacon is a senior investment analyst at Mint Asset Management, who focuses on stock research for New Zealand and Australian-listed companies in the healthcare and technology sectors. Read more

YouTube Version

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001. 

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

Check out YouTube version here, or read an article about this chat here.

Michael Reddell is a former senior official at the Reserve Bank of New Zealand (RBNZ). He was Head of Financial Markets from 2000 to 2003 – he was an economic adviser to the central banks of Papua New Guinea and Zambia and served on the Board of the International Monetary Fund – although being semi-retired he writes regularly on central bank issues and New Zealand's economic performance.

Check out the blog of Michael Reddell here.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001. 

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

Recent research shows the average New Zealander spends about $3k per month in retirement, on top of government superannuation.

The question we should consider here, is, where is it going to come from?

From a house sale? From investment returns? Inheritance?

What about, from your investment strategy.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001. 

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

No one wants to be blamed if you lose money. The backside-covering of risk ‘disclosures’ shifts the focus to side effects rather than the cure, ironically nudging some investors to treat investing like a game of chance instead of a disciplined, long-term pursuit. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001. 

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

Rowan Simpson has been, and continues to be instrumental in the success of several high-growth technology businesses in NZ, including Trade Me, Xero, and Vend.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001. 

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

Special thanks to Dr. Simon Collins, Brandon Bucher, and Rob Clarkson. They are all co-founders of Web3NZ's 2024 Startup of the Year Lightning Pay NZ. They're working to disrupt, or even destroy, traditional payments, and I'm curious as to how that's going to work. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001. 

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

In WW2 we discovered if you control the world, you get to control the money. In 1971 we learnt that that as long as the majority had a fear of violence, that was a good enough anchor for money, and gold wasn’t required. In 2008 we discovered the kind of bubbles fiat thinking like that could create – but we kept going. In 2020, a critical majority spotted the pattern – the cheaper the money gets, the more our investments rise. More people than ever are started to notice how What happens in the world, happens with our money. Read more

I haven’t heard many people tie a bow in a range of topics from the history of money to central banking to geo-politics like today’s guest, Alasdair Macleod.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001. 

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!